Mrbeachteam.com Search Results

12011 Front Beach Rd Unit # 1707A, Panama City Beach

Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit is a rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle. Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021 and fresh furniture. But it's not just about the unit - Sterling Reef itself offers a range of amenities to enhance your lifestyle. Enjoy stunning Gulf views, pristine beaches, and a relaxing atmosphere that's perfect for vacationers and full-time residents alike. The surrounding area is packed with activities, from water sports and fishing to shopping, dining, and entertainment. And for families, one of the best perks is that Shipwreck Island Waterpark is within walking distance, offering a fun-filled day of splashing and adventure for kids of all ages. Panama City Beach is a vibrant and growing community, with a strong rental market and endless opportunities for fun in the sun. Whether you're looking for a turn-key investment property or a beautiful beach home to call your own, this unit at Sterling Reef is the perfect choice. Contact me today to learn more and schedule a showing!

3 Beds ⋅ 3 Baths ⋅ 986006 MLS ⋅ 1,604 SqFt.

Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit is a rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle. Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021 and fresh furniture. But it's not just about the unit - Sterling Reef itself offers a range of amenities to enhance your lifestyle. Enjoy stunning Gulf views, pristine beaches, and a relaxing atmosphere that's perfect for vacationers and full-time residents alike. The surrounding area is packed with activities, from water sports and fishing to shopping, dining, and entertainment. And for families, one of the best perks is that Shipwreck Island Waterpark is within walking distance, offering a fun-filled day of splashing and adventure for kids of all ages. Panama City Beach is a vibrant and growing community, with a strong rental market and endless opportunities for fun in the sun. Whether you're looking for a turn-key investment property or a beautiful beach home to call your own, this unit at Sterling Reef is the perfect choice. Contact me today to learn more and schedule a showing!

12011 Front Beach Rd Unit # 1707A, Panama City Beach

12011 Front Beach Road Unit 1707A, Panama City Beach

$785,000

Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit. Owner netted $83K in 2024, rental history is available upon request. It is rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle. Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021, and fresh furniture. But it's not just about the unit - Sterling Reef itself offers a range of amenities to enhance your lifestyle. Enjoy stunning Gulf views, pristine beaches, and a relaxing atmosphere that's perfect for vacationers and full-time residents alike. The surrounding area is packed with activities, from water sports and fishing to shopping, dining, and entertainment. And for families, one of the best perks is that Shipwreck Island Waterpark is within walking distance, offering a fun-filled day of splashing and adventure for kids of all ages. Panama City Beach is a vibrant and growing community, with a strong rental market and endless opportunities for fun in the sun. Whether you're looking for a turn-key investment property or a beautiful beach home to call your own, this unit at Sterling Reef is the perfect choice. Contact me today to learn more and schedule a showing!

3 Beds ⋅ 3 Baths ⋅ 773008 MLS

Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit. Owner netted $83K in 2024, rental history is available upon request. It is rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle. Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021, and fresh furniture. But it's not just about the unit - Sterling Reef itself offers a range of amenities to enhance your lifestyle. Enjoy stunning Gulf views, pristine beaches, and a relaxing atmosphere that's perfect for vacationers and full-time residents alike. The surrounding area is packed with activities, from water sports and fishing to shopping, dining, and entertainment. And for families, one of the best perks is that Shipwreck Island Waterpark is within walking distance, offering a fun-filled day of splashing and adventure for kids of all ages. Panama City Beach is a vibrant and growing community, with a strong rental market and endless opportunities for fun in the sun. Whether you're looking for a turn-key investment property or a beautiful beach home to call your own, this unit at Sterling Reef is the perfect choice. Contact me today to learn more and schedule a showing!

