403 Highway 2297, Panama City, FL 32404

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Sold Price
$673,750
List Price
$689,000
Closing Date
Jul 21, 2026
MLS#
784997
Status
CLOSED
Type
Single Family Residential
Subtype
Single Family Residence
Bedrooms
3
Bathrooms
2
Lot Size
225,205

Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Rare opportunity to own a beautifully updated 3-bedroom, 2-bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility--bring the boat, RV, four-wheeler, or horse--with room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,767 sq ft home blends classic character with modern upgrades. Interior features include functional wood burning fireplace, fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The primary bathroom has been fully remodeled, and the kitchen is equipped with an induction cooktop, double ovens with convection and air-fryer modes, and stainless steel appliances--all less than three years old. Significant improvements include popcorn ceiling removal, 2024 HVAC, Honeywell programmable thermostat, Pristine Air UV filtration system, water softener, generator outlet, 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior. Outdoor amenities include a solar-powered gated entrance, 12'x32' shed, motorized screened back porch, raised metal garden beds, citrus trees, private pond, and mature moss-draped oak trees. Nearly $30,000 in dock upgrades include an expanded dock and 7,000-lb boat lift, providing direct access to the Gulf. Property sits on tidal waters with Gulf access through Cook's Bayou. Bridge vertical clearance is approximately 9'6'', suitable for smaller boats. Ideal for a private waterfront homestead, recreational retreat, or future expansion--this unique property offers space, privacy, and true Florida waterfront living.

Additional Information

Acres
5.17
Appliances
Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Water Purifier Owned
Elementary School
Callaway
Exterior Features
Boat Lift, Dock, Patio, Porch
High School
Rutherford
Interior Features
Double Vanity, Main Level Primary, Smart Thermostat, Walk-In Closet(s)
Lot Dimensions
IRR
Lot Features
Paved
Middle School
Rutherford Middle
Project Facilities
Short Term Rental Allowed
Stories
1
Subdivision
[No Recorded Subdiv]
Waterfront
Yes
Waterview
Bay, Bayou
Year Built
1976
Zoning
Resid Single Family

Mortgage Calculator

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Term of Loan
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Calculator source: Real Geeks

Listing courtesy of Legacy Premier Agency. Selling Office: Foundation Real Estate Agency LLC.