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2704 W 12th Street Unit A, Panama City, FL 32401

$249,000
: 2
BD
: 3
BA

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Sold Price: $249,000
List Price: $250,000
Closing Date: Jun 22, 2026
MLS#: 789581
Status: CLOSED
Type: Single Family Residential
Subtype: Attached
Bedrooms: 2
Bathrooms: 3
Neighborhood: Bay - Central SW

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Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Best deal and location in St. Andrews! Discover the perfect blend of style, location, and income potential in the heart of St. Andrews. This beautifully appointed 2-bedroom, 2.5 bath home is just a short walk to the area's hottest restaurants, boutique shopping, waterfront parks, and postcard-worthy sunsets over the bay. Inside, enjoy a bright and inviting layout with fresh finishes and brand-new stainless steel appliances. The home is being offered with an optional furnishings package, creating a seamless, turnkey setup for living or hosting guests. Step outside to your private, fenced backyard featuring low-maintenance landscaping, a charming pergola, and covered patio - perfect for entertaining. With no HOA fees and short-term/vacation rentals allowed, this property shines as top choice for investment. Major updates offer peace of mind, including a brand-new HVAC system, 2018 Water Heater and a transferable termite bond. Whether you're looking to maximize rental income or enjoy the vibrant lifestyle St. Andrews is known for, this townhome delivers unmatched opportunity in the best location in town. Live, invest, and relax - right where everyone wants to be.

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Additional Information

Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Elementary School: Lucille Moore
Exterior Features: Patio
High School: Bay
Interior Features: Tub Shower, Upper Level Primary, Walk-In Closet(s)
Lot Dimensions: 22 x 99
Middle School: Jinks
Neighborhood: Bay - Central SW
Project Facilities: Short Term Rental Allowed
Stories: 2
Subdivision: No Named Subdivision
Utilities: Electricity Available
Year Built: 2004
Zoning: Resid Single Family