No Recorded Subdivision Homes with True Waterfront

No Recorded Subdivision Homes with True Waterfront

Welcome to a hidden gem where tranquility meets luxury living—an enchanting area with no recorded subdivision, offering a unique opportunity to embrace the serenity of true waterfront homes. Nestled in a picturesque landscape, this region promises a lifestyle that harmonizes with nature, providing an idyllic retreat from the hustle and bustle of everyday life.

Imagine waking up to the gentle sounds of water lapping at your doorstep, with breathtaking views that change with the seasons. The homes here are designed to maximize your connection to the water, featuring expansive windows and outdoor living spaces that invite the beauty of the outdoors in. Whether you’re sipping your morning coffee on a private deck or hosting sunset gatherings with friends and family, these true waterfront properties offer an unparalleled experience.

The area is not just about stunning homes; it’s about a lifestyle. Residents enjoy a myriad of recreational activities right at their fingertips, including kayaking, fishing, and swimming, all while surrounded by the natural beauty of the landscape. The absence of a recorded subdivision means you have the freedom to create a personalized sanctuary that reflects your style and preferences.

With a strong sense of community and a focus on preserving the natural environment, this region invites you to explore the best of waterfront living. Discover your dream home in this extraordinary area, where every day feels like a vacation and the beauty of nature is your constant companion. Come and experience the charm of true waterfront living—your perfect escape awaits!

Newest No Recorded Subdivision Homes with True Waterfront

$560,000
4 Beds ⋅ 2 Baths ⋅ 1010789 MLS ⋅ 1,876 SqFt.
Rare waterfront freedom meets elevated design on the peaceful shores of Deerpoint Lake. Situated at 4917 High Point Dr, this exceptional estate spans a rare double lot featuring 160 feet of direct shoreline. The four-bedroom residence has been completely transformed with a refined rustic modern aesthetic--seamlessly pairing rich organic textures, architectural warmth, and clean contemporary finishes. Sun-drenched living areas frame stunning water views, offering an effortless flow designed for both quiet everyday relaxation and high-end entertaining. The expansive grounds deliver unprecedented versatility and long-term value. In addition to the main four-bedroom home, the property showcases a massive pole barn built to accommodate oversized boat storage, RV parking, a custom workshop, or a recreational compound. Crucially, the unique double-lot footprint provides rare strategic potential: keep the entire footprint as an ultra-private waterfront domain, expand your compound, or build and sell a second independent residence for capital gain. Whether you are searching for a private freshwater retreat, a multi-structure sanctuary, or a smart real estate investment with built-in development flexibility on Deerpoint Lake, this Panama City offering stands in a class of its own.

4917 High Point Dr, Panama City
$599,900
1010708 MLS
A rare opportunity for a Bayfront lot on North Cape San Blas. This large lot is over 1.18 acres (per plat) and with 100' plus of St Joseph Bay frontage with substantial improvements. Parcel is partially cleared for a homesite yet still has a nice variety of native foliage. Located only 1/3 of a mile from St Joe Shrimp Company and 1/2 mile from Scallop cove this parcel is in a great location and in the heart of the Pig Island channel for great boating access. Onsite amenities include a 24' x 24' pole barn with enclosed storage shed, finished dock with power and boat lift( needs some repair), drive way with gate, water tap paid/ installed, and cleared gravel base into the property. Owner has site plan, house plans, and survey on file. Don't miss out on this excellent opportunity to get ahead of much of the starting work in order to enjoy the bay! Some dimensions were taken from the Gulf County Property Appraisers office, please verify if important.

4746 Cape San Blas Rd, Cape San Blas
$4,750,000
6 Beds ⋅ 8 Baths ⋅ 1010257 MLS ⋅ 3,600 SqFt.
One of the most uniquely positioned properties on Front Beach Road! Located at 22339 FBR- 6 beds, 6 full baths, and 2 half baths. This property sits as far West as you can get on FBR and is just a 5-minute drive to 30A. From a supply and demand standpoint, the location offers a compelling long-term advantage, as properties this far West along FBR are exceptionally limited. As 30A continues to evolve and PCB continues to develop, this property presents a strong appreciation opportunity, particularly from a land-value perspective. The home generates approximately $375,000-$475,000 in annual rental revenue, offering significant income potential alongside its strategic location. Additional highlights include a private beach board, brand new exterior decks, railings and pool, very large decks, and parking for up to 10 vehicles. A rare opportunity to own a high-performing property in one of the most strategically positioned locations on the beach.

