Ocean Reef Real Estate

Ocean Reef Real Estate

Welcome to Ocean Reef, a stunning subdivision nestled in the heart of Panama City Beach, Florida. This coastal gem in Bay County is renowned for its breathtaking views, serene atmosphere, and vibrant community spirit. Ocean Reef offers a unique blend of luxury living and laid-back beach vibes, making it the perfect destination for families, retirees, and anyone looking to embrace the Florida lifestyle.

As you stroll through the picturesque streets of Ocean Reef, you'll be captivated by the beautifully designed homes that reflect the area’s coastal charm. Many properties boast modern amenities, spacious layouts, and outdoor spaces ideal for soaking up the sun or hosting gatherings with friends and family. The community is thoughtfully planned to provide residents with a blend of privacy and connection, fostering a sense of belonging among neighbors.

One of the standout features of Ocean Reef is its proximity to the stunning white sandy beaches of Panama City Beach. Just a short drive or bike ride away, residents can enjoy endless days of sun, surf, and sand. For those who love the great outdoors, the area is also home to lush parks, nature trails, and recreational facilities, ensuring that there’s always something to do.

In addition to its natural beauty, Ocean Reef is conveniently located near a variety of shopping, dining, and entertainment options. Whether you're in the mood for fresh seafood at a local eatery or a day of shopping at nearby boutiques, you'll find everything you need just moments away.

Discover the charm and allure of Ocean Reef, where coastal living meets community spirit—your dream home awaits!

Newest Listings in Ocean Reef

$459,000
2 Beds ⋅ 2 Baths ⋅ 794562 MLS
Welcome to Ocean Reef Unit 1704, a beautifully decorated and upgraded 2-bedroom, 2-bathroom Gulf-front condominium in Panama City Beach. This desirable residence offers breathtaking Gulf views, an expansive private balcony, and a spacious floor plan designed for comfortable beach living, extended stays, and entertaining. The property also conveys with a deeded parking space located on Level 5. The large Gulf-front balcony provides plenty of room to relax, with chaise lounger and ample space for sunset dinners or drinks with friends. Custom tinting on the balcony doors helps reduce heat and glare while enhancing comfort inside. The primary suite overlooks the Gulf, allowing you to enjoy beautiful water views and the soothing sounds of the waves from both the living room and primary bedroom. The upgraded kitchen features leathered granite countertops, a breakfast bar, stainless steel appliances, and a custom backsplash. Additional interior features include vinyl plank flooring throughout, custom paint with an accent wall, leather furnishings, wall-mounted televisions, elegant bedroom furnishings, built-in shelving, and convenient bifold closet doors. The primary bathroom offers additional cabinetry, raised vanities, and upgraded countertops. The spacious guest bedroom includes two queen beds and private access to the guest bathroom. A full-size laundry room with additional cabinetry provides valuable storage, making this condo especially well-equipped for longer stays. The HVAC system was installed in January 2020, and the hot water heater was replaced in 2019. Parking is conveniently located under the building, near the elevators, and includes an exclusive assigned parking space, eliminating the hassle of searching for parking. Ocean Reef offers an impressive selection of resort amenities, including a Gulf-front heated pool, Gulf-front hot tub, indoor heated pool, steam room, sauna, fitness room, grilling area, and pet area. Owners are permitted to have pets. The location puts you close to everything Panama City Beach has to offer. Runaway Island Restaurant is an easy walk along the beach, offering beachfront dining, drinks, and spectacular sunset views. Pier Park's shopping, dining, and entertainment district is just over a mile west. With its stunning Gulf-front setting, spacious balcony, extensive upgrades, resort-style amenities, assigned parking, and convenient location, Ocean Reef Unit 1704 is an exceptional opportunity to own a beautiful beach retreat in Panama City Beach. Dimensions are approximate and should be verified if deemed important.

