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$620,000
3 Beds 2 Baths 1009690 MLS 1,261 SqFt.
This charming property offers the perfect blend of coastal living and everyday convenience. Located just minutes from the sugar-white sands of the Gulf Coast, this home provides easy access to beaches, dining, shopping, entertainment, and outdoor recreation. With a 2-minute drive or an 8-minute walk to beach access #95 makes this location perfect. Step inside to discover a comfortable and inviting layout designed for both relaxation and entertaining. The spacious living areas flow seamlessly, creating a warm and welcoming atmosphere for family and guests alike. The property offers plenty of potential for a primary residence, vacation home, or investment opportunity. Enjoy the Florida lifestyle with ample outdoor space perfect for grilling, gardening, or simply unwinding after a day at the beach. Conveniently situated near Pier Park, Frank Brown Park, and the area's top attractions, this location combines the tranquility of a residential setting with the excitement of Panama City Beach living. Whether you're searching for your forever home, a coastal getaway, or an income-producing property, 22520 Hilltop Avenue is a fantastic opportunity to own a piece of paradise in one of Florida's most desirable beach communities.

22520 Hilltop Ave, Panama City Beach

$2,590,000
4 Beds 5 Baths 1009335 MLS 3,580 SqFt.
Discover an exceptional Panama City Beach coastal residence offering luxury, convenience, and the freedom of NO HOA living just minutes from the Gulf. Located less than half a mile from the beach, this custom-designed 4 bedroom, 4.5 bath and 2 bonus rooms, the home offers 3,580 square feet of beautifully crafted living space with a private residential elevator, two spacious living areas, a dedicated office, and an impressive collection of upgrades throughout. Designed for the coastal lifestyle, this home provides the perfect blend of indoor comfort and outdoor potential. The expansive backyard offers endless possibilities to create your own private oasis with room for a pool, spa, outdoor kitchen, fire pit, and additional entertaining spaces. Whether enjoying quiet evenings at home or hosting family and friends, this property offers the space and flexibility. Inside, the attention to detail is immediately evident with 12-foot ceilings on the main level, 10-foot ceilings upstairs, 8-foot solid wood doors, elegant crown molding, 9-inch baseboards, plantation shutters, custom built-ins, and beautiful wood-look tile flooring throughout the main living areas. The gourmet kitchen is designed for those who love to cook and entertain, featuring premium KitchenAid appliances including a commercial refrigerator, 48-inch gas double oven range and additional upgraded appliances. The open living areas feature custom built-ins, Bose surround sound, Marantz receiver, Sony entertainment system, and an included 85-inch Samsung QLED Smart TV. The upgraded residential elevator features maple wood paneling, custom lighting, and a steel accordion interior door. The primary suite offers a private retreat with a spa-like bathroom featuring a Kohler Stargaze 72x36 freestanding tub, Delta gold fixtures, upgraded tile selections, and designer finishes. Additional bathrooms include upgraded fixtures and Kohler comfort-height elongated toilets. The outdoor space offers endless possibilities with an expansive backyard ready for a pool, spa, outdoor kitchen, and fire pit. Enjoy the low-maintenance Trex deck, outdoor sound system, TV connections, and gas/electric prewiring for future outdoor upgrades. The irrigation system is supported by a private well. Built by Koehnemann Construction, this home features enhanced structural support, high-impact steel windows and doors, high-impact sliding glass doors, custom Clopay high-impact garage doors, steel roof-to-foundation tie-downs, and a waterproof roof membrane system. Additional features include a 2025 Navien tankless gas water heater, generator prewiring, paver driveway and walkway, Emtek hardware, finished attic storage, under-stair storage, and custom cabinetry throughout. This Panama City Beach home offers what buyers are looking for: No HOA, beach access less than half a mile away, luxury upgrades, exceptional construction, and room to create the ultimate coastal backyard retreat.

