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8817 S Thomas Drive Unit A503, Panama City Beach
$255,000
1 Baths ⋅ 776776 MLS
$54,400 in revenue June '24 - July '25: 20.16% ROI on the asking price! One of the best studio earners on the market: a money-making machine with minimal maintenance! Priced to sell! Brand new water heater - August 2025. A standout investment opportunity at Top of the Gulf, this fully renovated Direct Beachfront Studio has rented incredibly well, all while requiring virtually no ongoing maintenance. Upgraded recently with new flooring, full-sized kitchen appliances in a fully-equipped kitchenette, two queen-sized memory-foam beds, a gorgeous custom-made shiplap wall plank backdrop, and a designer electric fireplace, this turnkey unit comfortably accommodates 4 guests in one of Panama City Beach's most desirable beachfront addresses. With minimal HOA fees, professional management in place, prepaid beach chairs, and long-term demand proven by consistent five-star ratings on Airbnb and VRBO, this property offers an exceptional blend of hassle-free ownership and premium rental returns. The resort features an exclusive and private beach entrance, a phenomenal pool, a game room, a gym, a gazebo, sunset decks, and much more - all while being situated in one of the most desirable locations in town. The resort is just a few steps away from the new location of the famous Tootsie's bar, which is taking over the formerly internationally renowned Spinnaker club. Moreover, St. Andrews State Park and Shell Island are just 4 miles away from the resort.

8817 S Thomas Drive Unit A503, Panama City Beach
8817 S Thomas Drive Unit A114, Panama City
$235,000
1 Baths ⋅ 789915 MLS
Investor-friendly beach getaway opportunity at Top of the Gulf Condominiums priced under $250K! This beautifully updated first-floor studio offers strong vacation rental appeal and an unbeatable location within walking distance to the brand new Tootsies Orchid Lounge, dining, entertainment, and beach attractions. The unit features a coastal chic design with 2 spacious beds, a fully renovated bathroom, upgraded efficiency kitchen with updated countertops, backsplash, appliances, and a spacious private patio ideal for relaxing outdoors. Additional updates include flooring, HVAC, and hot water heater in 2022. Located just steps from the pool, tiki bar, fitness center, game room, and private beach access. Top of the Gulf has also completed extensive property improvements including windows, doors, exterior epoxy flooring, and beach accessibility enhancements. Turnkey, affordable, and rental-ready.

8817 S Thomas Drive Unit A114, Panama City
8817 S Thomas Drive Unit A118, Panama City
$230,000
1 Baths ⋅ 784629 MLS
Ground-Floor Beachfront Gem at PCB's Favorite Family Resort 🌴 Beachfront Unit Under $250K! 🏖️ Welcome to one of Panama City Beach's most popular family-friendly resorts. This beautifully renovated ground-floor studio delivers effortless coastal living with no elevators, no stairs, and no hassle. Simply park and walk directly into your fully updated unit--ideal for families with young children, guests seeking step-free access, or anyone who values convenience. 🌴 Fully renovated in 2022, this coastal retreat features stylish tile flooring, stainless steel appliances including a dishwasher and a brand-new refrigerator replaced in January 2026, crisp white cabinetry, updated lighting, charming barn doors, a large ceiling fan, and a sleek fiberglass shower. The bathroom is finished with a granite vanity, and the unit is thoughtfully styled with fresh, modern coastal décor throughout. 🏖️ Step outside to your private patio and picnic area, complete with a brand-new picnic table, perfect for morning coffee, casual meals, or relaxing after a day at the beach. Enjoy seamless indoor-outdoor living with quick access to the beachfront pool and the sugar-white sands just steps away. Seasonal beach chair service for two has been paid in full for the year, adding even more value and convenience. 🩴 The resort offers lushly landscaped grounds, a large beachfront pool, poolside concessions, 24/7 security, and an active, well-managed HOA. Ideally located on highly desirable Thomas Drive, you're just minutes from Panama City Beach's best dining, shopping, golf, and entertainment.