22339 Front Beach Rd, Panama City Beach
$400,000
1010119 MLS
Are you ready to vacation every single day? Have you dreamed of living on the water where you can build your waterfront home with a porch overlooking the water. You could sit on the porch and watch the most incredible sunsets each evening. Fish off the dock. Add a lift to the boat house so at the flip of a switch you can lower your boat and be cruising in minutes. You can watch the dolphins play in the water. See the bald eagles and ospreys flying by. All this plus this waterfront lot is at the end of the street for added privacy. The dock and boat house are in place now. The lot has majestic trees that provide dappled shade during the summer months. There is an easy walking path to get down to the dock and so you can envision where you can build. You would probably need to build on pilings and then you would get incredible elevated views of the bay! Navarre beach is about 15 minutes drive away. Where Y'at Seafood could be your local! 5 minutes to Holley boat ramp. This is a very special location and an amazing opportunity to be on vacation every single day!

7107 Wells Ave, Navarre
$289,900
3 Beds ⋅ 2 Baths ⋅ 1010054 MLS ⋅ 1,353 SqFt.
Brand-new construction coming to Hattaway Road in Opp, Alabama! This 3-bedroom, 2-bath single-family residence will be built by VLM Construction and offers the opportunity to enjoy a thoughtfully designed new home in an established area with convenient access to Opp and surrounding communities. Hattaway Road offers a more relaxed residential setting while remaining close to local shopping, dining, schools, recreation and everyday conveniences. Outdoor enthusiasts will appreciate the area's proximity to Frank Jackson State Park and Lake Jackson, known for fishing, boating, swimming and other recreational opportunities. With new construction, modern finishes and the peace of mind that comes with a brand-new home, this property is an excellent opportunity for those looking to make Opp home.

Lot F Hattaway, Opp
$1,300,000
1009949 MLS
A rare opportunity to own one of the last remaining homesites directly on Lake Powell--Florida's largest coastal dune lake. Situated on a quiet dead-end street with no HOA, this expansive 0.70+ acre lot features approximately 90 feet of waterfront, exceptional privacy, and ample space to build anything from an intimate coastal retreat to a magnificent custom estate. Coastal dune lakes are globally rare natural treasures found in only a handful of locations worldwide. These remarkable ecosystems periodically connect with the Gulf of Mexico, creating a unique mixture of fresh and saltwater and offering extraordinary opportunities for boating, kayaking, paddleboarding, fishing, and wildlife watching. With its generous size, impressive waterfront setting, no HOA restrictions, and limited remaining inventory on Lake Powell, this property presents an outstanding opportunity for a custom-home buyer, builder, or investor. A thoughtfully designed luxury residence or vacation property could offer tremendous market appeal in one of Northwest Florida's most desirable and difficult-to-replicate waterfront settings. Opportunities like this simply do not come around often. The permit for a two-story dock is already in place and ready to build, perfectly positioned for you to sit back and enjoy breathtaking sunsets over the lake every evening. Buyer to verify all measurements, building requirements, dock permitting, and intended uses.

Lakeview Dr, Panama City Beach
$749,000
4 Beds ⋅ 4 Baths ⋅ 1009556 MLS ⋅ 4,225 SqFt.
Private Luxury Oasis on Nearly 7 Acres! Escape to your own private retreat at 21737 Tolliver Rd, a stunning four-bedroom, 3.5 bath approximately 4200 square foot estate set on just under 7 sprawling acres in Fountain, Florida. This one-of-a-kind property offers the space, privacy, and amenities that discerning buyers dream of, combining luxury living with the tranquility of country acreage. Three of the four bedrooms feature their own private ensuite baths, offering exceptional comfort and privacy for family members or guests alike. Inside, the living room impresses with soaring vaulted ceilings, creating a light-filled, airy atmosphere throughout the main living space. The open kitchen and dining area flow seamlessly into the living room, making this the perfect layout for entertaining or hosting family gatherings. The centerpiece of this remarkable property is its own private pond complemented by a beautiful fountain feature, creating a serene, picturesque backdrop that's visible throughout the grounds. Whether you're enjoying morning coffee with views of the water while watching deer and other peaceful wildlife, or hosting evening gatherings by the fountain's soothing sound, this feature transforms everyday living into something truly special. Beyond the main residence, the property includes a versatile workshop/she-shed/man cave -- the perfect flexible space for hobbies, a home business, extra storage, or simply a private getaway of your own. Whether you need a workshop for projects, a creative studio, or a personal retreat, this bonus structure adds incredible value and functionality to the estate. With nearly 7 acres to explore, there's room for gardening, recreation, future outbuildings, or simply enjoying the wide-open space and privacy that acreage living provides. The generous lot size offers endless possibilities while maintaining the peaceful, secluded feel that makes this property a true oasis. The craftsmanship in this home is spectacular as well. From the foam insulation to the solid exterior walls to the meticulously crafted details, this home is as efficient as they come. This exceptional Fountain, FL estate offers a rare combination of luxury, acreage, water features, and versatile bonus space -- a private sanctuary for those seeking room to breathe, entertain, and create the lifestyle they've always wanted. With the luxury decor included, this is a turnkey opportunity for your Private Escape from Reality, but only a short drive to the Beach! Contact us today to schedule your private tour of this remarkable property.