167 Downing St, Panama City Beach

$549,000
3 Beds 2 Baths 1008730 MLS 2,078 SqFt.
Move right into this beautifully renovated 2,078-square-foot, 3-bedroom, 2-bathroom pool home that's truly like new! Located at the end of a quiet cul-de-sac in the highly sought-after Grand Lagoon Shores neighborhood, you can enjoy added privacy with no through traffic, plus the freedom of no restrictive HOA. Short-term rentals are allowed, making this an ideal primary residence, vacation home, or income-producing investment. Inside, you'll love the open, inviting floor plan featuring soaring vaulted ceilings and a cozy wood-burning fireplace. Nearly every room overlooks the sparkling backyard pool, creating the perfect indoor-outdoor Florida lifestyle. The home has been extensively updated with hurricane-impact windows and doors, luxury vinyl plank flooring, new carpeting, and a beautifully remodeled kitchen featuring white cabinetry, granite countertops, black stainless-steel appliances, and a raised breakfast bar perfect for entertaining. The spacious primary suite offers direct access to the pool and features a luxurious ensuite bath with a glass-enclosed tile shower, jetted soaking tub, double vanity, and generous space to relax. A separate dining room and versatile bonus room provide endless possibilities for a home office, game room, or additional living space. Step outside to your private backyard retreat featuring a freeform pool, covered patio, grilling area, expansive green space for kids and pets, and a workshop for storing lawn equipment and pool supplies. The location is hard to beat! You're just 1.5 miles from the sugar-white beaches of Panama City Beach, making it an easy golf cart ride to the Gulf. You'll also be minutes from great restaurants, shopping, marinas, boating, water sports, entertainment, and attractions. The area is served by highly rated schools, and commuting is convenient with quick access across the Hathaway Bridge into Panama City and only about a 30-minute drive to Tyndall Air Force Base. With all the major updates already completed, this move-in-ready home is ready for you to start enjoying the Florida lifestyle from day one!

169 Grand Lagoon Shores Dr, Panama City Beach

$1,049,000
3 Beds 2 Baths 1005180 MLS 1,975 SqFt.
Discover the perfect beach retreat just steps from the sugar-white sands and emerald waters of the Gulf of Mexico. Santa Monica Beach is blessed with 1,200' of Gulf frontage reserved exclusively for owners and their guests. This well-maintained home offers the ideal blend of coastal charm, comfort, and convenience. Inside, you'll find an inviting floor plan featuring multiple living and gathering spaces, abundant natural light, and tile flooring throughout for easy beach living. The spacious kitchen offers ample cabinetry, generous counter space, and a breakfast bar that opens to the dining area, making it perfect for entertaining family and friends. A bright sunroom provides additional living space and a relaxing spot to enjoy the coastal atmosphere year-round. Currently offering 3 bedrooms and 2 baths, the garage could be converted into a fourth bedroom ensuite and offer comfort and flexibility, while the large lot provides plenty of room for outdoor activities, gardening, or future enhancements. Whether you're searching for a primary residence, vacation home, or investment property, this home offers exceptional versatility. Enjoy easy access to the beach, nearby dining, shopping, and entertainment, all while being tucked away in a quiet beachside neighborhood. Bring your golf cart, beach chairs, and flip-flops--this coastal getaway is ready for you to start making memories. Opportunities this close to the Gulf are becoming increasingly rare.

126 Buena Vista Ave, Panama City Beach

$724,990
3 Beds 2 Baths 1004902 MLS 1,269 SqFt.
Just one block from the sugar-white sand and emerald waters of the Gulf of America, this 3-bedroom, 2-bath Florida beach house offers the coastal lifestyle buyers are searching for. Full of classic Old Florida character, the home features a private backyard pool, two full bathrooms, and plenty of opportunity to add your own style and make it truly special. Whether you're looking for a primary residence, second home, vacation retreat, or income-producing short-term rental property, this home delivers location, lifestyle, and investment potential. Spend your days at the beach, unwind by the pool, and enjoy the laid-back coastal atmosphere that makes this area one of the most sought-after destinations on the Emerald Coast. Beach-close homes with owner financing options are hard to find--don't miss the chance to make this Florida beach cottage your own.