8817 S Thomas Drive Unit A118, Panama City
8817 S Thomas Drive Unit A815, Panama City Beach
$230,000
1 Baths ⋅ 781757 MLS
UNDER CONTRACT. SELLER ACCEPTING BACKUP OFFERS. Top of the Gulf Unit 815 | Fully Updated Top-Floor Gulf-Front Condo in Panama City Beach! Welcome to Unit 815 at Top of the Gulf—an updated, fully furnished top-floor condo offering one of the most desirable and direct Gulf-front views in the entire building. Located on the sugar-white sands of Panama City Beach, this Gulf-front studio places you just steps from the shoreline with panoramic, unobstructed views of the Gulf of Mexico through a floor-to-ceiling beachfront window. This turnkey condo has been thoughtfully remodeled with a brand-new queen bed, all new furniture, a flatscreen TV, and a dining space for four. The kitchen and living areas have been refreshed with modern appliances, new countertops, a stylish backsplash, white brick wall accents, new flooring, and updated finishes throughout. The result is a clean, modern coastal retreat ready for immediate enjoyment or rental use. Top of the Gulf is a well-maintained beachfront community that has recently completed major building upgrades, including new elevators, resurfaced floors, new exterior doors and windows, updated balcony railings, and complex-wide Wi-Fi. Amenities include a Gulf-front pool, kiddie pool, fitness center, owners lounge, game room, BBQ grills, picnic areas, beach showers, a poolside snack bar, and convenient onsite laundry. The building is pet-friendly for owners, offers low HOA dues that include water, cable, internet, and parking, and is fully compliant with Florida's new condominium regulations—no special assessments. Located on Thomas Drive, this condo is within walking distance to Pineapple Willy's, Signal Hill Golf Course, beachfront dining, shopping, entertainment, and popular Panama City Beach attractions. While Unit 815 has not been used as a vacation rental in recent years, it is rental-ready and positioned to perform exceptionally well as an investment property. This top-floor Gulf-front condo is ideal for buyers seeking a personal retreat, full-time coastal living, or an income-producing beachfront investment. With premium views, modern upgrades, and a strong location in one of the most desirable condo buildings on the beach, Unit 815 offers true turnkey Gulf-front living in Panama City Beach.

8817 S Thomas Drive Unit A815, Panama City Beach
8817 Thomas Drive Unit A803, Panama City Beach
$230,000
1 Baths ⋅ 779251 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Directly on the Beach. Gulf Front-Gulf of Mexico, Ocean and Sunset Views, Pool Side. Directly from your new condo to the beach-Top of The Gulf! Fully furnished. Live here full time, have it for your friends and family, use it as a short- or long-term rental investment. Amenities: wi-fi, owners lounge, large gulf side pool, kiddie pool, game room, fitness center, BBQ, and picnic areas, beach showers poolside snack bar... Pet friendly for owners, with low association dues, that includes water, cable, internet, parking and much more. HOA managers office on site. A safe community on the Iconic Thomas Drive, that is rich with activities and diversions. No special assessments! A true paradise with no surprises; A polished jewel on the Gulf of Mexico. See, smell and hear the ocean, from your personal perch on the 8th floor.

8817 Thomas Drive Unit A803, Panama City Beach
8817 S Thomas Drive Unit 615, Panama City
$220,000
1 Baths ⋅ 786394 MLS
The Perfect Beach Retreat! Beautifully updated Gulf front Studio Condo located at Top of the Gulf resort in Panama City Beach! This studio condo features a tiled floor throughout, full kitchen, king size bed and ample natural light. There is even a large storage closet that some owners have turned into a bunkroom. In February 2026 the electrical panel was replaced along with all of the outlets. The location could not be any better! Nearby attractions include Ripley's Believe It or Not, Wonderworks, Signal Hill Golf Course & St. Andrews State Park. Ready for Lunch or Dinner? Walk just down the beach to one of the most well known restaurants in PCB - Pineapple Willy's! There are also many other dining, shopping and entertainment options a short stroll away. JUST OPENED - Tootsie's Orchid Lounge. Located right on the beach just steps from Top of the Gulf. It will feature Live Music, Food & Drinks in a massive 36,0000 sqft venue. Schedule your showing today!

8817 S Thomas Drive Unit 615, Panama City
8817 Thomas Drive Unit A421, Panama City Beach
$220,000
1 Baths ⋅ 778309 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' This unit has one of the best views of any of the units that have ever been available in this building. It is Directly on the Beach. Gulf Front-Gulf of Mexico, Unobstructed Ocean views, Pool Side. Directly from condo to the beach-Fully furnished. Live here full time, have it for your friends and family, use it as a short- or long-term rental investment. Amenities: wi-fi, owners lounge, large gulf side pool, kiddie pool, game room, fitness center, BBQ, and picnic areas, beach showers poolside snack bar... Owner pet friendly with low association dues, that include water, cable, internet, parking and much more. HOA manager's office on site. A safe community on the Iconic Thomas Drive, that is rich with activities and diversions. Compliant with the new Florida Condominium Laws. No special assessments! A true paradise with no surprises; A polished jewel on the Gulf of Mexico. This complex shines. with pride of ownership! See, smell and hear the ocean, from your personal perch on the 4th floor. This has been a non-rental unit for many years, but Income opportunity is better than cash in the bank.

