El Centro Beach Homes with True Waterfront

Welcome to El Centro Beach, a hidden gem nestled in the heart of Panama City Beach, Florida. This charming subdivision offers a unique blend of coastal living and serene tranquility, making it the perfect retreat for those seeking a slice of paradise. With its stunning views and close proximity to the sparkling Gulf of Mexico, El Centro Beach is an ideal destination for beach lovers and outdoor enthusiasts alike.

One of the standout features of this community is the true waterfront homes that line its picturesque shores. Imagine waking up each morning to the soothing sounds of waves lapping at the beach, with breathtaking sunrises painting the sky in hues of orange and pink. These waterfront properties not only provide direct access to the beach but also offer a front-row seat to the stunning natural beauty that Panama City Beach is renowned for.

The homes in El Centro Beach are thoughtfully designed to embrace the coastal lifestyle, featuring open floor plans, expansive decks, and large windows that invite abundant natural light. Whether you’re looking for a cozy beach cottage or a luxurious waterfront estate, you'll find a variety of options to suit your taste and lifestyle.

Beyond the homes, El Centro Beach boasts a welcoming community atmosphere, where neighbors become friends and the spirit of coastal living thrives. Enjoy leisurely strolls along the beach, indulge in local seafood dining, or explore the nearby attractions that make Panama City Beach a beloved destination.

Come discover the enchanting lifestyle that awaits you in El Centro Beach—where true waterfront living meets the beauty of Florida's Gulf Coast!

Newest El Centro Beach Homes with True Waterfront

$559,000

3 Beds ⋅ 3 Baths ⋅ 792142 MLS

**AUGUST PRICE SPECIAL -- NOW $559,000!** This is an exceptional opportunity to own brand-new lakefront construction in Panama City Beach at a compelling price. Located at 227 Lullwater Drive, this 1,817 sq ft two-story home offers 3 bedrooms, 2.5 baths, and a spacious main-level primary suite. Quality construction and features include hurricane-impact windows and doors, spray-foam roof deck insulation, Taexx in-wall pest control, reclaimed-water irrigation, gutters, wrap-around fencing, and an oversized 1-car garage. Enjoy **NO HOA and no flood zone**, with the beach within walking distance and Pier Park, Frank Brown Park, restaurants, shopping, and entertainment just minutes away. The home is move-in ready and includes a 1-year builder warranty and transferable termite bond. Ideal as a primary residence, second home, or investment property. **This special $559,000 price is being offered during August.** Buyers who have previously considered the property are encouraged to take another look while this pricing is available. Schedule your private showing today!

227 Lullwater Drive, Panama City Beach

$890,000

4 Beds ⋅ 3 Baths ⋅ 782720 MLS

4BD/BA3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar. Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected. Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage. Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.

263 Lullwater Drive, Panama City Beach

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