14415 Front Beach Road Unit 1704, Panama City Beach
$462,000
2 Beds ⋅ 2 Baths ⋅ 788872 MLS
Welcome to Ocean Reef Unit 805 in beautiful Panama City Beach--home of the World's Most Beautiful Beaches. This Gulf-front condo offers the perfect blend of comfort, convenience, and breathtaking scenery. A recent property refresh includes all new stainless steel appliances (May 2026) and complete custom re-paint of all walls, doors, and trim (June 2026). Perched on the ideal 8th floor, this 2-bedroom, 2-bath residence strikes the perfect balance--high enough for sweeping panoramic views, yet close enough to truly feel connected to the shoreline below. Step out onto the expansive 10x28 balcony and take in uninterrupted vistas of sugar-white sands and the emerald waters of the Gulf. Inside, the open-concept layout is designed to maximize those stunning views, with the kitchen, dining, and living areas all oriented toward the water. The living room features a comfortable sectional sofa and recliner (recently purchased in 2024), perfect for napping after a day at the beach. The spacious primary suite features private balcony access, allowing you to wake up to the sound of the waves, along with a well-appointed ensuite bath. The guest bedroom is generously sized to accommodate two queen beds and offers convenient access to a full guest bath--perfect for hosting family and friends. A versatile laundry room provides space for either a stacked or side-by-side washer and dryer setup, adding everyday practicality to this coastal retreat. Ocean Reef boasts an impressive array of amenities, including over 330 feet of pristine beachfront, a Gulf-front pool, indoor pool, hot tub, sauna, fitness center, meeting room, and grilling area--everything you need for relaxation or entertaining. Adding to the ease of ownership, a reserved parking space is included and conveniently located beneath the building near the elevators--providing quick, effortless access to your condo without the hassle of crossing the street or making long trips to a separate garage. Ideally located, you're just a short stroll from beachfront dining, casual cafes, and family-friendly attractions, with the vibrant Pier Park district only a little over a mile away. There, you'll find premier shopping, dining, entertainment, and popular attractions. For added peace of mind, the Carrier HVAC system was replaced in 2020. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, Unit 805 offers the ultimate Panama City Beach lifestyle. All dimensions and square footages to be verified by buyer if important.

14415 Front Beach Road Unit 805, Panama City Beach
$468,000
2 Beds ⋅ 2 Baths ⋅ 785579 MLS
Offered for sale is Ocean Reef Unit 1505 -- a fully furnished 2-bedroom, 2-bath Gulf-front condominium with an expansive 10x28 private balcony and breathtaking views of the Emerald Coast. As of May 2026, this beautiful condo is now freshly painted throughout including all walls, doors, and trim. In addition, a new living room sofa has been added. From the moment you step inside, you're welcomed by stunning Gulf views visible from the entry, kitchen, dining, and living areas. The open-concept floor plan is designed for both comfort and entertaining, featuring elegant tile flooring, coastal décor, and abundant natural light throughout. Step outside to the oversized balcony with ample space for dining, relaxing, and gathering. Enjoy waterfront meals, morning coffee at sunrise, or unwind in the evening while listening to the soothing sound of the waves while admiring the beautiful sunsets. The living room offers plush furnishings and a 60'' wall-mounted TV with surround sound for the perfect movie night after a day at the beach. There's even a dedicated workspace for remote work or Zoom meetings -- because paradise and productivity can coexist. A well-appointed, fully equiped, kitchen features granite countertops, updated lighting, and stainless-steel appliances. The dining area comfortably seats six, with additional seating at the breakfast bar. The gulf-front primary suite offers balcony access, spectacular water views, a king-size bed, and a private en-suite bath -- your own peaceful retreat by the sea. A spacious guest bedroom accommodates two queen beds and provides private access to the guest bath. For your convenience, a separate laundry room includes new (2024) Whirlpool side-by-side washer and dryer, plus extra storage. It gets even better -- this unit includes an assigned, beachside covered parking space directly beneath the building. No searching for parking and no long walks across the street. Residents of Ocean Reef Resort enjoy over 300 feet of beachfront, a Gulf-front pool and hot tub, indoor pool, fitness center, and sauna. Ideally located just 1.5 miles from Pier Park -- home to premier shopping, dining, and entertainment -- and only one mile from Topgolf. beach-front restaurants, coffee and donut shops, gift stores, mini-golf, go-carts, and more are all within a couple of blocks. Additional updates include a new A/C and water heater (2019). All dimensions are approximate and should be verified by the buyer if important. This is Gulf-front living at its finest -- add Unit 1505 to your must-see list today. You'll be glad you did.

14415 Front Beach Road Unit 1505, Panama City Beach
$575,000
2 Beds ⋅ 2 Baths ⋅ 784264 MLS
Beautiful beach front Condo with breathtaking views of the ocean. The location is Central for traveling from one end of our beaches to the other!. Near Pier Park, Frank Brown Park, Dining, and Shopping, etc. Condo fully renovated with new washer and dryer. New kitchen and bathroom cabinets, flooring, water heater, and new furniture in every room including new televisions. New patio furniture designed for comfortability. Large balcony approximately 27x10.This is a must see! Accepting serious buyers only!

14415 Front Beach Road Unit 2003, Panama City Beach
$820,000
4 Beds ⋅ 3 Baths ⋅ 988341 MLS ⋅ 1,600 SqFt.
This is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10x28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers). This condo owner has spared no expense in transforming this open concept condo into a ''coastal paradise'' with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom. click more is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ''Jack and Jill'' bath. There is a granite top breakfast bar, oversized dining area, pantry, and a separate laundry room with full sized washer and dryer. The owners have also installed an ''Ecobee'' smart thermostat to reduce heating and cooling costs. The Ocean Reef Resort features over 300 feet of linear beach, a gulf-front heated (seasonally) pool, indoor heated pool, large hot-tub, grill area, fitness room, and sauna. You'll also reap the benefit of the fractional association dues! At Ocean Reef, all units pay the same amount regardless of square footage. As a larger four bedroom condo, your dues amount will be the same as a smaller two-bedroom unit in the building grills. The location is conveniently located within 1.5 miles of the famous Pier Park entertainment, restaurant, shopping district, and the new Top Golf + Dolly Parton Pirates Theaer.