21737 Tolliver Rd, Fountain
$579,000
3 Beds ⋅ 2 Baths ⋅ 1008906 MLS ⋅ 2,072 SqFt.
Welcome to your own private waterfront retreat on beautiful Spring Pond. Situated on a 4.71-acre waterfront parcel with approximately 215 feet of freshwater frontage, this exceptional custom-built home offers a rare combination of privacy, luxury, and outdoor recreation. Approximately 2.5 to 3 acres are high and dry, providing ample room for the home, beautifully landscaped grounds, and outdoor living, while the remaining acreage extends into the pristine waters of Spring Pond, enhancing both the property's privacy and waterfront appeal. Built in 2016 and featuring a brand-new roof installed in 2026, the true showpiece is the expansive private white sand beach spanning nearly two-thirds of an acre, creating a setting that feels more like a secluded resort than a private residence. From the moment you enter, soaring 16-foot ceilings create an impressive first impression, while wood-look tile flooring extends throughout the home, blending timeless style with everyday durability. The spacious living room is highlighted by custom built-in bookcases that convey with the sale, and oversized windows capture breathtaking views of the backyard and waterfront beyond. The open-concept kitchen is designed for gathering, featuring a massive, oversized granite island, custom cabinetry, abundant workspace, and seamless flow into the living and dining areas. The primary suite offers a peaceful retreat with generous space, a custom headboard that conveys with the home, and a luxurious ensuite bath complete with a soaking tub, double vanity, and oversized tiled walk-in shower with a built-in bench. It also offers private access to the home's spacious screened-in porch. One of the home's most impressive features is the 59-foot by 10-foot screened porch, where you'll enjoy panoramic views of the property and water. Whether you're enjoying your morning coffee, entertaining friends, or simply relaxing at sunset, the scenery provides a sense of peace that's difficult to find. Every detail throughout the home has been thoughtfully designed to create both comfort and functionality. The backyard is truly something special. Mature landscaping, lush vegetation, apple trees, blueberry bushes, and seasonal blackberry patches create a private sanctuary where nature surrounds you. The crystal-clear waters of Spring Pond invite endless outdoor recreation, including kayaking, paddleboarding, swimming, boating, jet skiing, and fishing for largemouth bass, bluegill, bream, and other freshwater species. With approximately 215 feet of shoreline and your own massive white sand beach, every day feels like a vacation without ever leaving home. Additional features include a spacious two-car garage, a private well supplying an eight-zone irrigation system, and no HOA restrictions. You'll enjoy exceptional privacy while still being conveniently located just 20 minutes from Lynn Haven, providing easy access to shopping, dining, schools, and everyday conveniences. As you make your way home, you'll pass the Greenhead Fire Department, a nearby amenity that contributes to more favorable homeowner's insurance rates, followed by scenic horse pastures that set the tone for the peaceful surroundings ahead. Tucked away on the shores of Spring Pond, this exceptional property offers a rare combination of privacy, natural beauty, and waterfront living. Whether you're spending your days relaxing on your private white sand beach, fishing from your backyard, or simply taking in the tranquil views, this is a place where life moves at a slower pace. If you've been dreaming of a home where modern comfort meets the serenity of nature, this one-of-a-kind waterfront retreat is ready to welcome you home. This is more than a waterfront home; it's your own private freshwater paradise.