125 Malaga Pl, Panama City Beach

$850,000
4 Beds 3 Baths 1004794 MLS 3,404 SqFt.
Welcome home to this beautifully updated ranch-style residence offering the perfect blend of comfort, space, and functionality. Renovated in 2022, this open and spacious home features 4 generously sized bedrooms and 3.5 baths, including a private mother-in-law suite with its own full bathroom--ideal for guests or multi-generational living. The heart of the home is the updated kitchen, designed for both everyday living and entertaining, with abundant storage and seamless flow into the breakfast room and living areas. A separate dining room provides the perfect setting for family gatherings and special occasions. Cozy up by the gas fireplace or step outside to the screened porch overlooking your backyard oasis. The fully fenced yard features an inground pool, charming treehouse, and plenty of room for recreation and relaxation. Additional highlights include a whole-house generator, newer well, ample storage throughout, and thoughtfully designed living spaces that make this home as practical as it is inviting. Whether you're hosting poolside gatherings or enjoying a quiet evening on the porch, this move-in-ready property offers something for everyone. Don't miss the opportunity to make this exceptional home yours!

390 Wahoo Rd, Panama City Beach

$719,900
3 Beds 3 Baths 1001599 MLS 1,816 SqFt.
Welcome to your slice of coastal paradise--where the breeze is salty, the vibe is easy, and the beach is just a flip-flop stroll away. Built in 2017 and located only two blocks from the sugar-white sands, you'll love the quick walk to beach access #75 at the end of Vestavia Street. This custom-built beauty was designed for relaxed living without cutting corners. With sturdy 2x6 construction, 9-foot ceilings, and top-tier insulation (R-21 walls, R-49 ceilings), the home stays cool, quiet, and comfortable year-round. High-impact windows, energy-efficient roof trusses, and thoughtful upgrades like soundproofed bedroom walls and HVAC vents in every nook--even closets--make everyday living feel like a breeze. Step inside and feel the warmth of engineered hardwood floors flowing throughout, leading you into a bright, open-concept living space filled with natural light. It's the perfect spot to kick back after a beach day or host friends for a sunset dinner. The kitchen shines as the heart of the home, featuring a large island, custom all-wood cabinetry with soft-close details, stainless steel appliances, a spacious walk-in pantry, and stunning quartz countertops and backsplash. Slide open the door and let the outside in--your covered porch is ready for morning coffee, evening cocktails, and that steady coastal breeze. This home offers two dreamy primary suites, each with its own spa-like bath--dual vanities, quartz counters, ceramic tile, and oversized walk-in closets make each space feel like a private retreat. A third bedroom gives you flexibility for guests, a bunk room, or a home office. Practical touches keep life simple, like a separate utility room and a two-car garage that opens into a mud/laundry space--perfect for dropping sandy gear after a day by the water. Out back, the lifestyle keeps going. A spacious 14' x 22' detached shed--built to match the home--can be whatever you want it to be: beach workshop, art studio, home office, or your ultimate chill zone. Low-maintenance, high-quality, and full of coastal charm--this home is ready for you to settle in, unwind, and live that beach life every single day

112 S Vestavia St, Panama City Beach

$384,900
4 Beds 3 Baths 1001092 MLS 1,551 SqFt.
Turn-key beach house just 2 blocks from the Gulf on the highly sought-after West End of PCB, just off 30A! This fully furnished 4BR/2.5BA home is rental-ready and already producing $32K in 2025 from just peak months, used for personal use 9 months of the year, huge upside as a full-time rental. Open-concept layout with 3 bedrooms and 2 baths on the main level, plus a loft with bunks, full bed, and half bath making the property perfect for large groups. Enjoy outdoor living on both sides with seating areas and a fire pit. Additional features include an AC-equipped storage shed, golf cart parking, new HVAC with added ductwork (2024), and a new metal roof (2023) for lower maintenance and insurance. Ideal as an income-producing investment or personal beach getaway, start generating revenue immediately!