12011 Front Beach Road Unit 1707A, Panama City Beach

12011 Front Beach Road Unit 1906B, Panama City Beach

$445,000

Penthouse Unit with Million-Dollar Views - Updated, Fully Furnished & Rental Ready! Welcome to this stunning Penthouse-Level 2-bedroom, 2-bath condo at highly sought-after Sterling Reef, offering panoramic, unobstructed west-facing views of the Gulf of Mexico, County Pier, and some of the most breathtaking sunsets on the coast. Sold fully furnished and rental ready, this beautifully updated unit is the perfect turnkey investment, second home, or full-time beach residence. From the moment you enter the large foyer, the space and quality of this home are immediately apparent. The open kitchen features granite countertops and flows seamlessly into the living area, where floor-to-ceiling glass draws your eye directly to the turquoise waters beyond the expansive 7' x 26.6' balcony. Wake up each morning to Gulf views from the master bedroom, complete with private balcony access and an upgraded en-suite master bathroom featuring an oversized, fully tiled walk-in shower. The spacious second bedroom is positioned at the front of the unit, along with the second full bath and a convenient laundry area. This penthouse-level condo boasts 9-ft ceilings, all-tile flooring (no carpet!), and a clean, coastal design ideal for low-maintenance living. Relax on your private balcony and enjoy endless views of soft quartz sand, sparkling water, and postcard-perfect sunsets. Sterling Reef is known as one of Panama City Beach's premier Gulf-front resorts, offering exceptional amenities including: Seasonally heated 5,000 sq.ft. bi-level pool with waterfall Fitness center overlooking the beach Owner's club/activity room with flat-screen TV Sky BBQ Terrace and covered dining area Under-building parking—no walking across the street Two new elevators and building repainted in 2022 The location is unbeatable—next to Shipwreck Island Water Park, just 3.5 miles to Pier Park, and only 17 miles to Northwest Florida Beaches International Airport. Penthouse views, updated interior, turnkey condition, and top-tier resort amenities—this Sterling Reef condo offers the complete package. Don't miss your chance to own one of the best units in the building!

2 Beds ⋅ 2 Baths ⋅ 781997 MLS

Penthouse Unit with Million-Dollar Views - Updated, Fully Furnished & Rental Ready! Welcome to this stunning Penthouse-Level 2-bedroom, 2-bath condo at highly sought-after Sterling Reef, offering panoramic, unobstructed west-facing views of the Gulf of Mexico, County Pier, and some of the most breathtaking sunsets on the coast. Sold fully furnished and rental ready, this beautifully updated unit is the perfect turnkey investment, second home, or full-time beach residence. From the moment you enter the large foyer, the space and quality of this home are immediately apparent. The open kitchen features granite countertops and flows seamlessly into the living area, where floor-to-ceiling glass draws your eye directly to the turquoise waters beyond the expansive 7' x 26.6' balcony. Wake up each morning to Gulf views from the master bedroom, complete with private balcony access and an upgraded en-suite master bathroom featuring an oversized, fully tiled walk-in shower. The spacious second bedroom is positioned at the front of the unit, along with the second full bath and a convenient laundry area. This penthouse-level condo boasts 9-ft ceilings, all-tile flooring (no carpet!), and a clean, coastal design ideal for low-maintenance living. Relax on your private balcony and enjoy endless views of soft quartz sand, sparkling water, and postcard-perfect sunsets. Sterling Reef is known as one of Panama City Beach's premier Gulf-front resorts, offering exceptional amenities including: Seasonally heated 5,000 sq.ft. bi-level pool with waterfall Fitness center overlooking the beach Owner's club/activity room with flat-screen TV Sky BBQ Terrace and covered dining area Under-building parking—no walking across the street Two new elevators and building repainted in 2022 The location is unbeatable—next to Shipwreck Island Water Park, just 3.5 miles to Pier Park, and only 17 miles to Northwest Florida Beaches International Airport. Penthouse views, updated interior, turnkey condition, and top-tier resort amenities—this Sterling Reef condo offers the complete package. Don't miss your chance to own one of the best units in the building!

