Finisterre Real Estate

Finisterre Real Estate

Welcome to Finisterre, a hidden gem nestled in the heart of Bay County, Florida. This enchanting subdivision offers a perfect blend of serene living and vibrant community spirit, making it an ideal destination for families, retirees, and anyone seeking a peaceful retreat close to the stunning Gulf Coast.

Finisterre is renowned for its picturesque landscapes and lush greenery, providing a tranquil backdrop for everyday life. The subdivision features a variety of beautiful homes, each uniquely designed to reflect the charm and character of the area. Residents enjoy spacious lots, many of which are adorned with mature trees and vibrant gardens, creating a warm and inviting atmosphere.

One of the standout features of Finisterre is its prime location. Just a short drive away, you'll find the breathtaking beaches of Panama City and the scenic St. Andrews State Park, perfect for sunbathing, swimming, and water sports. The area is also home to excellent schools, shopping centers, and a variety of dining options, ensuring that all your needs are just around the corner.

Community events and activities abound in Finisterre, fostering a strong sense of camaraderie among residents. Whether it’s a neighborhood potluck or a weekend gathering at the local park, there’s always something happening to bring people together.

If you’re seeking a peaceful yet vibrant community in Bay County, Finisterre is the perfect place to call home. Experience the charm and warmth of this delightful subdivision, where every day feels like a vacation. Come explore Finisterre—your dream home awaits!

Newest Listings in Finisterre

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

3303 Terra Cotta Drive, Panama City

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)

3301 Terra Cotta Drive, Panama City Beach

Rare opportunity to own a premium waterfront homesite in the highly sought-after gated community of Finisterre. This exceptional lot has been thoughtfully improved with fill dirt and a new seawall, providing a solid foundation and valuable cost savings for your future build. Enjoy direct water access with two designated jet ski spaces at the community dock, conveying with the purchase and perfectly suited for embracing the coastal lifestyle. Whether you are planning a custom luxury residence or a private second home retreat, this property is ideally positioned to capture stunning views of Grand Lagoon and its natural beauty. The seller also offers beautifully designed Mediterranean-style house plans, customized specifically for this lot, adding further value and convenience for your build. Finisterre is a gated waterfront community featuring amenities such as tennis courts, pickleball, basketball, a playground, and a community dock. Ideally located just minutes from local marinas, some of Panama City Beach's best dining, and only a short golf cart ride to ''World's Most Beautiful Beach'', this property truly offers the best of both boating and beach living. Opportunities like this in Finisterre are limited. Secure your slice of paradise and begin building your dream coastal home today. This listing contains photos with conceptual rendering for illustrative purposes only.

3319 Terra Cotta Drive, Panama City Beach

Exclusive Waterfront Lot in Finisterre Gated Community with Gulf Access Experience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine water frontage, this lot boasts panoramic views and is preapproved for the construction of a private dock, making it a paradise for boating enthusiasts. Enjoy tennis courts, basketball courts, and community dock.

5234 Finisterre Drive, Panama City Beach

Panama City Beach's most elegant neighborhood on the peninsula that forms the lagoon. This is the largest (.33 acre), most desirable interior lot, directly across the street from the most elegant homes in Bay County. Second story view overlooks Grand Lagoon and the Pass. Great gated community with tennis, pickleball courts, playground and community dock. There is no build out time on this fabulous lot.

5217 Finisterre Drive, Panama City Beach

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Meet John Arroyo, Founder of Mr. Beach Team

Team Leader | Mr. Beach TeamJohn "Mr. Beach" Arroyo is the founder and team leader of the Mr. Beach Team, helping families buy, sell, and invest throughout Panama City Beach, 30A, Destin, and Florida's Emerald Coast. Known for his energetic personality, honest advice, and educational YouTube videos, John has become a trusted resource for thousands of families considering a move to the Emerald Coast. His passion isn't simply selling homes—it's helping people find the community and lifestyle that best fits their goals.Before launching his real estate career, John spent more than a decade in broadcasting, where he learned the power of storytelling, communication, and building relationships. Today, he combines those skills with innovative digital marketing and local market expertise to help clients make informed real estate decisions.John founded the Mr. Beach Team with a simple mission: educate first, serve well, and let relationships drive the business. Whether he's touring neighborhoods, negotiating contracts, or creating relocation videos, his goal is always to provide honest guidance and help clients make confident decisions.His faith in Jesus Christ is the foundation of both his life and his business. John believes every opportunity to serve is a blessing, and he strives to lead with integrity, humility, generosity, and excellence. Those values influence every client relationship and every decision the team makes.When he's not helping clients, you'll find John with his wife, Sarah—better known as Mrs. Beach—and their daughters, Ruby and Poppy, enjoying everything the Emerald Coast has to offer. As a husband, father, entrepreneur, and REALTOR®, John understands that home is about far more than real estate—it's about building a life where your family can thrive.Whether you're relocating across the country, searching for your dream beach home, or making your next investment, John and the Mr. Beach Team are committed to helping you make the right move with confidence, integrity, and a servant's heart.

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