216 Carol Pl, Panama City Beach

$379,900
4 Beds 2 Baths 1000498 MLS 1,524 SqFt.
Situated on a half-acre of prime property on the desirable west end, this home is tucked away on a quiet street and offers space, privacy, and incredible outdoor living. This home features frame additions and are complemented by a detached two-car garage/workshop, while the entire property is fully fenced in. Enjoy outdoor living at its best with nearly 1300 square feet of porch including a large covered front porch, a covered back porch, and an expansive open deck featuring built-in seating--perfect for grilling and entertaining. The backyard is designed for fun and relaxation, complete with a circular above-ground pool, and pool house. Inside, the kitchen is equipped with stainless steel appliances ideal for cooking enthusiasts. Tile flooring runs throughout the wet areas, while the living room features durable luxury vinyl plank flooring, creating a comfortable and low-maintenance living space.

22222 Inlet Beach Dr, Panama City Beach

$699,999
2 Beds 1 Baths 1000403 MLS 1,122 SqFt.
Charming Beachside Home in Panama City Beach! Welcome to this beautiful single-family residence located just a block away from the stunning Panama City Beach! This property features: 2 Bedrooms & 2 Bathrooms: Spacious and well-maintained, perfect for comfortable living. (NO HOA) 1,122 sqft of Living Space: Ample room for your family and guests.7,405 sqft Lot: Enjoy plenty of outdoor space with an UNBELIEVABLY Large fenced in beautiful grass yard perfect for outdoor activities, gardening, or just soaking up the Florida sun. Updated Kitchen & Bathroom: Modern amenities for a touch of luxury, including stainless steel appliances, beautiful countertops, and elegant tile work. Extra Flex Room: Can be converted into a 3rd bedroom, home office, or creative studio.

17850 Lynn St, Panama City Beach

$685,000
4 Beds 2 Baths 999673 MLS 2,144 SqFt.
Investment opportunity in the desirable Gulf Vista community on the west end of Panama City Beach! This fully occupied duplex offers immediate rental income and exceptional future potential. Situated on a large lot with room to expand, add additional improvements, or create enhanced outdoor living spaces, this property offers flexibility that goes beyond a typical duplex investment. Ideal for an owner-occupant looking to offset expenses by living in one unit while generating income from the other, this property presents a rare opportunity in a highly sought-after coastal location. One standout feature of this location is its proximity to the secluded beach access at the south end of Lakeview Drive--an undeveloped stretch of coastline with no homes built directly on the beach, offering a more natural, quiet, and uncrowded beach experience that is increasingly hard to find. BOTH UNITS NOW FEATURE FRESH INTERIOR PAINT AND BRAND NEW CARPET. Each unit features a functional two-bedroom, one-bath layout with numerous updates over the years, including new windows in 2018 and renovations completed in 2021. Unit 21106 received a new water heater in 2025. In 2026, Unit 21104 was further improved with an updated bathroom, new kitchen flooring, and updated appliances, including a washer, dishwasher, range, and hood. Positioned on the west end of Panama City Beach, this property offers convenient access to the dining, shopping, and charm of 30A to the west and Pier Park to the east. New hot water heater installed in 21106 in 2025. In 2026, Unit 21104 was further improved with new carpet, fresh interior paint, an updated bathroom, and updated kitchen flooring, along with washer, dishwasher, range, and hood, featuring white appliances. Unit 21104 includes stainless steel appliances, washer and dryer, interior paint, a remodeled bathroom, water heater, carpet, and a rocked backyard with an 8'x10' storage shed. Positioned on the west end of Panama City Beach, this property enjoys convenient access to the dining, shopping, and charm of Scenic Highway 30A, while still being just a short drive to Pier Park to the east--offering the best of both lifestyles. With vacation rentals restricted per deed, this property is well-suited for stable, long-term rental income while still benefiting from a highly desirable coastal location.

