Top Of The Gulf Condo. Homes with True Waterfront

Top Of The Gulf Condo. Homes with True Waterfront

Welcome to Top Of The Gulf Condo, a breathtaking waterfront paradise nestled in the heart of Bay County, Florida. This stunning subdivision offers an unparalleled lifestyle, where the azure waters of the Gulf of Mexico meet pristine sandy beaches, creating an idyllic backdrop for both relaxation and adventure.

At Top Of The Gulf, residents enjoy the luxury of true waterfront living. Imagine waking up to the gentle sound of waves lapping against the shore, with panoramic views of the sparkling Gulf right from your own balcony. Each condo is thoughtfully designed to maximize the stunning vistas, allowing you to soak in the beauty of Florida’s coastline from the comfort of your home.

The community is not just about beautiful homes; it’s about a vibrant lifestyle. With direct access to the beach, residents can indulge in a myriad of water activities, from swimming and paddleboarding to fishing and sunbathing. The well-maintained grounds feature lush landscaping, inviting pools, and inviting social spaces, perfect for mingling with neighbors or hosting gatherings.

Conveniently located near local attractions, dining, and entertainment, Top Of The Gulf Condo is the perfect blend of tranquility and accessibility. Whether you’re seeking a seasonal getaway or a permanent residence, this subdivision offers a unique opportunity to immerse yourself in the beauty of coastal living.

Experience the magic of waterfront living at Top Of The Gulf Condo, where every day feels like a vacation. Your dream home awaits!

Newest Top Of The Gulf Condo. Homes with True Waterfront

$237,000
1 Baths ⋅ 793690 MLS
Welcome to Top of the Gulf, where the sugar-white sands and emerald waters of Panama City Beach are just steps from your door. This Gulf-front community offers direct beach access along with a large Gulf-front swimming pool, kiddie pool, seasonal snack bar, fitness center, game room, internet café, shuffleboard and cornhole, community laundry facilities, elevators, and outdoor gathering areas. Located on Thomas Drive, you're also convenient to local restaurants, golf, shopping, entertainment, and many of PCB's favorite attractions. Whether you're searching for a personal beach getaway, second home, or vacation rental opportunity, Top of the Gulf offers the location and amenities that keep owners and guests coming back to Panama City Beach. Now meet Unit A-418 -- a furnished and updated studio with beautiful Gulf views through floor-to-ceiling windows. The spacious layout features two Queen beds, comfortably sleeping up to four guests, along with coastal-inspired furnishings and durable luxury vinyl plank flooring. Sleeper sofa converts to a king-size bed, providing additional sleeping accommodations for guests. There is partial view of beach from unit. The unit also features a well-equipped kitchen, dedicated dining area, full bathroom with tub/shower combination, and a large owner's closet providing valuable storage for personal items between stays. Best of all, A-418 is offered furnished and is currently on a rental program, giving the next owner the opportunity to continue using it as a vacation rental or keep it as their own easy-to-enjoy beach retreat. Direct beach access, Gulf views, resort-style amenities, furnished and rental-ready -- A-418 puts the Panama City Beach lifestyle right at your fingertips.

8817 S Thomas Drive Unit A418, Panama City
$239,000
1 Baths ⋅ 793482 MLS
Priced to Sell! Your Panama City Beach Investment Opportunity Awaits at Top of the Gulf - Unit A516. Seller will pay the HOA dues for the remainder of 2026 with a full asking offer!! Don't miss this incredible opportunity to own Unit A516 at Top of the Gulf, one of Panama City Beach's most affordable Gulf-front communities! Whether you're searching for a vacation getaway, a proven income-producing investment, or your own beach retreat, this condo offers exceptional value at a price point that's hard to beat. This well-maintained unit boasts a proven rental history, making it an ideal turnkey investment with immediate income potential. Guests love the unbeatable location on Thomas Drive, placing you just minutes from Panama City Beach's best attractions while enjoying direct beach access and resort-style amenities. The complex features a Gulf-front pool, fitness center, game room, picnic areas, and easy access to the sugar-white sands and emerald waters that make Panama City Beach a premier vacation destination. Convenience is another major highlight. You'll be just moments from an incredible selection of shopping, restaurants, entertainment, and family attractions. Plus, the exciting new Tootsie's Orchid Lounge is just a short walk away, giving owners and guests easy access to one of the area's newest entertainment hotspots. Whether you're adding to your investment portfolio or purchasing your first beach property, Unit A516 delivers the perfect combination of affordability, rental performance, and location. At this price, opportunities like this don't stay on the market long. Schedule your private showing today and start living the beach lifestyle while your investment works for you!

