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12011 Front Beach Road Unit 103B, Panama City Beach, FL 32407

$428,000
: 2
BD
: 2
BA

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Sold Price: $428,000
List Price: $450,000
Closing Date: Apr 10, 2026
MLS#: 773756
Status: CLOSED
Type: Condo
Subtype: Condominium
Bedrooms: 2
Bathrooms: 2
Neighborhood: Beach - Central South

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Property Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the condo has been freshly painted & the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

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Additional Information

Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
Elementary School: Hutchison Beach
High School: Arnold
Lot Dimensions: Condo
Lot Features: Paved
Middle School: Surfside
Neighborhood: Beach - Central South
Project Facilities: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Park, Pool, Waterfront, Community Pool, Short Term Rental Allowed
Subdivision: Sterling Reef
Utilities: Cable Connected, Electricity Available
Waterfront: Yes
Waterview: Gulf
Year Built: 2005
Zoning: Resid Multi-Family