Bel Air Homes with False Waterfront

3 Beds ⋅ 3 Baths ⋅ 1010624 MLS ⋅ 1,716 SqFt.

OPEN HOUSE-SAT 8/29 from 9-12:30. Welcome to this fully remodeled 3-bedroom, 3-bathroom home in the desirable Bel Air neighborhood on the East End of Panama City Beach. The immaculate kitchen features GE Café appliances, an oversized island, coffee bar, and built-in butler's cabinetry, while all three bathrooms feature beautifully updated showers with high-end seamless glass. Outside, enjoy a brand-new pool with brick pavers and a screened-in porch perfect for entertaining. Boaters will love being just minutes from the Dolphin Street and public Grand Lagoon boat ramps, while Public Beach Access 22 is less than 0.4 miles away, approximately a 6-minute walk. Completely updated and ideally located near the beach and boating, this property is a great option for a primary residence, personal beach retreat, or short-term rental investment.

8399 Lydia Ln, Panama City Beach

$700,000

3 Beds ⋅ 3 Baths ⋅ 794597 MLS

OPEN HOUSE-SAT 8/29 from 9-12:30. Welcome to this fully remodeled 3-bedroom, 3-bathroom home in the desirable Bel Air neighborhood on the East End of Panama City Beach. The immaculate kitchen features GE Café appliances, an oversized island, coffee bar, and built-in butler's cabinetry, while all three bathrooms feature beautifully updated showers with high-end seamless glass. Outside, enjoy a brand-new pool with brick pavers and a screened-in porch perfect for entertaining. Boaters will love being just minutes from the Dolphin Street and public Grand Lagoon boat ramps, while Public Beach Access 22 is less than 0.4 miles away, approximately a 6-minute walk. Completely updated and ideally located near the beach and boating, this property is a great option for a primary residence, personal beach retreat, or short-term rental investment.

8399 Lydia Lane, Panama City Beach

$275,000

794216 MLS

Prime building opportunity on the east end of Panama City Beach! This cleared, level 50' x 125' lot is located in Flood Zone X and less than 1,000 feet from public beach access. Conveniently situated near the new Tootsie's, St. Andrews State Park, dining and entertainment. Zoned R-2 with the potential for a single-family residence or duplex, subject to applicable development requirements. Public sewer is available, adding exceptional value and convenience for future construction. Ideal for a primary residence, beach retreat or investment property. Buyer to independently verify lot dimensions, flood zone, zoning, allowable uses, setbacks, utilities, connection fees, permitting requirements and all information deemed important.

8307 Elizabeth Avenue, Panama City

$375,000

3 Beds ⋅ 2 Baths ⋅ 793911 MLS

Your Beachside Escape Awaits!! Just minutes from the sand, this charming coastal home puts you right in the heart of the fun! Located about a 5 minute walk from the beach and just one block from convenient golf cart rentals, you'll have everything you need to enjoy the laid-back beach lifestyle right at your fingertips. Inside, you'll find an updated kitchen and comfortable living spaces designed for relaxing and entertaining. With room to comfortably accommodate at least six guests, this home offers plenty of flexibility whether you're looking for a private beach retreat, a second home, or a fantastic investment property. Step outside and discover a spacious backyard, perfect for entertaining, grilling, enjoying an evening outdoors, or simply soaking up the Florida sunshine. A detached shed provides valuable storage space for all of your beach essentials. Also, this location is incredible! It's within a 5 minute drive of some of the hottest restaurants and bars - including Tootsies! Other activities include mini golf, the slingshot, and jet ski and boat rentals so this makes it easy to enjoy the coast without being far from home. Whether you're looking for a short-term rental opportunity, a second home, or a fun beachside starter home, this property offers the perfect combination of location, lifestyle and versatility. Pack your beach bag! The coastal lifestyle is calling!

8419 Elizabeth Avenue, Panama City Beach

$825,000

3 Beds ⋅ 3 Baths ⋅ 793024 MLS

Just one block from the white sandy beach! Located withing walking distance to public beach access 18. Looking for your next rental? This home is currently bringing in $90k per year rental income. Whether looking to live in or rent the location can not be beat! The home has everything you could think of for maximizing rent including a pool, gaming, balconies for sunset and sunrise watching. Located on the East end near Surf Dr. The garage has been transformed into a game room. It can be converted back. Sq ft is approximate due to garage conversion. Originally 1600 sq ft with garage. No HOA! View this home on Zillow Showcase to see the interactive features.

