Treasure Cove Homes under $700,000

Treasure Cove Homes under $700,000

Welcome to Treasure Cove, a picturesque subdivision nestled in the heart of Bay County, Florida. This charming community offers the perfect blend of coastal living and suburban tranquility, making it an ideal place for families, retirees, and everyone in between. With its prime location, residents enjoy easy access to the stunning beaches of the Gulf of Mexico, vibrant local attractions, and a wealth of recreational opportunities.

Treasure Cove is particularly appealing for those seeking affordable housing options, with homes available under $700,000. This makes it an attractive choice for first-time homebuyers and those looking to invest in a serene lifestyle without breaking the bank. The homes in Treasure Cove boast a variety of architectural styles, ensuring that you’ll find the perfect fit for your personal taste. From charming single-family residences to modern townhomes, each property is designed to offer comfort and convenience.

The community is not just about beautiful homes; it also fosters a strong sense of camaraderie among its residents. Neighbors often come together for community events, creating lasting friendships and a welcoming atmosphere. With well-maintained parks, walking trails, and recreational facilities, Treasure Cove is a haven for outdoor enthusiasts and families alike.

Whether you’re seeking a permanent residence or a vacation getaway, Treasure Cove offers the ideal blend of affordability, charm, and community spirit. Discover your dream home today in this enchanting Florida subdivision, where coastal living meets suburban bliss!

Newest Treasure Cove Homes under $700,000

6413 Pine Drive, Panama City
$325,000
3 Beds ⋅ 2 Baths ⋅ 795357 MLS
Short Term Rentals Allowed! No HOA and Fully Furnished! This beautiful 3 bedroom, 2 bath house is perfectly situated only 1 mile from the NSAPC gate and 2 miles from beach access 1, offering you the ultimate coastal lifestyle. This home would make a wonderful investment property, second home or permanent residence. Washer, dryer and outdoor storage building included. Sizes are approximate, buyer to verify all info.

6413 Pine Drive, Panama City
2620 Beech Street, Panama City Beach
$489,000
3 Beds ⋅ 2 Baths ⋅ 791631 MLS
ONE-OF-A-KIND CONTEMPORARY CUSTOM-BUILT PANAMA CITY BEACH HOME! Pride of ownership is evident throughout this beautifully maintained single-story residence featuring quality craftsmanship and numerous upgrades. Highlights include durable Hardie Board siding, gated entry, irrigation system, covered front porch with tile flooring, and an attached one-car garage with epoxy floor, automatic opener, and pull-down attic storage. The open-concept floor plan offers a spacious living room, dining area, and kitchen designed for comfortable living and entertaining. The kitchen features custom cabinetry, quartz countertops, LG stainless appliances, range hood, microwave, dishwasher, breakfast bar, pantry, and premium lighting and plumbing fixtures. Tray ceilings and custom ceiling fans throughout the home add style and elegance. The primary suite features a luxurious bath with double vanity, soaking tub, separate shower, custom cabinetry, and quartz countertops. A dedicated laundry room provides additional storage and convenience. Step outside to enjoy the large covered rear patio with tile flooring and ceiling fan overlooking the privacy-fenced backyard. Additional exterior features include a storage shed and dedicated RV parking area with hookups. Approved for both short-term and long-term rentals, this property is ideal as a primary residence, vacation home, or investment opportunity. Conveniently located just minutes from shopping, restaurants, bay access, marinas, and the white sand beaches of Panama City Beach. This exceptional home truly stands apart from the rest.

2620 Beech Street, Panama City Beach
2318 Oakwood Street, Panama City
$320,000
3 Beds ⋅ 2 Baths ⋅ 791624 MLS
Welcome to 2318 Oakwood Street, a beautifully updated 3-bedroom, 2-bathroom home offering 1,112 square feet of comfortable living space in the heart of Panama City Beach. Situated on a generously sized 75' x 100' lot, this property presents an outstanding opportunity as a primary residence, vacation home, or short-term rental investment. Thoughtfully maintained and enhanced with recent upgrades, this home features a new HVAC system for improved efficiency and year-round comfort. The kitchen has been refreshed with a stylish backsplash, adding a modern touch to the home's functional and inviting living spaces. Step outside and discover an outdoor retreat designed for relaxation and entertainment. The fully redesigned backyard offers plenty of space to enjoy the Florida lifestyle, complete with an above-ground pool, a spacious 12' x 16' covered deck, and a 12' x 15' patio--perfect for hosting family gatherings, enjoying weekend barbecues, or unwinding after a day at the beach. A 12' x 16' storage shed provides ample room for beach gear, lawn equipment, tools, and recreational items. One of the property's most attractive features is its short-term rental eligibility, creating excellent potential for investors seeking income-producing opportunities in one of Florida's most desirable vacation destinations. With no shortage of visitors year-round, Panama City Beach continues to be a sought-after market for vacation rentals. Conveniently located just minutes from the Gulf of America's sugar-white sands and emerald waters, this home offers easy access to shopping, dining, entertainment, schools, parks, and local attractions. Whether you're looking for a turnkey investment property, a vacation getaway, or a place to call home, 2318 Oakwood Street delivers exceptional value, versatility, and coastal charm. Contact your favorite Realtor and schedule a showing today! Don't miss this opportunity to own a move-in-ready property with investment potential in beautiful Panama City Beach. Schedule your private showing today.