8817 Thomas Drive Unit A421, Panama City Beach
8817 S Thomas Drive Unit A813, Panama City
$219,900
1 Baths ⋅ 787148 MLS
Beautiful gulf-front unit in the highly sought-after 13th stack at Top of the Gulf, offering some of the best views in the building. Located on the 8th floor, this unit sits above it all with sweeping views of the Gulf of Mexico and incredible sunsets. This fully furnished condo features a beautifully updated interior with gorgeous white quartz countertops, white cabinetry, updated appliances, and tile flooring throughout, creating a clean and coastal feel. Top of the Gulf is a well-maintained beachfront community with private beach access and a strong list of amenities including a large gulf-side pool, kiddie pool, fitness center, game room, owners lounge, BBQ and picnic areas, beachside snack bar, and complex-wide Wi-Fi. Recent improvements include new exterior doors and windows, updated railings, resurfaced floors, and renovated elevators. HOA dues are only $525 per month and include water, cable, internet, trash, pest control, parking, and more. The community is pet-friendly for owners and features an on-site management office. Located on Thomas Drive, this property is walkable to Pineapple Willy's, Signal Hill Golf Course, and numerous restaurants and attractions, placing you in one of the most convenient and popular areas of Panama City Beach. Rental performance for similar units ranges from approximately $27,000 to $50,000 annually depending on usage and management. A rare opportunity to own a gulf-front unit in one of the best positions in the building, combining location, views, and overall value. Please note: One of the beds in the unit is different than pictured. With an acceptable offer, seller will entertain replacing one of the beds to match the other at buyer's choice.

8817 S Thomas Drive Unit A813, Panama City
8817 Thomas Drive Unit A824, Panama City Beach
$207,000
1 Baths ⋅ 768935 MLS
Welcome to Top of the Gulf 824, a Top Floor beachfront property with spectacular views of the sugar white sands and emerald-green waters of the Gulf of America. This cozy studio is being sold fully furnished and it features floor-to-ceiling windows with Gulf views, a fully equipped kitchen, 2 Queen beds and a Sleeper Sofa. The unit is decorated and will make a great vacation home or investment property. NEW AC June 2025, new HWH 2024, new stainless refrigerator 2024 fresh paint. Unlock an incredible opportunity to own a stunning condos in the same exclusive Resort! This owner is selling two separate units. Make an offer on both, and live in one while generating passive income by renting out the other, or keep both as high-yield beach investments. The choice is yours—seize this rare chance to enjoy luxury living and profitable returns on both 824 and 210. Top of the Gulf has both spectacular coastal views and excellent amenities which include beach access, a large Gulf side pool, separate Kiddie pool, game room, shuffleboard court, fitness center, owners lounge, BBQ grills, picnic areas, large Adirondack chairs to relax in, laundry facilities, and a small poolside café. The resort is nestled in the heart of Panama City Beach, just minutes from restaurants, shopping, and many local attractions. The HOT Nashville Orchid's Lounge is currently being built walking distance away on Thomas Drive that will bring many to the east end of PCB! Your HOA fee covers water, sewer, garbage, cable, and internet, ensuring you enjoy a hassle-free living experience. This charming property won't last long—schedule your showing today and make it your perfect beach retreat! All information is approximate and should be verified by buyer if important.

8817 Thomas Drive Unit A824, Panama City Beach
8817 S Thomas Drive Unit A611, Panama City
$205,000
1 Baths ⋅ 783094 MLS
Best Opportunity in Panama City Beach. Owner says: ''Sell It'' -Its Priced to sell!! Directly on the Beach. Gulf Front-Gulf of Mexico, Ocean and Sunset Views, Pool Side. Directly from your new condo to the beach-With a quality Recent renovation. Live here full time, have it for your friends and family, use it as a short- or long-term rental investment. Amenities: wi-fi, owners lounge, large gulf side pool, kiddie pool, game room, fitness center, BBQ, and picnic areas, beach showers poolside snack bar... Owner pet friendly. Dues that includes water, cable, internet, parking and much more. This building is short term and long term rental friendly! A safe community on the Iconic Thomas Drive, that is rich with activities and diversions. No special assessments! A true paradise, on the 6th floor. It is the only unit currently for sale at Top of The Gulf that has an ocean views from both sides of the building! Income opportunity is better than cash in the bank. Priced for quick sale!

