Margaritaville Cottages Homes with False Waterfront

Margaritaville Cottages Homes with False Waterfront

Welcome to Margaritaville Cottages, a vibrant and inviting subdivision nestled in the heart of Panama City Beach, Florida. This charming community is designed for those seeking a laid-back lifestyle infused with the spirit of coastal living. With its whimsical architecture and tropical landscaping, Margaritaville Cottages captures the essence of paradise, making it an ideal retreat for families, retirees, and vacationers alike.

The homes in Margaritaville Cottages boast a unique charm with their colorful exteriors and cozy porches, perfect for sipping morning coffee or enjoying evening sunsets. Each cottage features thoughtful designs that maximize space and comfort, ensuring you feel right at home. Many of these delightful residences offer false waterfront views, allowing you to enjoy the beauty of the water without the premium price tag of direct waterfront properties. This means you can relish the serene ambiance of the beach while being just a short stroll away from the shimmering sands and vibrant local attractions.

Located in Bay County, Margaritaville Cottages is surrounded by an array of recreational opportunities, including world-class fishing, golfing, and water sports. The nearby Panama City Beach offers an exciting mix of dining, shopping, and entertainment, ensuring there's always something to do just moments from your doorstep.

Whether you’re looking for a seasonal getaway or a permanent residence, Margaritaville Cottages provides the perfect blend of relaxation and adventure. Embrace the island lifestyle and make your dream of coastal living a reality in this enchanting community!

Newest Margaritaville Cottages Homes with False Waterfront

8816 Attitude Avenue, Panama City Beach
$439,000
2 Beds ⋅ 2 Baths ⋅ 797864 MLS
Welcome to your opportunity to own a highly sought after Dreamsicle Cottage in the exhilarating and awe-inspiring 55+ active adult community of Latitude ''Margaritaville'' Watersound! Dreamsicle Cottages are always an end unit to allow for their large corner lanai. This one, in phase 6BC, was built/completed in August 2024 and is positioned deliberately facing an expansive green area, rather than the street making it a beautiful place to enjoy the Emerald Coast sunsets. Custom painted interior colors were chosen to match the designer colors of the builder's model keeping it light, bright and beachy! Upgrades include a screened lanai, with roll-down shades and epoxy flooring, epoxy flooring also in the garage and quartz countertops with a custom backsplash in the kitchen. This floorplan offers a flex room in addition to its 2 bedrooms and two full bathrooms. Phase 6BC is just a short golf cart ride to Margaritaville's Town Square where only Margaritaville residents and their guests may enjoy the amenities galore! This includes a resort-style pool with live music most days, alongside the Bar and Chill Restaurant and Overlook Bar on the second floor, overlooking the intercoastal waterway, (what a view at sunset!) ''Fins UP! Fitness Center'' offering fitness classes and an expansive gym, lap pool and spa, pickleball courts offering a lot of open play, tennis courts, outdoor games, Last Mango Theater for indoor special events, a woodworking shop, studio pottery, pet grooming, dog park just down the street and the outdoor Band Shell, where great live bands play on the weekends! There are also several friendly groups and clubs just waiting for you to join! Do as much or as little as you like, all while enjoying the beauty and peacefulness of this pristine community. Only a few minutes to the Northwest Florida Beaches Int'l Airport, Pier Park Shopping and the white sandy beaches of the Emerald Coast! This dream home get away is definitely worth a visit! Schedule your showing today!

8816 Attitude Avenue, Panama City Beach
129 Paradise Found Circle, Panama City Beach
$979,000
5 Beds ⋅ 5 Baths ⋅ 796696 MLS
Situated in the heart of Margaritaville Beach Cottage Resort, this thoughtfully designed beach cottage delivers a carefree, resort-style lifestyle paired with exceptional short-term rental potential. Just steps from the community's vibrant centerpiece, The Club, owners and guests enjoy access to a resort-caliber amenity set, including an expansive oasis-style pool, towering waterslide, lazy river, and poolside bar and grill with full-service dining. A short stroll leads to 580 feet of dedicated sugar-white sand beach, where chair and umbrella service, beachside dining, and the emerald waters of the Gulf create the quintessential 30A experience. Coming this June, the resort's amenity suite expands further with the debut of the License to Chill Restaurant, a state-of-the-art fitness center, and a family-friendly arcade. Inside, the cottage's open-concept floor plan is designed for gathering, with abundant natural light and coastal-inspired interiors that evoke a bright, playful beach aesthetic. The gourmet kitchen features a striking oversized quartz island, ideal for entertaining. The main-level primary suite opens directly to a private six-person hot tub, offering a peaceful retreat after a day at the beach. Thoughtfully furnished and turn-key, this home is perfectly positioned to serve as a personal getaway or high-performing rental, blending relaxed luxury with long-term investment value.