8817 S Thomas Drive Unit A516, Panama City
$244,900
1 Baths ⋅ 793436 MLS
Updated ground-floor studio condo at Top of the Gulf with a private patio! Guests and owners alike will appreciate the convenience of walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities, no elevators required. As an added bonus, you're just a short stroll along the beach to the newly opened Tootsie's entertainment complex, where live music, dining, and nightlife add even more excitement to the coastal lifestyle. This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishings, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.

8817 S Thomas Drive Unit A110, Panama City
$259,000
1 Baths ⋅ 793163 MLS
Welcome to Unit A804 at The Top of the Gulf, a beautifully renovated top-floor Gulf-front condo offering the perfect combination of coastal charm, modern comfort, and exceptional investment potential. Located on the 8th floor, this residence enjoys one of the most desirable positions in the building -- ''TOP FLOOR UNIT''means added peace and quiet for owners and guests alike. Thoughtfully updated and sold fully furnished, the condo features stylish coastal-inspired furnishings and décor, creating a bright, welcoming atmosphere that is completely turnkey and rental-ready. Major upgrades include a brand-new HVAC system and a self-draining dehumidifier installed approximately 2½ years ago, providing enhanced comfort, efficiency, and peace of mind. For investors, this property checks every box. The condo offers a proven rental history with future bookings already in place through April 2027, including confirmed reservations in September, March, and April, allowing a new owner to begin generating income immediately. Perfectly situated in the heart of Panama City Beach, The Top of the Gulf places you just minutes from great dining, shopping, and recreational activities. And for those seeking entertainment, the newly opened Tootsie's Orchid Lounge is only a 5-minute walk up the beach, adding even more excitement and value to this prime location. Whether you're searching for a personal beach retreat, a second home, or a high-performing income property, Unit A804 delivers turnkey Gulf-front living with established rental income and future reservations already secured. Don't miss this opportunity to own a top-floor beachfront condo in one of Panama City Beach's most convenient and sought-after locations at a GREAT PRICE POINT!!

8817 S Thomas Drive Unit A804, Panama City Beach
$229,000
1 Baths ⋅ 792220 MLS
Enjoy Gulf and pool views from this 2nd floor studio at Top of the Gulf, a well-maintained beachfront community that has recently completed major building upgrades. This unit offers all the excitement of poolside activity as well as Gulf views. This turnkey condo is fully furnished and features a functional open layout. The fully equipped kitchen includes stove, refrigerator, dishwasher, microwave, Keurig, dishes, and cookware. Additional features of the unit include Wifi, large TV, comfortable seating, dining for four, and large walk-in closet. Recent building upgrades and amenities include new elevators, resurfaced floors, recently replaced windows and doors, new railings, and complex-wide Wifi. Community amenities include direct beach access, gulf-front pool and kiddie pool, seasonal snack bar, second-story sundeck, and BBQ/picnic areas. Inside the complex you will find a fitness room, game room, owner's lounge with kitchen, public lounge/wifi room, and four laundry rooms on even-numbered floors. Walk to dining, shopping, and attractions. Pineapple Willy's, Tootsie's, Juan Taco, Hersey's Ice Cream, and Alvin's Island are walkable. Ripley's Believe or Not, Coconut Maze, and Signal Hill Golf Course are all nearby. Great opportunity for a low-maintenance beach getaway or income-producing property with great short-term rental potential.

