Panama City Beach Homes with True Waterfront

3 Beds ⋅ 4 Baths ⋅ 1002010 MLS ⋅ 1,792 SqFt.

Experience true Gulf-front living in this beautifully updated 3-bedroom, 3.5-bath townhome, complete with a bonus/bunk room and a separate studio suite (ideal as a mother-in-law suite or lockout unit). Perfectly positioned directly on the Gulf, you can step from your private deck onto the sugar-white sands and emerald waters--your ultimate coastal retreat. This property has been extensively renovated with high-quality upgrades throughout. Exterior improvements include all-new Trex composite decking and upgraded railings (2025), expanded porches, added privacy walls on the first and second floors, and new windows and doors on all three levels. Interior updates feature LVP flooring throughout, KraftMaid cabinetry, quartz countertops, and a full suite of stainless and built-in appliances, including a Sharp dishwasher, drawer microwave, refrigerator, LG oven, and Hisense beverage fridge. Major systems have also been updated for peace of mind, including a new roof (2021), electrical panel (2023), complete plumbing replacement, new hot water heater, and updated HVAC system with new ductwork. The lower-level studio has been fully renovated with new sheetrock, quartz countertops, a kitchenette, Murphy bed, private living space, and its own mini-split A/C--perfect for guests or rental flexibility. Inside, you'll find light-filled, coastal-inspired interiors with neutral tones and custom finishes throughout. Multiple Gulf-front decks provide both covered and open spaces to relax, dine, and entertain while enjoying breathtaking sunsets year-round. Lovingly maintained as a personal residence and never rented by the current owner, this townhome offers a rare opportunity for a pristine beachfront property ready for your personal touch or creative investment vision. Conveniently located just minutes from Pier Park, Dolly Parton's Pirate Voyage Dinner & Show, Topgolf Panama City Beach, as well as local dining and shopping. Offered fully furnished and truly move-in ready--schedule your private showing today and start living the coastal lifestyle you deserve.

17207 Front Beach Rd Unit # 4, Panama City Beach

$1,785,000

3 Beds ⋅ 4 Baths ⋅ 788217 MLS

Experience true Gulf-front living in this beautifully updated 3-bedroom, 3.5-bath townhome, complete with a bonus/bunk room and a separate studio suite (ideal as a mother-in-law suite or lockout unit). Perfectly positioned directly on the Gulf, you can step from your private deck onto the sugar-white sands and emerald waters--your ultimate coastal retreat. This property has been extensively renovated with high-quality upgrades throughout. Exterior improvements include all-new Trex composite decking and upgraded railings (2025), expanded porches, added privacy walls on the first and second floors, and new windows and doors on all three levels. Interior updates feature LVP flooring throughout, KraftMaid cabinetry, quartz countertops, and a full suite of stainless and built-in appliances, including a Sharp dishwasher, drawer microwave, refrigerator, LG oven, and Hisense beverage fridge. Major systems have also been updated for peace of mind, including a new roof (2021), electrical panel (2023), complete plumbing replacement, new hot water heater, and updated HVAC system with new ductwork. The lower-level studio has been fully renovated with new sheetrock, quartz countertops, a kitchenette, Murphy bed, private living space, and its own mini-split A/C--perfect for guests or rental flexibility. Inside, you'll find light-filled, coastal-inspired interiors with neutral tones and custom finishes throughout. Multiple Gulf-front decks provide both covered and open spaces to relax, dine, and entertain while enjoying breathtaking sunsets year-round. Lovingly maintained as a personal residence and never rented by the current owner, this townhome offers a rare opportunity for a pristine beachfront property ready for your personal touch or creative investment vision. Conveniently located just minutes from Pier Park, Dolly Parton's Pirate Voyage Dinner & Show, Topgolf Panama City Beach, as well as local dining and shopping. Offered fully furnished and truly move-in ready--schedule your private showing today and start living the coastal lifestyle you deserve.

17207 Front Beach Road Unit 4, Panama City Beach

$699,000

3 Beds ⋅ 3 Baths ⋅ 769107 MLS

Great opportunity to own a waterfront home on North Lagoon in Panama City Beach, FL! Priced well below similar properties in the area. 2300 sq ft (3 BRs, 2 full baths, 2 half baths). Bring your boat, jet ski and water toys, and enjoy life on the Lagoon! You can be in the Gulf of Mexico fishing in minutes or fish right off the dock. Catch blue crabs, catfish, red fish and baitfish off the dock. Comes with a boat slip and 10k lb boat lift, with water and electricity on the dock. New dock in 2023 (all boards replaced). New shingle roof and siding in 2019. New boat Lift motors in 2021. New bathroom upstairs, new toilets, new oversize washer and dryer in 2022 (conveys with home). New floor and inside paint in 2023. Open floor plan on main level allows you views of the water, and your master bedroom allows you to wake up and view the water from your bed! Has 2 balconies and a patio to take advantage of the outdoors and sip a beverage, dine al fresco, read, or watch the dolphins and boats go by. Seawall reinforced in 2024. Hurricane shutters on sliding glass doors. Full time or part time living! Central Vac system. Rentals allowed. HOA is $500 quarterly and in good standing. Covers all lawn and yard care, dock water and electricity, and great cable package.

5833 N Lagoon Drive Unit A, Panama City Beach

Panama City Beach Homes with True Waterfront

Newest Panama City Beach Homes with True Waterfront