129 Paradise Found Circle, Panama City Beach
13650 Front Beach Rd, Panama City Beach
$2,200,000
5 Beds ⋅ 5 Baths ⋅ 1013389 MLS ⋅ 3,176 SqFt.
**ONE OF THE BEST LOCATIONS IN MARGARITAVILLE BEACH COTTAGE RESORT!** Welcome to your slice of paradise! This stunning **5-bedroom, 4.5-bath beach home** offers the perfect combination of personal enjoyment and investment potential. Whether you're searching for a **primary residence, vacation getaway, or income-producing short-term rental**, this property is ready to deliver. **Rental financials are available upon request.** Sold **FULLY FURNISHED**, the home is truly turnkey and showcases beautiful coastal-inspired furnishings throughout. Thoughtful, vacation-ready upgrades include **coated shiplap walls designed to help protect against luggage scuffs and dings**, along with durable **stainless-steel railings**. The outdoor living space is made for the Florida lifestyle! Relax in the **private hot tub**, enjoy outdoor dining and entertaining, or unwind on one of the **multiple decks featuring stunning GULF VIEWS**. Enjoy it yourself, add it to your real estate investment portfolio--or better yet, **DO BOTH!** Located in the colorful, Key West-inspired **Margaritaville Beach Cottage Resort**, owners and guests can enjoy an incredible collection of resort-style amenities, including a **community pool, restaurant, bar, coffee shop, fitness center, arcade, cabanas, and convenient beach access with beach chair service available**. This unique Margaritaville beach home is ready for its next owner!

13650 Front Beach Rd, Panama City Beach
13662 Front Beach Rd, Panama City Beach
$1,850,000
5 Beds ⋅ 5 Baths ⋅ 1011735 MLS ⋅ 2,943 SqFt.
WIDE-OPEN GULF VIEWS. LUXURY RESORT LIVING. $167,000 IN 2026 RENTAL HISTORY. Welcome to a coastal retreat where the Gulf of Mexico takes center stage and every day feels like a vacation. Built in 2023 and offering nearly 3,000 square feet across three levels, this impressive 5-bedroom + bunk room beach home was designed for elevated coastal living. From the moment you step inside, bright open spaces, vaulted and beamed ceilings, upscale finishes and abundant natural light create a relaxed yet refined atmosphere. Multiple balconies extend the living space outdoors, capturing beautiful, wide-open Gulf views and giving you a front-row seat to unforgettable Florida sunsets. The open-concept kitchen and living areas were made for gathering, with a large island, breakfast bar, wet bar and plenty of space to entertain family and friends. With 5 bedrooms + a bunk room and multiple living areas, there's room for everyone while still offering the privacy expected from a luxury beach retreat. Outside, enjoy your own fenced outdoor space, hot tub and multiple areas to relax after a day on the sand. And unlike the high-rise experience, there's no waiting on elevators or navigating crowded hallways--simply step outside your own beach house and enjoy the coast. The home is located within Margaritaville Beach Cottage Resort, where the experience extends well beyond your front door. Owners and guests enjoy resort-style amenities including an expansive pool, pickleball and convenient beac all surrounded by the energy and lifestyle of Panama City Beach. Whether envisioned as a luxury second home, an unforgettable family beach retreat or a vacation-rental investment, this property offers the rare combination of newer construction, exceptional Gulf views, resort amenities and the privacy of a single-family beach home. This isn't simply a place to stay at the beach. It's the way the beach was meant to be experienced.