8817 S Thomas Drive Unit A205, Panama City Beach
$275,000
1 Baths ⋅ 786933 MLS
Newly remodeled and decorated Condo with stunning Ocean views, and beautiful finishing touches ads to the luxury feel of this stunning beachfront studio condo, which sleeps 4 comfortably. Located in a low-density, friendly complex, this unit offers a peaceful and relaxing atmosphere with low HOA which is becoming harder to find. Steps away for the sugar sand beach and Emerald Coast Waters. Conveniently located near Restaurants, shopping and or Golfing. This Unit has been used primarily by its owners keeping it looking fresh as the first day. Top of The Gulf Features: Beachfront with an affordable HOA Sparkling Pool, Snack Shack, Game Room & more... Centrally located near golf, shopping & local Restaurants including Tootsie's Orchid Lounge opening soon next door.

8817 S Thomas Drive Unit a213, Panama City Beach
$215,000
1 Baths ⋅ 783771 MLS
This desirable low-floor unit offers the perfect beach hideaway on the sugar-white sands of Panama City Beach. Well maintained and thoughtfully furnished, the condo is truly turnkey and ready for immediate enjoyment. Whether you're seeking a short-term rental opportunity or a second home by the beach, this unit fits the bill. Conveniently located in the Thomas Drive area, you're just minutes from shopping, dining, entertainment, and all that Panama City Beach has to offer. The community provides direct beach access along with a pool just steps away—ideal for owners and guests alike. Top of the Gulf amenities include a beachfront pool, tiki bar, shuffleboard, fitness center, game room, and expansive sun decks. With its strong rental appeal and prime location, this unit presents an excellent investment opportunity. All measurements are approximate and should be verified if important.

8817 S Thomas Drive Unit A204, Panama City Beach
$209,900
1 Baths ⋅ 773250 MLS
Welcome to Top of the Gulf 208, a beachfront property offering stunning views of the white sands and emerald-green waters of the Gulf of America. This fully furnished studio features floor-to-ceiling windows with beautiful views, two queen beds, a full bathroom, and an updated and open kitchen equipped with everything needed to prepare the perfect meal. Enjoy the sunset after a day of leisure from your residence, vacation home, or investment property. Top of the Gulf offers exceptional coastal views and amenities including beach access, a large Gulf-side pool, separate kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs for relaxing, laundry facilities, and a small poolside café. The resort is centrally located in Panama City Beach, within minutes of Tootsies, restaurants, shopping, and various local attractions. The HOA fee covers water, sewer, garbage, cable, and internet, ensuring a hassle-free living experience. This charming property won't last long--Schedule your showing today to make this your ideal beach retreat. All information is approximate and should be verified by the buyer if deemed important.

8817 Thomas Drive Unit A208, Panama City Beach
$199,999
1 Baths ⋅ 768936 MLS
PRICE IMPROVEMENT - $199,999! Don't miss your opportunity to own a beachfront condo at this price! Welcome to Top of the Gulf 210, a beachfront property with spectacular views of the sugar white sands and emerald-green waters of the Gulf of America. This cozy studio is being sold fully furnished and it features floor-to-ceiling windows with beautiful views, a queen bed, a sleeper sofa, and a fully equipped kitchen with everything you need to whip up the perfect meal. Watch the sunset after a fun-filled day from your residence, vacation home or investment property. Top of the Gulf has both spectacular coastal views and excellent amenities which include beach access, a large Gulf side pool, separate Kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs to relax in, laundry facilities, and a small poolside café. The resort is nestled in the heart of Panama City Beach, just minutes from restaurants, shopping, and many local attractions. Your HOA fee covers water, sewer, garbage, cable, and internet, ensuring you enjoy a hassle-free living experience. This charming property is ready for YOU--schedule your showing today and make it your perfect beach retreat! All information is approximate and should be verified by buyer if important.

8817 Thomas Drive Unit A210, Panama City Beach
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