2970 Woodymarion Dr, Chipley
$2,200,000
5 Beds ⋅ 3 Baths ⋅ 1008273 MLS ⋅ 2,611 SqFt.
Rarely on the market, this newly renovated direct bay front home awaits you with a 2.75% assumable mortgage. No HOA and fully furnished. Great investment home! Rented first time in summer of 2026 averaging $1,000 to $1,500 per night! Wake up to a waterfront oasis, with a private dock& boat lift. Carriage house and 3 car garage plans are included. Walk into luxury with real wood flooring throughout the house, and beautifully designed interior. High end finishings in the kitchen, gas stove, wine closet, marble fireplace, & marble tiles from floor to ceiling in all bathrooms with waterfall quartz countertops in the kitchen & master bathroom. Rooms are equipped with remote controlled window treatment, easy access to the unparalleled sunrise rays & sunset hues. Master bedroom features a large walk-in closet, washer/dryer & a breathtaking view. The home features a 2-car garage, a luscious yard, hot tube over looking the bay and two saunas. one on the second floor balcony and one inside the garage. Home insurance is $8,200 and flood insurance is $1,800 annual. Seller is a licensed broker.

353 Bay Circle Dr, Santa Rosa Beach
$1,999,999
3 Beds ⋅ 3 Baths ⋅ 1008190 MLS ⋅ 3,463 SqFt.
Waterfront luxury meets effortless coastal living at 8203 N Lagoon Drive. Perfectly positioned on deep water with direct access to the Gulf of Mexico in just minutes, this exceptional property offers the boating lifestyle you've been dreaming of--all with no HOA. Designed for both everyday living and entertaining, this spacious home features 3 bedrooms, 2.5 bathrooms, plus a dedicated office, additional living room, and versatile flex space, all thoughtfully designed to maximize comfort and capture stunning views of Grand Lagoon. Step outside to your private waterfront oasis where a new travertine pool deck surrounds the sparkling pool and expansive outdoor living areas, creating the perfect setting for relaxing or hosting family and friends. Boaters will appreciate the private dock complete with a covered boat lift and additional slip, providing easy access for multiple watercraft and unforgettable days on the water. Additional features include a gated driveway, generous parking, and the privacy of a premier waterfront setting. Whether you're watching dolphins from your backyard, heading out for a sunset cruise, or enjoying the peaceful lagoon views from inside the home, this property offers a lifestyle that is truly unmatched. This is a rare opportunity to own one of Panama City Beach's premier waterfront homes where luxury, convenience, and direct Gulf access come together in one extraordinary property.

8203 N Lagoon Dr, Panama City Beach
$1,590,000
1007899 MLS
±2 Acres · ±175 feet of Choctawhatchee Bay frontage · No HOA · Minutes to 30A This two-acre, tree-lined property along Chat Holly Road offers approximately 150 feet on Choctawhatchee Bay--one of the most scenic and storied waterways on Florida's Emerald Coast. The Bay is prized for its quiet beauty, clear shallows, and endless ways to explore: launch a boat or paddleboard, fish the bayous, or cruise toward Crab Island and Destin's harborfront dining. The lot's generous depth provides room for an estate home, guest house, pool, or even a private pickleball court or collector-car garage, all surrounded by native oaks and pines for natural privacy. From here, you're minutes to Hwy 98, Grayton Beach, and 30A, as well as Dune Lakes Recreational Park and the area's top-rated schools.

Lot 1A Chat Holley, Santa Rosa Beach
$1,199,900
1007816 MLS
Build your dream coastal retreat on this desirable canal-front lot in beautiful Mexico Beach, Florida. Offering direct water access to the Gulf of America, this property presents an exceptional opportunity for boating, fishing, kayaking, and enjoying the laid-back waterfront lifestyle that makes this community so special. With approximately over 100' of seawall and dock in place, one can save tens of thousands of dollars for improvements. Imagine stepping from your future home to your boat and heading out for a day on the open water. Conveniently located near the sugar-white beaches, local restaurants, shopping, parks, and other community amenities, this homesite is well suited for a primary residence, vacation getaway, or investment property. The canal frontage adds tremendous appeal for buyers seeking easy access to world-class fishing and boating while remaining close to everything Mexico Beach has to offer. Enjoy peaceful mornings by the water, unforgettable sunsets, and the relaxed atmosphere of one of Florida's most charming coastal communities. With nearby access to Port St. Joe and Panama City, you can enjoy a quiet beach-town setting without sacrificing convenience. Whether you envision a custom waterfront residence, second home, or vacation rental, this property provides an outstanding canvas for your coastal vision. Canal-front opportunities with access to the Gulf of America are increasingly limited, making this a chance you will not want to miss. Per the owner; Seawall was reinforced about 2 to 3 years ago. Sewer and water tap convey with the sale. The city of Mexico Beach has stated verified that two homesite are possible since the parcel contains two platted lots. Some dimensions were obtained by the Bay County Property Appraiser's website, Please verify if important.

116 N 36th St, Mexico Beach
Start Your Search

Vendor Member Number : 28166