13662 Front Beach Rd, Panama City Beach
13662 Front Beach Road, Panama City Beach
$1,850,000
5 Beds ⋅ 5 Baths ⋅ 795240 MLS
WIDE-OPEN GULF VIEWS. LUXURY RESORT LIVING. $167,000 IN 2026 RENTAL HISTORY. Welcome to a coastal retreat where the Gulf of Mexico takes center stage and every day feels like a vacation. Built in 2023 and offering nearly 3,000 square feet across three levels, this impressive 5-bedroom + bunk room beach home was designed for elevated coastal living. From the moment you step inside, bright open spaces, vaulted and beamed ceilings, upscale finishes and abundant natural light create a relaxed yet refined atmosphere. Multiple balconies extend the living space outdoors, capturing beautiful, wide-open Gulf views and giving you a front-row seat to unforgettable Florida sunsets. The open-concept kitchen and living areas were made for gathering, with a large island, breakfast bar, wet bar and plenty of space to entertain family and friends. With 5 bedrooms + a bunk room and multiple living areas, there's room for everyone while still offering the privacy expected from a luxury beach retreat. Outside, enjoy your own fenced outdoor space, hot tub and multiple areas to relax after a day on the sand. And unlike the high-rise experience, there's no waiting on elevators or navigating crowded hallways--simply step outside your own beach house and enjoy the coast. The home is located within Margaritaville Beach Cottage Resort, where the experience extends well beyond your front door. Owners and guests enjoy resort-style amenities including an expansive pool, pickleball and convenient beach access, all surrounded by the energy and lifestyle of Panama City Beach. Whether envisioned as a luxury second home, an unforgettable family beach retreat or a vacation-rental investment, this property offers the rare combination of newer construction, exceptional Gulf views, resort amenities and the privacy of a single-family beach home. This isn't simply a place to stay at the beach. It's the way the beach was meant to be experienced.

13662 Front Beach Road, Panama City Beach
140 Paradise Found Circle Unit 37, Panama City Beach
$569,000
1 Beds ⋅ 2 Baths ⋅ 790544 MLS
Escape to your own slice of heaven at the brand-new Margaritaville Beach Cottage Resort, the premier beachfront destination on Front Beach Road in Panama City Beach. Surf Bungalow 37 is a pristine, less than two-year-old, one-bedroom cottage featuring an expansive mezzanine loft with two full-size bunk beds. This property utilizes the highly coveted, rare, Surfs Up floor plan. Spanning a generous 816 square feet, it's the biggest layout in the Surf Bungalow collection. Highly Exclusive: Only 14 of the resort's 42 bungalows feature this specific design, and they are rarely up for sale. This property is expertly designed and comes fully furnished from top to bottom for a seamless, turnkey transition. Main Floor Primary Suite: Features a luxurious king bed and a private, upscale en suite bathroom. Second-Floor Mezzanine: Perfect for guests or kids, offering built-in full-over-full bunk beds and its own private bath. Living Space: Enjoy an open-concept living area, a fully equipped modern kitchen, and a comfortable dining space. Outdoor Living: Relax on the large front porch surrounded by lush, tropical landscaping. Convenience: Positioned in a private, quiet spot within the resort, yet just steps away from your designated parking space and guest parking. Owning here means indulging in the ultimate Panama City Beach vacation experience, with access to unparalleled resort perks: Nearly 600 feet of private, pristine white-sand beach. A massive resort-style pool with zero-entry access. A relaxing lazy river and two thrilling, amusement-park-grade waterslides. Exclusive Clubhouse Access: Take advantage of a state-of-the-art fitness center, a massive arcade, an activities center, conference spaces, and the iconic License to Chill Bar & Restaurant. Surf Bungalow 37 is the epitome of a hassle-free investment. It functions as a fully operational vacation rental. All measurements are approx. and should be verified by buyer.

140 Paradise Found Circle Unit 37, Panama City Beach
105 Paradise Found Circle, Panama City Beach
$1,500,000
5 Beds ⋅ 5 Baths ⋅ 789897 MLS
Welcome to the kind of coastal home that feels like a vacation the moment you walk in. Located in Margaritaville Cottages, this newer construction offers 5 bedrooms and multiple levels of outdoor living designed for gathering, relaxing, and making the most of every beach day. Step inside and you're greeted by a bright, clean interior with a coastal palette, natural light pouring in, and a layout that comfortably accommodates a full house. The kitchen anchors the main living space with modern finishes and plenty of room for everyone to come together after a day in the sun. Each bedroom offers privacy and comfort, making it ideal for hosting guests or maximizing rental potential. The real standout here is the outdoor space, with multiple balconies and lounging areas that let you soak in the warm Gulf air from morning coffee to evening wind-downs. Just a short distance to the beach and surrounded by one of the most sought-after resort-style communities in Panama City Beach, this property delivers the full experience buyers are looking for--whether it's a second home, full-time residence, or income-producing investment.