4109 Ocean Street, Panama City Beach

$549,000

3 Beds ⋅ 2 Baths ⋅ 790409 MLS

Beautifully renovated coastal retreat just blocks from the Gulf, ideal as a primary residence, second home, retirement getaway, or vacation property in Panama City Beach. Hop on your golf cart and head to the beach, local restaurants, marinas, and nearby public boat ramps while enjoying the relaxed coastal lifestyle Lower Grand Lagoon is known for. This charming 3-bedroom, 2-bath home features an open-concept floor plan with modern finishes and thoughtfully upgraded features throughout. The spacious kitchen is designed for entertaining and includes stainless steel appliances, a double oven, farmhouse sink, and an oversized center island that flows seamlessly into the living and dining areas. Upstairs, two oversized bedrooms open onto a large sun-filled deck, creating the perfect space to relax after a day at the beach. Step outside into your own private backyard oasis featuring mature natural landscaping, a fully fenced yard, three gazebos for shaded outdoor living, and a tranquil waterfall feature that adds to the peaceful atmosphere. Move-in ready and full of coastal charm, this property offers the perfect blend of comfort, lifestyle, and location with no HOA.

8323 Elizabeth Avenue, Panama City

$895,000

3 Beds ⋅ 5 Baths ⋅ 789978 MLS

NO HOA! FINANCIAL POWERHOUSE! HEATED POOL! This prime beachside asset commands an Estimated Annual Gross Rental Revenue between $85,000 - $90,000. Designed for compounding returns, this revenue is projected to increase year-over-year. By capturing highly valuable repeat guests, you will maximize occupancy rates and secure a rapidly increasing ROI from day one. Full historical data (coming soon) and future projections are available upon request. This highly-rated VRBO property is in the top 10% of guest reviews for the area, with 139 reviews in total. LUXURY COASTAL LIVING MEETS A LEGACY OF MEMORIES. This isn't just a beach house; it is a ''Love-Held'' sanctuary where generations have gathered to discover the very best of Northwest Florida. From the quiet shores of Cape San Blas to the historic charm of Pensacola, this home has served as the ultimate home base for family reunions and life-changing adventures. The current owners' children are reluctant to let it go--and for good reason. It has been a magical learning environment where the kids grew up alongside the Gulf, learning the pride of homeownership and the joy of coastal stewardship. While the family is ready to move on to their next chapter, they leave behind a home filled with soul and a foundation built for a lifetime of new traditions. PRISTINE BEACHSIDE ELEGANCE JUST STEPS FROM THE SHORE. Located on the coveted beach side of Thomas Drive--just three lots off the emerald waters--this 2,934 (total sq. ft.) Tuscan-inspired residence offers breathtaking Gulf views from the third level. The interior is a masterclass in luxury, featuring 10-foot ceilings on the first floor, granite countertops, and high-end stainless appliances. Designed to sleep 10, the layout includes three large bedrooms plus two built-in bunk areas, ensuring plenty of space for everyone to spread out. With four covered balconies, two electric fireplaces for ambience/light only, a jetted master tub, every detail has been curated for comfort and sophisticated beach living. YOUR PRIVATE OUTDOOR OASIS WITH UNMATCHED UTILITY. Step outside into your own private retreat featuring a gunite pool, recently upgraded with a new pump and filter (2022). This ''Twin Home'' attached single unit offers a rare advantage: a solid concrete divider wall that ensures absolute privacy and zero sound transfer between sides. Unlike most beach properties, parking is never an issue here. The expansive driveway accommodates up to 8 vehicles (4 side, 4 front), providing ample space to park your RV or boat right on the property--a true rarity so close to the Gulf. A TURN-KEY, COMPLETELY FURNISHED INVESTMENT. Whether you are seeking a premier primary residence or a high-performing vacation asset, this property is being sold fully furnished and ready to deliver from day one. The home features a brand-new downstairs water heater (2024), and a newer upstairs HVAC. Perfectly positioned in the quieter area of Panama City Beach, you are just a short drive from the world-class dining and shopping of 30A, Destin, Mexico Beach and Port St. Joe, while remaining tucked away in a peaceful, highly flexible coastal pocket.

8319 Thomas Drive, Panama City Beach

$529,000

4 Beds ⋅ 4 Baths ⋅ 785770 MLS

Investor Property Alert! 5 Minute walk to the beach. No HOA!! Sellers offer this beautiful Panama City Beach, a fully furnished duplex just a short stroll from the sugar white sand and emerald waters of the Gulf. This turnkey investment opportunity offers the perfect blend of beach lifestyle and strong rental potential in one of Florida's most sought after vacation markets. NO HOA!! Built in 1999 and thoughtfully updated, this open floor aesthetic features two spacious units, each offering two bedrooms and two bathrooms. The interiors have been renovated in recent years post hurricane with modern kitchens, backsplash, granite countertops, stainless steel appliances, and updated bathrooms that appeal to today's vacation guests and long term renters alike. Tile flooring throughout makes maintenance easy and stands up well to sandy feet and high occupancy. Enjoy the creative and comfortable backyards with fire pits made for entertaining guests and enjoyment, peace, and solitude. The layout provides flexibility for investors. Short-term rent both units for maximum income potential OR live in one side and rent the other, or operate both as short term vacation rentals. The property is being offered furnished and ready to welcome guests, allowing you to start generating income right away. An outdoor shower adds a practical and attractive touch for beachgoers returning from a day in the sun. Location is everything in Panama City Beach, and this property delivers. Just minutes from public beach access, restaurants, shopping, and local attractions, guests can enjoy everything the area has to offer without ever needing to drive far. Walkability to the beach is a major draw that consistently supports strong occupancy and nightly rates. Whether you are looking to expand your investment portfolio or secure a beach property with built in income potential, 8402 Elizabeth Avenue is an opportunity you do not want to miss! Schedule your private showing today and step into a property that works as hard as you do while offering the relaxed lifestyle only the beach can provide.

