5404 Hilltop Avenue, Panama City, FL 32408

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Sold Price
$480,000
List Price
$489,000
Closing Date
Aug 10, 2026
MLS#
790241
Status
CLOSED
Type
Single Family Residential
Subtype
Single Family Residence
Bedrooms
3
Bathrooms
2
Lot Size
5,968
Neighborhood
Beach - South of Grand Lagoon

Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Built in 2021 by Guyson Construction, this furnished South Lagoon beach home offers a turnkey opportunity just minutes from St. Andrews State Park, public boat ramps, dining, and the beach. Currently operating as a short-term rental, the property is well-suited as a primary residence, second home, or investment property. Inside, the light-filled layout features vaulted ceilings, skylights, coastal finishes, and luxury vinyl plank flooring with a hand-scraped look throughout the main living areas. The open-concept kitchen includes granite countertops, stainless steel appliances, and ample prep and storage space. A split-bedroom floor plan provides added privacy to the primary suite, complete with a walk-in shower and oversized walk-in closet. Outdoor spaces include a covered front porch, covered back patio, and a large fenced backyard with room to relax or entertain. Additional features include Hardie Board ColorPlus exterior siding, a metal roof, window treatments throughout, and a 2-car garage. Located in a golf cart-friendly neighborhood with convenient access to two nearby boat launches and the beach, this property combines low-maintenance construction with coastal convenience. No HOA and no flood insurance currently required. Buyer to verify all measurements, rental restrictions, and insurance requirements if important.

Additional Information

Acres
0.14
Appliances
Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Elementary School
Patronis
High School
Arnold
Interior Features
Double Vanity, Main Level Primary
Lot Dimensions
50x120
Lot Features
Paved
Middle School
Surfside
Neighborhood
Beach - South of Grand Lagoon
Project Facilities
Short Term Rental Allowed
Stories
1
Subdivision
No Named Subdivision
Year Built
2021
Zoning
County

Mortgage Calculator

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Term of Loan
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Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Anchor Realty Florida. Selling Office: EXP Realty LLC.