12011 Front Beach Rd Unit 103B, Panama City Beach, FL 32407

$428,000
2
BD
2
BA
1,076
SqFt

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Sold Price
$428,000
List Price
$450,000
Closing Date
Apr 10, 2026
MLS#
976787
Status
CLOSED
Type
Condo
Subtype
Condominium
Bedrooms
2
Bathrooms
2
Living Area
1,076
Neighborhood
Beach - Central South

Property Description

Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something; no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat.... or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

Additional Information

Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Elementary School
Breakfast Point
Exterior Features
Balcony
High School
Arnold
Interior Features
Breakfast Area, Kitchen Island, Recessed Lighting, Split Bedroom, Washer Hookup, Newly Painted
Legal Description
STERLING REEF UNIT 103 TYPE B ORB 2578 P 120 ARUBA 2BD/2BTH ORB 3576 P 749 1076 SQ.FT.=H&C . 474 SQ.FT.=BALC
Middle School
Surfside
Neighborhood
Beach - Central South
Parking Features
Garage
Subdivision
Sterling Reef
Waterfront
Yes
Year Built
2005

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Calculator source: Real Geeks

Listing courtesy of Keller Williams Realty SRB. Selling Office: .

Vendor Member Number : 28166