12011 Front Beach Road Unit 1906B, Panama City Beach

12011 Front Beach Rd Unit 103B, Panama City Beach

$428,000

Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something; no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat.... or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

2 Beds ⋅ 2 Baths ⋅ 976787 MLS ⋅ 1,076 SqFt.

Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something; no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat.... or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

12011 Front Beach Rd Unit 103B, Panama City Beach

12011 Front Beach Road Unit 103B, Panama City Beach

$428,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the condo has been freshly painted & the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

2 Beds ⋅ 2 Baths ⋅ 773756 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the condo has been freshly painted & the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

12011 Front Beach Road Unit 103B, Panama City Beach

12011 Front Beach Road Unit 804B, Panama City Beach

$425,000

Set directly on the beach at Sterling Reef, this well-maintained beachfront condo offers a highly desirable 2BR/2BA floor plan with an enclosed bunk room and has generated $58,555.18 (as of July 20, 2026) in short-term rental bookings Positioned on the 8th floor, the condo takes full advantage of panoramic gulf views while delivering something that's harder to find than you might expect - open ocean sound without the noise of the beach crowd below. It's a meaningful difference in the daily experience of the unit. Designed for both personal enjoyment and vacation rental appeal, the floor plan provides the flexibility to comfortably accommodate family and guests while maximizing sleeping capacity. From the kitchen and living area to the primary suite and private balcony, the Gulf remains the focal point throughout the condo. Floor-to-ceiling sliding glass doors maximize natural light while keeping the emerald waters front and center, creating a seamless connection between the interior living spaces and the beach beyond. The coastal-inspired interior has been meticulously maintained and thoughtfully updated - new furniture, paint, and fixtures were added in 2021, new carpet in 2023, and new deck furniture in 2025 - giving the unit a fresh, move-in-ready feel. Tile flooring throughout the main living areas makes upkeep easy after busy beach days. The spacious kitchen offers granite countertops, stainless steel appliances, and a breakfast bar that creates a natural gathering space for family and guests. 9' ceilings enhance the sense of openness, while the gulf-front primary suite serves as a private retreat with direct balcony access and stunning water views. Sterling Reef continues to be a favorite among vacationers thanks to its beachfront setting, relaxed atmosphere, and extensive amenity package. Owners and guests enjoy direct beach access, a seasonally heated bi-level pool and spa, fitness center, activity center, sky terrace with grilling area, covered parking, and 24-hour security. Adding to the appeal is Sterling Reef's central Panama City Beach location. Shipwreck Island Waterpark sits directly across the street, making it a popular destination for families, while Pier Park, Frank Brown Park, golf courses, restaurants, shopping, entertainment, and local attractions are all just minutes away. Schedule a private showing and see it for yourself.

2 Beds ⋅ 2 Baths ⋅ 791263 MLS

Set directly on the beach at Sterling Reef, this well-maintained beachfront condo offers a highly desirable 2BR/2BA floor plan with an enclosed bunk room and has generated $58,555.18 (as of July 20, 2026) in short-term rental bookings Positioned on the 8th floor, the condo takes full advantage of panoramic gulf views while delivering something that's harder to find than you might expect - open ocean sound without the noise of the beach crowd below. It's a meaningful difference in the daily experience of the unit. Designed for both personal enjoyment and vacation rental appeal, the floor plan provides the flexibility to comfortably accommodate family and guests while maximizing sleeping capacity. From the kitchen and living area to the primary suite and private balcony, the Gulf remains the focal point throughout the condo. Floor-to-ceiling sliding glass doors maximize natural light while keeping the emerald waters front and center, creating a seamless connection between the interior living spaces and the beach beyond. The coastal-inspired interior has been meticulously maintained and thoughtfully updated - new furniture, paint, and fixtures were added in 2021, new carpet in 2023, and new deck furniture in 2025 - giving the unit a fresh, move-in-ready feel. Tile flooring throughout the main living areas makes upkeep easy after busy beach days. The spacious kitchen offers granite countertops, stainless steel appliances, and a breakfast bar that creates a natural gathering space for family and guests. 9' ceilings enhance the sense of openness, while the gulf-front primary suite serves as a private retreat with direct balcony access and stunning water views. Sterling Reef continues to be a favorite among vacationers thanks to its beachfront setting, relaxed atmosphere, and extensive amenity package. Owners and guests enjoy direct beach access, a seasonally heated bi-level pool and spa, fitness center, activity center, sky terrace with grilling area, covered parking, and 24-hour security. Adding to the appeal is Sterling Reef's central Panama City Beach location. Shipwreck Island Waterpark sits directly across the street, making it a popular destination for families, while Pier Park, Frank Brown Park, golf courses, restaurants, shopping, entertainment, and local attractions are all just minutes away. Schedule a private showing and see it for yourself.