8402 Elizabeth Avenue, Panama City Beach

$1,199,000

785151 MLS

Incredible investment opportunity! Excellent location for flex space. The interior of the property boasts 3 offices, a lobby/reception area, kitchen and bath as well as approx 2,500 sqft of warehouse space with two 10x10 bay doors. The exterior boasts a fended in lay down yard and Thomas Drive frontage. Currently occupied by a general contractor tenant with income of $6,500/month NNN. Present lease term ends at the end of 2026. Great opportunity for retail, auto repair, contractors and more. Rare find in a location like this!

8416 Thomas Drive, Panama City

$1,495,000

5 Beds ⋅ 3 Baths ⋅ 781328 MLS

Coastal luxury without the gulf front pricing. It is located directly across the street from the Gulf with a large pool and outdoor area. Surf Drive is a short unique street in PCB. It is only a mile long so there is not much traffic. This house is in an upscale area with many large gulf front houses within the block. This beautiful home was completely updated in 2024 and 2025. The large pool area is a great place to hang out and enjoy being at the beach. The whole pool area has stone pavers with many tables and chairs. There is both a pool and hot tub. A vinyl fence surrounds the house. All of the ceilings are shiplap and all of the flooring is LVP. It is completely furnished and rental ready. It is a corner lot with stone pavers. Parking will never be a problem as there is parking in front of the house as well as the side. It is a very short walk to either beach walk 19 or 20. You can be on the sand within a couple of minutes from the driveway. There is a large master bedroom with a large closet that can be used to put a port-a-crib for small children. A new AC was installed in addition to the other updates. The kitchen, family room and dining room make for a very large open area for the whole group to gather. There is a large big screen TV in the family room. There is a large granite top island in the kitchen that makes it easy to serve meals to a large group. All of the bathrooms are new. The hall bath has a new tub with tile around it and a sliding glass door. The other two bathrooms have tile showers with sliding glass doors. There is blue tooth connections in the bathroom fans so you can listen to music. There are a large number of hooks in the bathrooms for towels and swim suits. The outdoor shower has both cold and hot water on the side of the house when you come in from the beach. The laundry room is off of the kitchen area. The current bed configuration sleeps 18 including the pull out couch. The bunk bedroom has large built in wood bunks that can sleep 4 adults easily and even more children.

8312 Surf Drive, Panama City Beach

$1,475,000

4 Beds ⋅ 3 Baths ⋅ 781311 MLS

LOCATION IS EVERYTHING! Home is across the street from Beachwalk 19. You can be on the sand in one minute from the time you leave the driveway. The only thing that would be better is to be Gulf front and that would cost $Millions more. This home is in a very upscale area with many large gulf front houses within a block. This beautiful home was completely redone two years ago. All of the ceilings are shiplap and all of the flooring is LVP. Metal roof was done in 2019. There are gutters around the whole house. The front of the house has a custom arbor that adds tremendous eye appeal. It is beautifully decorated and rental ready. Even though it has been a private residence, most of the furniture stays. It is on a corner lot with plenty of parking on the oversized stone paver driveway. The stone pavers are on both sides of the house leading to the large outdoor deck around the pool. There are outdoor tables and chairs that make for a great place to hang out. The heated swim spa is great for year round enjoyment. Half of pool is configured like a hot tub with seats and jets and half is like a pool. A new AC unit was installed earlier this year. In addition each bedroom has portable AC units so even in the hottest part of the summer, the bedrooms are more than cool. The open family room and kitchen area make for a great gathering place. There is a granite counter bar, that can seat at least 9, around the kitchen as well as a large table that can seat at least 10. There is a large screen TV in the family room as well as TVs in 4 of the bedrooms. One of the bedrooms is currently used as an office but would normally be used as a bedroom. The current bed configuration sleeps 16 but can easily sleep 18. All of the bathrooms have sliding glass doors with new tile around the whole shower. The hall bath has a new tub with tile around it along with the sliding glass door. The master suite has an extra large shower. The outdoor shower has cold and hot water. There are numerous hooks in each bathroom as well as around the outside shower to hold towels and swim suits. Everything in this house has been completely redone. The separate laundry room has full size stackable stainless steel washer and dryer with amble storage shelves. The laundry room has an entrance directly from the pool area to manage all of the wet swim suits and towels. The bunk bedroom has sturdy large built in wood bunks. Now is the perfect time to buy to be ready for the upcoming vacation rental season or to use as a second home or permanent residence. There is a white vinyl fence that surrounds the house.

8213 Surf Drive, Panama City

Bel Air Homes with False Waterfront

Newest Bel Air Homes with False Waterfront