8817 S Thomas Drive Unit A611, Panama City
8817 Thomas Drive Unit A112, Panama City Beach
$205,000
1 Baths ⋅ 775071 MLS
*LOWEST PRICED UNIT IN TOP OF THE GULF* What a Great Price fo a condo on the beach!!! Ground floor corner unit!! Prime location near upcoming Tootsie's nightclub! Direct assess to pool and beach! Fully furnished!! Great rental history!! Centrally located to PCB's top attractions such as dining, water parks, Pier Park, mini golf and so much more. This studio condo comes fully equipped with a stove, oven, microwave, dishwasher and refrigerator for easy meal planning. Being on the first floor means no elevators or stairs!! Parking right outside the unit!! Nice private patio and table for enjoying morning coffee or just relaxing after a day at the beach. The HOA fee covers water, sewer, garbage, cable, and internet. Top of the Gulf has wonderful amenities including a spacious pool, tiki bar, sun decks, shuffle board, fitness center & game room. All current reservations will transfer to new owner, so start earning right away!! A perfect investment opportunity. Ideal for musicians performing at Tootsie's!!. Call your Realtor today to make arrangements to view this great opportunity!!

8817 Thomas Drive Unit A112, Panama City Beach
8817 Thomas Drive Unit 304A, Panama City Beach
$200,000
1 Baths ⋅ 761813 MLS
Welcome to Top of the Gulf, your ideal beachside retreat on Panama City Beach's sought-after South Thomas Drive. This prime location offers convenient access to PCB's top attractions, including exceptional dining, golf courses, deep-sea fishing, nightlife, water parks, and more. Major grocery stores and retailers are just a short drive away. This studio-style rental is perfect for a small group, featuring a queen bed and a queen sleeper sofa, comfortably accommodating up to 3 guests. The kitchen comes fully equipped with a stove, oven, microwave, dishwasher, refrigerator, and toaster, making it easy to prepare meals during your stay. Top of the Gulf boasts a family-friendly atmosphere with direct beach access, allowing you to step right onto the sand. The mid-rise building's eight stories mean short elevator wait times, and parking is conveniently located in front of the building. Relax on one of the sixteen fully furnished common area balconies, where you can enjoy stunning beach views and breathtaking sunrises or sunsets. For those seeking adventure, Jet Ski rentals are just steps away on the beach. Whether you're here to unwind or explore, Top of the Gulf offers everything you need for a memorable Panama City Beach vacation. Book your stay today!

8817 Thomas Drive Unit 304A, Panama City Beach
8817 Thomas Drive Unit A508, Panama City Beach
$185,000
1 Baths ⋅ 779128 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Unwind in style at this waterfront retreat, featuring a resort pool, sunning deck, and fitness center. The incredible resort has ocean views and direct beach access! Top of the Gulf offers family friendly beachfront condos that overlook the World's Most Beautiful Beaches in Panama City Beach, Florida. This 5th floor studio condominium has been updated and is a perfect place to relax and unwind! With a partial beach view, this condo is hard to beat. Nicely designed and decorated, this studio condo is clean and luxurious. The beach decor and abundance of natural light give you a perfect sense of peace and quiet away from the hustle and bustle of the city. Featuring two queen beds with luxury mattresses as well as a sofa for relaxing or sleeping. In total the condo can sleep 4 adults! The open floor plan uses the space very well and is perfect for a beach getaway. The fully equipped kitchen comes ready to cook and enjoy family favorites, perfect after a day on the beach.

8817 Thomas Drive Unit A508, Panama City Beach
8817 S Thomas Drive Unit A310, Panama City Beach
$185,000
1 Baths ⋅ 776533 MLS
LOWEST priced unit in the building! This studio beach condo is an income producing machine. New fridge 2021, new paint 2024, New dishwasher 2019, new windows 2021, new door 2020, new hot water tank 2025. Located a short distance from Pineapple Willies on South Thomas Dr. Hurry and schedule your showing today.

8817 S Thomas Drive Unit A310, Panama City Beach

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