12011 Front Beach Road Unit 804B, Panama City Beach

12011 Front Beach Rd Unit 606, Panama City Beach

$418,000

LOWEST PRICE 2BR/2BA GULF FRONT CONDO in Sterling Reef with fabulous, unhindered sunset & county pier views. Gulf front master suite. 2024 Upgrades: New washer/drier, living room & master suite furniture. Custom cabinets, granite counter tops, stainless appliances, tastefully decorated, neutral paint colors & all tiled floors. Furnished & rental ready. Amenities: Fitness center with gulf views, two Gulf front pools, grill area with outdoor seating. Plenty of ground floor Garage parking! Low-density complex located next to the County Pier, fabulous 4th of July fireworks display off of the county pier. Perfect for fishing, across from Shipwreck Water Park! Easy access to dining & entertainment! By good access to Pier Park shopping entertainment & restaurants. Easy access to airport

2 Beds ⋅ 2 Baths ⋅ 985679 MLS ⋅ 1,076 SqFt.

LOWEST PRICE 2BR/2BA GULF FRONT CONDO in Sterling Reef with fabulous, unhindered sunset & county pier views. Gulf front master suite. 2024 Upgrades: New washer/drier, living room & master suite furniture. Custom cabinets, granite counter tops, stainless appliances, tastefully decorated, neutral paint colors & all tiled floors. Furnished & rental ready. Amenities: Fitness center with gulf views, two Gulf front pools, grill area with outdoor seating. Plenty of ground floor Garage parking! Low-density complex located next to the County Pier, fabulous 4th of July fireworks display off of the county pier. Perfect for fishing, across from Shipwreck Water Park! Easy access to dining & entertainment! By good access to Pier Park shopping entertainment & restaurants. Easy access to airport

12011 Front Beach Rd Unit 606, Panama City Beach

12011 Front Beach Road Unit 606B, Panama City Beach

$418,000

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'. 2BR/2BA GULF FRONT CONDO in Sterling Reef with fabulous, unhindered sunset & county pier views. Gulf front master suite. 2024 Upgrades: New washer/drier, living room & master suite furniture. Custom cabinets, granite counter tops, stainless appliances, tastefully decorated with neutral paint selections & all tiled flooring. Sold fully furnished and rental ready. Amenities: Fitness center with water views, two Gulf front pools, grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is a low density complex located next to the County Pier, fabulous 4th of July fireworks display off of the county pier. Perfect for fishing, and just across from Shipwreck Water Park! Walking distance to dining and entertainment! Just a short drive to Pier Park shopping, entertainment & restaurants. Easy access to get to the airport. Don't miss out on this one!!!

2 Beds ⋅ 2 Baths ⋅ 779180 MLS

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'. 2BR/2BA GULF FRONT CONDO in Sterling Reef with fabulous, unhindered sunset & county pier views. Gulf front master suite. 2024 Upgrades: New washer/drier, living room & master suite furniture. Custom cabinets, granite counter tops, stainless appliances, tastefully decorated with neutral paint selections & all tiled flooring. Sold fully furnished and rental ready. Amenities: Fitness center with water views, two Gulf front pools, grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is a low density complex located next to the County Pier, fabulous 4th of July fireworks display off of the county pier. Perfect for fishing, and just across from Shipwreck Water Park! Walking distance to dining and entertainment! Just a short drive to Pier Park shopping, entertainment & restaurants. Easy access to get to the airport. Don't miss out on this one!!!