2318 Oakwood Street, Panama City
6232 Sunset Drive, Panama City
$309,900
2 Beds ⋅ 2 Baths ⋅ 791567 MLS
SELLER MOTIVATED! COMPLETELY RENOVATED BEACH STUNNER! Every detail has been reimagined to create a modern, warm, move in ready experience! Lovingly cared for and no detail left out, completely redone in 2026. Feel the warmth of high end LVP flooring in warm inviting tones throughout. The clean smooth ceilings highlight all new recessed lighting with designer fans and crystal pendants and flush mount chandelier complete with dimmers. The kitchen boasts undercab lighting with cool to warm CCT color switch to choose your mood. The chefs kitchen features top of the line quartz countertops, new sink, faucet and stunning Spanish tile backsplash. Upstairs is no exception with gorgeous wood beams on the landing ceiling, a bathroom with dual sinks and linen closet and lighting fixtures in master and second bedrooms. The expansive balcony off of the Master Bedroom overlooks the luscious backyard for easy relaxing with coffee or your favorite beverage. The backyard is full of edible fruit trees to include: pomegranate, apple, avacado, grapefruit, banana, loquat and peach! Off of the grilling porch downstairs, there is a raised vegetable garden as well! A Ring camera with flood lights and doorbell camera will protect your piece of paradise. All of this and only 10 minute drive to the beach and 5 minutes away from Grand Lagoon with wonderful restaurants (like Captain Andersons, Deckhand Social and Grand Marlin), grocery stores and shopping! Don't miss this beauty. Call for your personal showing today.

6232 Sunset Drive, Panama City
2319 Beech Street, Panama City Beach
$299,000
2 Beds ⋅ 2 Baths ⋅ 791368 MLS
Welcome to your slice of paradise in Panama City Beach! This 2/1.5 is located in the Heart of Panama City Beach. Just off of Thomas Dr. Across from the Naval Base. Situated on a corner lot and has a privacy fenced backyard. The first floor has an open floor plan with the main living areas and half bath. The upstairs has two bedrooms and full bathroom. The bedrooms are good sized with ample closet space. This is one you do not want to miss. Just minutes from the Sugar sand beaches of Famed Panama City Beach. Close to schools, shopping, restaurants, and more. Potential for an investment opportunity as the property is currently being rented through October 31, 2026.

2319 Beech Street, Panama City Beach
6324 N Lagoon Drive, Panama City Beach
$569,900
4 Beds ⋅ 3 Baths ⋅ 789092 MLS
Four bedroom 2 1/2 bath Pristine, custom-built, and perfectly positioned on the desirable east end of Panama City Beach, this 4-bedroom, 2 full bath, 1 half bath home offers the ideal blend of quality, comfort, and location. Thoughtfully designed with custom features throughout, this property stands out from the moment you arrive. Meticulously maintained and in exceptional condition, it is truly move-in ready. The spacious primary ensuite is conveniently located on the main level, offering comfort and functionality for everyday living. One of the most unique and functional features is the rear-entry two-car garage, providing easy in-and-out access and added privacy while connecting quickly to Thomas Drive. Whether heading to dinner, shopping, the beach, or work, convenience is built into everyday living. Located just minutes from Capt. Anderson's Marina, ALDI, Publix, Christo's Sports Bar & Grill, local gyms, dining, and everyday essentials. Enjoy quick access to boating, fishing, jet skis, paddleboarding, and some of the area's best beaches and waterfront attractions. With no HOA restrictions, a prime location, pristine condition, and custom craftsmanship throughout, this is a rare opportunity to own a standout home in one of the most convenient areas of the beach. Must see to fully appreciate.

6324 N Lagoon Drive, Panama City Beach
6404 Pine Drive, Panama City Beach
$295,000
3 Beds ⋅ 2 Baths ⋅ 787948 MLS
Welcome to 6404 Pine Dr, a beautifully updated single-family home in the heart of Panama City Beach! This 3-bedroom, 2-bath split-floor plan offers 1,420 sq ft of comfortable living space, thoughtfully designed with the master suite on one side and two additional bedrooms on the other for added privacy. Step inside to find new flooring, fresh interior paint, and an inviting open layout with a breakfast bar perfect for casual dining. The master suite features a jetted tub, providing the perfect place to unwind. Ceiling fans throughout help keep the home cool and comfortable year-round, and the HVAC and water heater (both 2019) offer added peace of mind. An attached garage provides convenient parking and storage, and with no HOA, you can enjoy flexibility and freedom in how you use your property. Located just 0.5 miles from Publix, Winn-Dixie, and local restaurants, everyday errands are a breeze. Plus, you're only 2.1 miles from the beach, making it easy to enjoy the best of coastal living whenever you want. This home combines comfort, convenience, and an unbeatable PCB location--schedule your showing today!

6404 Pine Drive, Panama City Beach
2603 Beech Street, Panama City Beach
$224,900
2 Beds ⋅ 3 Baths ⋅ 783357 MLS
Beautifully updated and move in ready home featuring fresh, modern finishes throughout. Durable luxury vinyl plank flooring flows seamlessly through the living area and bedrooms, complemented by neutral paint tones and crisp white trim. The open living and dining area offer excellent natural light and flexible space for everyday living and entertaining. The kitchen features wood cabinets and granite look counter tops as well as new stainless appliance package and a functional breakfast bar that opens to the main living area. The primary bedroom includes a ceiling fan with light package, ample closet space and stylish sliding barn door leading to the half bath area. The bathroom offers a tiled walk-in shower with built-in bench, grab bar, and handheld shower fixture, along with updated lighting. this shower area also accesses the back yard and storage closet. Additional highlights include recessed lighting, ceiling fans, updated interior doors, new hot water heater, new windows throughout, the additional 2 full baths have been totally remodeled from bathtub/shower and toilets as well as all light switches and outlets replaced. The layout provides efficient use of space with a clean, contemporary feel throughout. Conveniently located near shopping, dining, and local amenities. The Navy Base is just a little over a mile commute from the property. Property is easy to show and ready for its next owner.

2603 Beech Street, Panama City Beach
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