105 Paradise Found Circle, Panama City Beach
111 Paradise Found Circle, Panama City Beach
$1,250,000
5 Beds ⋅ 5 Baths ⋅ 788517 MLS
Welcome to 111 Paradise Found, a beautifully appointed coastal retreat located within the highly sought-after Margaritaville Beach Cottage Resort. This property offers the perfect blend of comfort, style, and location. Step inside to find a bright, open-concept layout designed for relaxed coastal living, featuring spacious living areas, abundant natural light, and seamless flow for entertaining. The well-equipped kitchen opens to the main living space, creating an inviting atmosphere for gatherings with family and guests. Enjoy the Florida lifestyle outdoors with private space perfect for morning coffee or evening relaxation. As part of Margaritaville, residents and guests experience resort-style amenities, a laid-back island atmosphere, and easy access to the sugar-white sands and emerald waters of the Gulf. Whether you're looking to generate rental income or secure your own piece of paradise in one of Panama City Beach's premier resort communities. The home features 5 bedrooms and 4.5 baths. The open concept first floor has a chef's kitchen with huge island, quartz countertops, soft close maple cabinets, and stainless Frigidaire appliances including a six-burner gas cooktop. The first floor also features one of two primary bedrooms with a king size bed and ensuite bath. Upstairs you'll find the second primary bedroom with a king size bed and ensuite bath, a queen bedroom with an ensuite bath and two additional queen bedrooms with a large, shared bath. The first floor patio features a dining table and large hot tub and the second level balcony features generous seating and partial gulf views. There is room for three vehicles to park on the paver driveway. This floorplan is perfect for families to enjoy. Margaritaville Beach Cottage Resort offers owners and their guests a true resort with fantastic amenities and services. Float along the 425 foot long lazy river, enjoy the water slides, relax in the huge oasis pool, or enjoy a cheeseburger and margarita at the poolside bar and grill. And let's not forget you can also enjoy 580 feet of dedicated beachfront offering a full suite of beach services, emerald green waters and soft sandy beaches! Enjoy a full service restaurant, fitness center, arcade and more! Margaritaville Beach Cottage Resort is a short-term rental community with every amenity a guest would love to enjoy while on vacation. Call today to set up your private showing.

111 Paradise Found Circle, Panama City Beach
140 Paradise Found Circle Unit 27, Panama City Beach
$565,000
1 Beds ⋅ 2 Baths ⋅ 788484 MLS
Welcome to ''Surf Bungalow 27,'' your private slice of paradise at the premier Margaritaville Beach Cottage Resort on Front Beach Road--one of the most sought-after Gulf-front communities in Panama City Beach. This posh 1-bedroom + mezzanine cottage showcases the highly desirable ''Surf's Up'' floor plan, offering 816 square feet--the largest of the Surf Bungalow layouts. With only 14 of 42 bungalows built in this configuration--this property presents a rare opportunity for both ownership and investment. Thoughtfully designed for comfort and functionality, the home features a main-level primary suite with a king bed and private ensuite bath, along with a spacious mezzanine offering full-over-full built-in bunk beds and its own private bath. The open-concept layout includes a well-appointed kitchen, dining area, and inviting living space, all professionally furnished and completely turnkey. Enjoy outdoor living on the spacious front porch, surrounded by lush tropical landscaping for added privacy. Ideally positioned within the community, ''Surf Bungalow 27'' is among the closest units to the clubhouse and pool--enhancing both convenience and rental appeal. Resort-style amenities elevate the experience, including nearly 600 feet of private beach access, a zero-entry resort pool, two waterslides, a lazy river, and exclusive access to the resort clubhouse featuring a fitness center, arcade, activity center, conference space, and the popular License to Chill Bar & Restaurant. With strong rental potential and bookings already secured for 2026, ''Surf Bungalow 27'' is a true turnkey investment offering both income potential and an exceptional coastal lifestyle. Don't miss this rare opportunity to own one of the most desirable properties in Panama City Beach.

140 Paradise Found Circle Unit 27, Panama City Beach
140 Paradise Found Cir Unit # 25, Panama City Beach
$574,900
1 Beds ⋅ 2 Baths ⋅ 1000761 MLS ⋅ 816 SqFt.
Welcome to ''Surf Bungalow 25,'' your private slice of paradise at the premier Margaritaville Beach Cottage Resort on Front Beach Road--one of the most sought-after Gulf-front communities in Panama City Beach. This posh 1-bedroom + mezzanine cottage showcases the highly desirable ''Surf's Up'' floor plan, offering 816 square feet--the largest of the Surf Bungalow layouts. With only 14 of 42 bungalows built in this configuration--and this being the only one currently available--this property presents a rare opportunity for both ownership and investment. Thoughtfully designed for comfort and functionality, this home features a main-level primary suite with a king bed and private ensuite bath, along with a spacious mezzanine offering full-over-full built-in bunk beds and its own private bath. The open-concept layout includes a well-appointed kitchen, dining area, and inviting living space, all professionally furnished and completely turnkey. Enjoy outdoor living on the spacious front porch, surrounded by lush tropical landscaping for added privacy. Positioned in one of the most desirable spots in the community, Surf Bungalow 25 is among the closest units to the clubhouse and pool--enhancing both convenience and rental appeal. Resort-style amenities elevate the experience, including nearly 600 feet of private beach access, a zero-entry resort pool, two waterslides, a lazy river, and exclusive access to the resort clubhouse featuring a fitness center, arcade, activity center, conference space, and the popular License to Chill Bar & Restaurant. With strong rental potential and bookings already secured for 2026, ''Surf Bungalow 25'' is a true turnkey investment offering both income potential and an exceptional coastal lifestyle. Don't miss this rare opportunity to own one of the most desirable properties in Panama City Beach.

