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Backing to a natural preserve and distinguished by more than $76,000 in builder-selected options and upgrades, this newly completed 2025 home offers an elevated take on the Hathaway floor plan. As the only finished two-story Hathaway currently available in gated Breakwater at Ward Creek, the three-bedroom, three-bath residence pairs 2,548 square feet with a first-floor primary suite, flex room, spacious upstairs loft and two-car garage. Inside, an open layout is enhanced by wide-plank LVP flooring extending through the foyer, flex room, great room, kitchen, primary bedroom and closet, main staircase and upstairs loft. An upgraded open-rail staircase adds architectural interest while maintaining the home's light, airy feel. Recessed lighting, dimmer switches and thoughtfully placed electrical upgrades further refine the living spaces. The kitchen makes a polished statement with Sinclair White cabinetry, Calacatta Miraggio Cove quartz countertops and a herringbone tile backsplash. A Kohler apron-front farmhouse sink, pot-and-pan drawer storage and an upgraded Whirlpool appliance package add both style and function, with a 36-inch five-burner gas cooktop, combination wall oven and third-rack dishwasher among the highlights. The first-floor primary suite provides a private retreat with a walk-in closet and a richly finished bath. Calacatta Miraggio Cove quartz tops the raised-height vanity while matte-black Kohler fixtures complement a frameless glass shower with full-height tile, a recessed niche and herringbone mosaic flooring. A flex room and full hall bath add versatility on the main level, while two additional bedrooms and a generous loft upstairs provide comfortable accommodations for guests, a media room or secondary living space. The secondary baths feature adult-height vanities with quartz tops and tile surrounds extending to the ceiling, while the laundry room includes additional cabinetry and a quartz countertop. Designed to extend everyday living outdoors, a 9-by-8 multi-slide stacked glass door opens the great room to a screened covered lanai overlooking the preserve. The lanai is already roughed in for a future outdoor kitchen, making it easy to create a fully equipped entertaining space. The Breakwater at Ward Creek community offers access to a pool, fitness center, playground, tennis and pickleball courts, along with convenient access to Panama City Beach, Pier Park and the white-sand beaches of the gulf. With its preserve setting, extensive designer upgrades and move-in-ready Hathaway floor plan, the property stands apart as a thoughtfully finished option for both full-time and second-home living.

3 Beds ⋅ 3 Baths ⋅ 1013535 MLS ⋅ 2,548 SqFt.

Backing to a natural preserve and distinguished by more than $76,000 in builder-selected options and upgrades, this newly completed 2025 home offers an elevated take on the Hathaway floor plan. As the only finished two-story Hathaway currently available in gated Breakwater at Ward Creek, the three-bedroom, three-bath residence pairs 2,548 square feet with a first-floor primary suite, flex room, spacious upstairs loft and two-car garage. Inside, an open layout is enhanced by wide-plank LVP flooring extending through the foyer, flex room, great room, kitchen, primary bedroom and closet, main staircase and upstairs loft. An upgraded open-rail staircase adds architectural interest while maintaining the home's light, airy feel. Recessed lighting, dimmer switches and thoughtfully placed electrical upgrades further refine the living spaces. The kitchen makes a polished statement with Sinclair White cabinetry, Calacatta Miraggio Cove quartz countertops and a herringbone tile backsplash. A Kohler apron-front farmhouse sink, pot-and-pan drawer storage and an upgraded Whirlpool appliance package add both style and function, with a 36-inch five-burner gas cooktop, combination wall oven and third-rack dishwasher among the highlights. The first-floor primary suite provides a private retreat with a walk-in closet and a richly finished bath. Calacatta Miraggio Cove quartz tops the raised-height vanity while matte-black Kohler fixtures complement a frameless glass shower with full-height tile, a recessed niche and herringbone mosaic flooring. A flex room and full hall bath add versatility on the main level, while two additional bedrooms and a generous loft upstairs provide comfortable accommodations for guests, a media room or secondary living space. The secondary baths feature adult-height vanities with quartz tops and tile surrounds extending to the ceiling, while the laundry room includes additional cabinetry and a quartz countertop. Designed to extend everyday living outdoors, a 9-by-8 multi-slide stacked glass door opens the great room to a screened covered lanai overlooking the preserve. The lanai is already roughed in for a future outdoor kitchen, making it easy to create a fully equipped entertaining space. The Breakwater at Ward Creek community offers access to a pool, fitness center, playground, tennis and pickleball courts, along with convenient access to Panama City Beach, Pier Park and the white-sand beaches of the gulf. With its preserve setting, extensive designer upgrades and move-in-ready Hathaway floor plan, the property stands apart as a thoughtfully finished option for both full-time and second-home living.