12011 Front Beach Road Unit 606B, Panama City Beach

12011 Front Beach Road Unit 404, Panama City Beach

$407,550

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. BEST PRICED CONDO IN STERLING REEF BY 25K!!! Gorgeous East / West Gulf Views! Fully Furnished Gulf Front Condo located at Sterling Reef in Panama City Beach. This condo features 2 Beds / 2 Baths. The Main Suite sits Gulf Front with Direct Balcony Access. ***NEW HVAC INSTALLED OCTOBER 24, 2025*** The unit was just freshly painted. Enjoy your morning coffee or happy hour cocktail from your expansive balcony overlooking the beautiful waters of the Emerald Coast. Sterling Reef is packed full of amenities such as an Outdoor Pool, Fitness Center, Outdoor Grills and more. The County Pier is located next door and Shipwreck Island Waterpark is just across the street. Pier Park, offering dining, shopping, and entertainment, is situated merely 3.5 miles west. The Northwest Florida Beaches International Airport is located just 17 miles away. All measurements are approximate, if important, please measure. Schedule your showing today! The HOA fee is $977.00 / Monthly.

2 Beds ⋅ 2 Baths ⋅ 771137 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. BEST PRICED CONDO IN STERLING REEF BY 25K!!! Gorgeous East / West Gulf Views! Fully Furnished Gulf Front Condo located at Sterling Reef in Panama City Beach. This condo features 2 Beds / 2 Baths. The Main Suite sits Gulf Front with Direct Balcony Access. ***NEW HVAC INSTALLED OCTOBER 24, 2025*** The unit was just freshly painted. Enjoy your morning coffee or happy hour cocktail from your expansive balcony overlooking the beautiful waters of the Emerald Coast. Sterling Reef is packed full of amenities such as an Outdoor Pool, Fitness Center, Outdoor Grills and more. The County Pier is located next door and Shipwreck Island Waterpark is just across the street. Pier Park, offering dining, shopping, and entertainment, is situated merely 3.5 miles west. The Northwest Florida Beaches International Airport is located just 17 miles away. All measurements are approximate, if important, please measure. Schedule your showing today! The HOA fee is $977.00 / Monthly.

12011 Front Beach Road Unit 404, Panama City Beach

12011 Front Beach Rd Unit 403B, Panama City Beach

$390,000

KICKOUT CLAUSE IN PLACE - TAKING BACKUP OFFERS! Gorgeous Gulf views will always be a hit - why don't enjoy the view? Sterling Reef 403B is a 2 bedroom, 2 bathroom 1076 Square Foot unit. Located directly next to the county pier and countless entertainment options. Location is key, and Sterling Reef puts you right where you want to be—steps from the iconic fishing pier and just minutes from Pier Park's shopping, dining, and entertainment. With a strong rental history and proven income, this turnkey property is ready to be your next great investment or personal coastal escape!

2 Beds ⋅ 2 Baths ⋅ 969461 MLS ⋅ 1,076 SqFt.

KICKOUT CLAUSE IN PLACE - TAKING BACKUP OFFERS! Gorgeous Gulf views will always be a hit - why don't enjoy the view? Sterling Reef 403B is a 2 bedroom, 2 bathroom 1076 Square Foot unit. Located directly next to the county pier and countless entertainment options. Location is key, and Sterling Reef puts you right where you want to be—steps from the iconic fishing pier and just minutes from Pier Park's shopping, dining, and entertainment. With a strong rental history and proven income, this turnkey property is ready to be your next great investment or personal coastal escape!

12011 Front Beach Rd Unit 403B, Panama City Beach

12011 Front Beach Road Unit 403B, Panama City Beach

$390,000

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Gorgeous Gulf views will always be a hit - why don't enjoy the view? Sterling Reef 403B is a 2 bedroom, 2 bathroom 1076 Square Foot unit. Located directly next to the county pier and countless entertainment options. Location is key, and Sterling Reef puts you right where you want to be—steps from the iconic fishing pier and just minutes from Pier Park's shopping, dining, and entertainment. With a strong rental history and proven income, this turnkey property is ready to be your next great investment or personal coastal escape!