14415 Front Beach Rd Unit UNIT 2201, Panama City Beach
$820,000
4 Beds ⋅ 3 Baths ⋅ 780683 MLS
This is your opportunity to own a rare 4 bedroom + 3 full bath luxurious Gulf front condo in PCB. This east end Ocean Reef condo features an oversized 10x28 balcony with scenic views from St Andrews State Park and all the way to San Destin! And, this is one of the few resorts with underground assigned parking (no parking across the street and dealing with walkovers). This condo owner has spared no expense in transforming this open concept condo into a ''coastal paradise'' with bright new wall colors, porcelain tile flooring throughout, crown molding, all stainless appliances, new furniture, artwork, linens, and wall decorations. The king master suite is gulf-front with balcony access and a private bath with double vanities, plus extra closet storage. The second master bedroom is spacious with private access to the full guest bathroom. The third and fourth bedrooms have north views and share a full, ''Jack and Jill'' bath. There is a granite top breakfast bar, oversized dining area, pantry, and a separate laundry room with full sized washer and dryer. The owners have also installed an ''Ecobee'' smart thermostat to reduce heating and cooling costs. The Ocean Reef Resort features over 300 feet of linear beach, a gulf-front heated (seasonally) pool, indoor heated pool, large hot-tub, grill area, fitness room, and sauna. You'll also reap the benefit of the fractional association dues! At Ocean Reef, all units pay the same amount regardless of square footage. As a larger four bedroom condo, your dues amount will be the same as a smaller two-bedroom unit in the building grills. The location is conveniently located within 1.5 miles of the famous Pier Park entertainment, restaurant, shopping district, and the new Top Golf + Dolly Parton Pirates Theaer..

14415 Front Beach Road Unit 2201, Panama City Beach
$458,000
2 Beds ⋅ 2 Baths ⋅ 778981 MLS
Offered for sale is Ocean Reef Unit 1602, a two-bedroom, two-bath, gulf-front condo with a spacious 10x27 (270+ sq. ft.) balcony. The Unit 1602 floorplan features: a gulf-front living area and gulf-front master bedroom with separate balcony access; tiled floors; luxury vinyl bedroom flooring; and matching tile backsplash and bar facing. The Ocean Reef balcony size is fabulous and sets it apart from many other resorts. From the moment you walk-in you'll notice the beautiful gulf-views from the kitchen, dining, and living areas. The master bedroom features a private bath with double vanity. The guest bedroom is large enough for two beds and offers private access to the guest bathroom. The laundry room includes a side-by-side washer and dryer. Ocean Reef features two pools and a large hot-tub. The gulf-front pool is located directly behind the building. The indoor pool is perfect for colder days. Ocean Reef is perfectly situated! Just to the west, a short walk away, enjoy delicious meals at the beach-front Runaway Island Restaurant or venture across the street for yummy coffee and donuts at A'more or lunch at the Funland Snack Bar. Across the street you'll find the Hidden Lagoon mini golf and golf carts or shop at the large Alvin's Island Gift Shop. The famous Pier Park restaurant, entertainment, and shopping district is just 1.75 miles to the west. The new TopGolf restaurant, bar, and golfing fun is just 1.5 miles to the west. Unit 1602 includes your very own exclusive-use, assigned, parking space on level 2 under the building. No walking across the street or wasted time looking for a parking space. All dimensions and square footages are approximate and to be verified by buyer if important. The HVAC Unit is dated August 2021. *Living rom sofa does not convey.

14415 Front Beach Road Unit 1602, Panama City Beach
$828,900
4 Beds ⋅ 3 Baths ⋅ 769614 MLS
Wow! INVESTORS This amazing 4 bed/3 bath Gulf front corner unit at desirable Ocean Reef. Already $63k+ in 2026 Bookings! Enjoy the beautiful beach views from your super large balcony (10x24 approx.) Many upgrades! Custom designed foyer floor tiles. No Carpets! Also, custom walk-in shower in master bath. Kitchen has been updated with stainless steel appliances And a Beautiful custom built trey ceiling with recessed lights has been added. New refrigerator 2024. Custom Crown Molding throughout. Ocean Reef amenities include; beach front pool, fitness room, sauna, heated pool & BBQ grills. Located close to Pier Park, shopping, restaurants. NOTE: Seller willing to assist with Buyers Closing Costs. (Include in your offer your desired amount to paid by the Seller towards the Buyers closing costs). Call today! All sizes approximate.

14415 Front Beach Road Unit 1501, Panama City Beach
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