251 Breakwater Blvd, Panama City Beach

$1,195,000

Lower your monthly mortgage payment with a 2-1 rate buydown, or reduce your upfront closing costs. Seller is offering up to $30,000 toward either option with an acceptable offer. The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature. The kitchen carries KitchenAid appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator. Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new tile backsplashes, a shiplap accent wall, and gold fixtures and hardware carried through the home. Every closet is a custom build-out with drawers and shelving and dedicated lighting. The primary suite includes wireless motorized shades and a new dual shower with high-end tile and a custom waterfall design. Behind the home, a full front-and-back makeover delivers a saltwater pool and spa, fire pit with fire bowls, outdoor TV, landscape lighting, all backing to HOA preserve so the view stays yours. A four-zone security camera system, whole-home WiFi coverage, custom tongue-and-groove porch ceilings, a fresh top-to-bottom interior repaint, and a three-car tandem garage with significant storage complete the home. This is not a project. It is move-in-ready luxury with nothing left to decide. Furniture negotiable. Breakwater at Ward Creek is a gated community in one of Panama City Beach's strongest growth corridors. Its brand-new clubhouse just opened, with a fitness center, indoor and outdoor living spaces, a zero-entry pool with sun shelf and lap lane, cabana seating, a playground, tennis and pickleball courts, and a large outdoor green space. Nearby, the West Bay Town Center is bringing a new Publix and shopping, a new FSU Health hospital is underway, and a new Intracoastal marina is planned.

4 Beds ⋅ 4 Baths ⋅ 1010540 MLS ⋅ 3,065 SqFt.

Lower your monthly mortgage payment with a 2-1 rate buydown, or reduce your upfront closing costs. Seller is offering up to $30,000 toward either option with an acceptable offer. The most upgraded home to ever hit the market in Breakwater at Ward Creek. This 4-bedroom, 3.5-bath, 3,065 sq ft residence on a preserve-backing homesite has been finished years ahead of the standing inventory, with a level of detail that shows better than the model homes. Step into a two-story foyer with 20-foot ceilings, custom beam work, added window and door casing throughout, and a glass-enclosed wine cellar built under the stairs as an architectural feature. The kitchen carries KitchenAid appliances, a Thor cooktop, a custom wood vent hood with a top-tier exhaust system, marble counters that replaced all original quartz throughout the home, cabinet toppers, glass bar cabinetry, slide-out drawer systems, and full under- and in-cabinet lighting. The pantry was rebuilt into the largest available in a Toll Brothers floor plan, with custom shelving, marble counter, and a second LG refrigerator. Solid wood cabinetry was added in the mudroom, laundry, and primary bath, with new tile backsplashes, a shiplap accent wall, and gold fixtures and hardware carried through the home. Every closet is a custom build-out with drawers and shelving and dedicated lighting. The primary suite includes wireless motorized shades and a new dual shower with high-end tile and a custom waterfall design. Behind the home, a full front-and-back makeover delivers a saltwater pool and spa, fire pit with fire bowls, outdoor TV, landscape lighting, all backing to HOA preserve so the view stays yours. A four-zone security camera system, whole-home WiFi coverage, custom tongue-and-groove porch ceilings, a fresh top-to-bottom interior repaint, and a three-car tandem garage with significant storage complete the home. This is not a project. It is move-in-ready luxury with nothing left to decide. Furniture negotiable. Breakwater at Ward Creek is a gated community in one of Panama City Beach's strongest growth corridors. Its brand-new clubhouse just opened, with a fitness center, indoor and outdoor living spaces, a zero-entry pool with sun shelf and lap lane, cabana seating, a playground, tennis and pickleball courts, and a large outdoor green space. Nearby, the West Bay Town Center is bringing a new Publix and shopping, a new FSU Health hospital is underway, and a new Intracoastal marina is planned.

300 Breakwater Blvd, Panama City Beach

912 Camp Fire Cir Unit Lot 319, Panama City Beach

$849,700

Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities, modern design, and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home features soaring ceilings, an open-concept layout, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite near a quiet cul-de-sac, this move-in-ready home offers all the benefits of new construction without the wait. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. The primary suite features a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy resort-style amenities including a community pool, pickleball courts, tennis courts, fitness center, clubhouse, playground, and a gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, Pier Park, and the beautiful white-sand beaches of the Emerald Coast, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!!

4 Beds ⋅ 4 Baths ⋅ 1007466 MLS ⋅ 2,839 SqFt.

Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities, modern design, and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home features soaring ceilings, an open-concept layout, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite near a quiet cul-de-sac, this move-in-ready home offers all the benefits of new construction without the wait. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. The primary suite features a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy resort-style amenities including a community pool, pickleball courts, tennis courts, fitness center, clubhouse, playground, and a gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, Pier Park, and the beautiful white-sand beaches of the Emerald Coast, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!!

912 Camp Fire Cir Unit Lot 319, Panama City Beach