2 Beds ⋅ 2 Baths ⋅ 769302 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Gorgeous Gulf views will always be a hit - why don't enjoy the view? Sterling Reef 403B is a 2 bedroom, 2 bathroom 1076 Square Foot unit. Located directly next to the county pier and countless entertainment options. Location is key, and Sterling Reef puts you right where you want to be—steps from the iconic fishing pier and just minutes from Pier Park's shopping, dining, and entertainment. With a strong rental history and proven income, this turnkey property is ready to be your next great investment or personal coastal escape!

12011 Front Beach Road Unit 403B, Panama City Beach

12011 Front Beach Rd Unit UNIT 1704B, Panama City Beach

$375,000

Looking for a condo that you will love as much as your renters will? Stop here and schedule a showing for Sterling Reef, Unit 1704B. As soon as you enter, the amazing panoramic views of the Gulf will draw you toward the large balcony! But first, take in the well-appointed accommodations of this proven rental machine! The guest and primary bedrooms each sleep 2, plus the sleeper sofa will bump the guest count to 6. The kitchen has everything you need to enjoy your beach stays and the family room is comfy and spacious enough to invite you to stay inside for a break from the sun. Vinyl plank flooring and soothing paint colors are is ideal for the beach lifestyle. The corrugated tin facade on the kitchen island adds another eye-catching appeal. The Washer and Dryer are located in the unit--no trips to the laundry room. Capture this condo for your own vacation get-away and allow the numerous rental bookings help you pay for it!

2 Beds ⋅ 2 Baths ⋅ 960702 MLS ⋅ 1,076 SqFt.

Looking for a condo that you will love as much as your renters will? Stop here and schedule a showing for Sterling Reef, Unit 1704B. As soon as you enter, the amazing panoramic views of the Gulf will draw you toward the large balcony! But first, take in the well-appointed accommodations of this proven rental machine! The guest and primary bedrooms each sleep 2, plus the sleeper sofa will bump the guest count to 6. The kitchen has everything you need to enjoy your beach stays and the family room is comfy and spacious enough to invite you to stay inside for a break from the sun. Vinyl plank flooring and soothing paint colors are is ideal for the beach lifestyle. The corrugated tin facade on the kitchen island adds another eye-catching appeal. The Washer and Dryer are located in the unit--no trips to the laundry room. Capture this condo for your own vacation get-away and allow the numerous rental bookings help you pay for it!

12011 Front Beach Rd Unit UNIT 1704B, Panama City Beach

12011 Front Beach Road Unit 1704B, Panama City Beach

$375,000

Looking for a condo that you will love as much as your renters will? Stop here and schedule a showing for Sterling Reef, Unit 1704B. As soon as you enter, the amazing panoramic views of the Gulf will draw you toward the large balcony! But first, take in the well-appointed accommodations of this proven rental machine! The guest and primary bedrooms each sleep 2, plus the sleeper sofa will bump the guest count to 6. The kitchen has everything you need to enjoy your beach stays and the family room is comfy and spacious enough to invite you to stay inside for a break from the sun. Vinyl plank flooring and soothing paint colors are is ideal for the beach lifestyle. The corrugated tin facade on the kitchen island adds another eye-catching appeal. The Washer and Dryer are located in the unit--no trips to the laundry room. Capture this condo for your own vacation get-away and allow the numerous rental bookings help you pay for it!

2 Beds ⋅ 2 Baths ⋅ 763945 MLS

Looking for a condo that you will love as much as your renters will? Stop here and schedule a showing for Sterling Reef, Unit 1704B. As soon as you enter, the amazing panoramic views of the Gulf will draw you toward the large balcony! But first, take in the well-appointed accommodations of this proven rental machine! The guest and primary bedrooms each sleep 2, plus the sleeper sofa will bump the guest count to 6. The kitchen has everything you need to enjoy your beach stays and the family room is comfy and spacious enough to invite you to stay inside for a break from the sun. Vinyl plank flooring and soothing paint colors are is ideal for the beach lifestyle. The corrugated tin facade on the kitchen island adds another eye-catching appeal. The Washer and Dryer are located in the unit--no trips to the laundry room. Capture this condo for your own vacation get-away and allow the numerous rental bookings help you pay for it!

12011 Front Beach Road Unit 1704B, Panama City Beach

How much is your home worth?

How much is your home worth?