21104 S Lakeview Dr, Panama City Beach

$439,000
2 Beds 2 Baths 999343 MLS 1,150 SqFt.
Directly across the street from the Gulf, this 2 bedroom, 2 bathroom townhome offers quick beach access, Gulf views, and updates that help reduce near-term maintenance. Two public beach access points are nearby, and the home is being sold fully furnished, making it a practical option for personal use, a second home, or rental use. For buyers exploring added rental flexibility, the neighboring townhome is also available, creating a rare opportunity to own side-by-side units. Inside, the layout is set up to comfortably host guests with one king bed and two queen beds. The kitchen, bathrooms, and flooring were renovated in 2019, and the entire unit was freshly painted in 2025, including the walls, trim, and doors. All furnishings were also replaced in 2025, giving the interior a clean, updated feel. A full-size washer and dryer adds everyday convenience. The living area opens to a private patio where you can enjoy Gulf views and coastal breezes. A fenced backyard provides private outdoor space to unwind after time at the beach. The home also includes a private garage for beach gear, bikes, and other coastal essentials, plus additional driveway parking for guests. Nearby destinations include Pier Park, St. Andrews State Park, marinas, waterfront dining, shopping, and local restaurants. Buyer to verify all dimensions.

8706 Surf Dr Unit # B, Panama City Beach

$399,999
3 Beds 2 Baths 999192 MLS 1,332 SqFt.
Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is evident in every room, featuring a gorgeous new fireplace, updated doors, trim, and crown moulding that elevate the entire space. *** Whether a primary residence, relaxing second home, or a smart investment opportunity, this one checks every box. Move-in-ready and high-end finishes, it's perfectly suited for use as an income-producing rental as well. *** Schedule a tour today! This one won't last long!

323 Prudence Ln, Panama City Beach

$399,000
2 Beds 1 Baths 996369 MLS 1,080 SqFt.
Located in the highly desirable El Centro Beach area of Panama City Beach, 204 San Vincente Street offers the perfect blend of classic beach charm and walkable convenience. This 2-bedroom, 1-bath home sits on a spacious lot just a short stroll to the sugar-white sands and emerald waters of the Gulf. Inside, the home features a functional layout with an open living and dining area, abundant natural light, and comfortable bedroom spaces. Central heating and air provide year-round comfort, and the roof was replaced in 2011 for added peace of mind. Step outside to enjoy a fenced backyard, offering privacy and space for entertaining, pets, or future enhancements. A workshop/storage shed adds extra functionality, and the generous lot provides room for parking, outdoor living, or expansion potential. Location is where this property truly shines. Just minutes from Pier Park, you'll enjoy easy access to shopping, dining, entertainment, and attractions including Russell-Fields Pier, SkyWheel PCB, The Grand Theater, and numerous local restaurants. Whether you're looking for a primary residence, second home, or investment opportunity, this property places you in the heart of Panama City Beach's vibrant coastal lifestyle.

204 San Vincente St, Panama City Beach

$2,350,000
3 Beds 4 Baths 980691 MLS 2,256 SqFt.
This southern cottage-style beach house, masterfully designed by renowned AIA architect Gary Justiss, is nestled in the serene, private gated community of Carillon Beach. Offering a blend of exclusive privacy and contemporary elegance, this home offers an unmatched living experience near the sea. The house boasts three nicely appointed bedrooms and four baths, providing ample space for family and guests alike. The master suite, conveniently located on the first floor, features elegant design and comfort, making it a perfect retreat after a day spent by the ocean. The living spaces are graced with tall ceilings that enhance the airy and open feel. Living spaces extend seamlessly outdoors to the spacious porches, offering a view of the surrounding landscapes and the perfect setting for relaxation or entertaining. The outdoor area further enhances the leisurely beach lifestyle with a convenient outdoor shower, ideal for rinsing off after a beach day, and a bike shed to store beach gear. Adding to the function and charm of the property, an outbuilding is currently utilized as a combination mancave and greenhouse. This additional structure offers potential for various uses, adapting to the homeowner's lifestyle needs. The ample backyard, set against a backdrop of lush greenery and coastal breezes, features raised bed planters for gardening enthusiasts. This space is also suitable for accommodating a pool, offering potential for an idyllic outdoor oasis tailored to leisure and entertainment. Each detail in this home speaks of thoughtful design and high-quality craftsmanship. This beach house embodies a lifestyle perfect for those seeking a permanent residence, a holiday home by the sea, or an investment property.

209 Dune Crest Ln, Panama City Beach

Vendor Member Number : 28166