140 Paradise Found Cir Unit # 25, Panama City Beach
140 Paradise Found Circle Unit 25, Panama City Beach
$568,900
1 Beds ⋅ 2 Baths ⋅ 788406 MLS
Welcome to ''Surf Bungalow 25,'' your private slice of paradise at the premier Margaritaville Beach Cottage Resort on Front Beach Road--one of the most sought-after Gulf-front communities in Panama City Beach. This posh 1-bedroom + mezzanine cottage showcases the highly desirable ''Surf's Up'' floor plan, offering 816 square feet--the largest of the Surf Bungalow layouts. With only 14 of 42 bungalows built in this configuration--this property presents a rare opportunity for both ownership and investment. Thoughtfully designed for comfort and functionality, this home features a main-level primary suite with a king bed and private ensuite bath, along with a spacious mezzanine offering full-over-full built-in bunk beds and its own private bath. The open-concept layout includes a well-appointed kitchen, dining area, and inviting living space, all professionally furnished and completely turnkey. Enjoy outdoor living on the spacious front porch, surrounded by lush tropical landscaping for added privacy. Positioned in one of the most desirable spots in the community, ''Surf Bungalow 25'' is among the closest units to the clubhouse and pool--enhancing both convenience and rental appeal. Resort-style amenities elevate the experience, including nearly 600 feet of private beach access, a zero-entry resort pool, two waterslides, a lazy river, and exclusive access to the resort clubhouse featuring a fitness center, arcade, activity center, conference space, and the popular License to Chill Bar & Restaurant. With strong rental potential and bookings already secured for 2026, ''Surf Bungalow 25'' is a true turnkey investment offering both income potential and an exceptional coastal lifestyle. Don't miss this rare opportunity to own one of the most desirable properties in Panama City Beach.

140 Paradise Found Circle Unit 25, Panama City Beach
13658 Front Beach Road Unit 4, Panama City Beach
$1,914,000
6 Beds ⋅ 7 Baths ⋅ 787151 MLS
🌴 Luxury Waterside Retreat 4 at Margaritaville Beach Cottage Resort 🌴 ROI is up 10% over last year, YTD and growing! Your Gateway to Paradise | Panama City Beach An ideal opportunity to capitalize on strong Summer rental season. Welcome to Waterside Retreat #4, a spectacular 6 bedroom + bunk room, 6.5 bath luxury coastal retreat offering breathtaking Gulf views from all three levels and located just a few steps to paradise. Designed with the sought-after ''DAYDREAMIN''' floor plan, this home features approximately 3,223 sq ft of heated and cooled living space, thoughtfully curated to accommodate large gatherings, maximize rental potential, and deliver an elevated guest experience. 🌊 Coastal Living Across Three Levels First Level: The main living and dining areas offer an open-concept layout with direct access to a private patio, perfect for indoor-outdoor living. Beautifully appointed kitchen featuring: Frigidaire Professional appliances 36'' gas range Quartz countertops Maple cabinetry This level also includes a guest bedroom with full bath and a powder room, ideal for convenience and accessibility. Second Level: The spacious primary suite offers stunning Gulf views, a private balcony, walk-in closet, and a luxurious en suite bath featuring: Double vanities Soaking tub Walk-in shower Also on this level: Two additional guest bedrooms A bunk room Two full bathrooms Third Level: Designed for flexibility and privacy, the third floor includes: A large bedroom with private balcony and Gulf views Additional bedroom and full bath Bonus room ideal for a second living area, media space, or game room ✨ Luxury Features & Finishes Gulf views from all three levels 🌊 Two wet bars with beverage refrigerators & ice maker Luxury vinyl plank flooring throughout Quartz countertops throughout Maple cabinetry Private 7-seat hot tub Heated plunge pool and Lazy River Three dedicated parking spaces 🌴 Resort Lifestyle Like No Other Margaritaville Beach Cottage Resort offers a full-service, amenity-rich coastal experience, including: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river & water slides Poolside food & beverage service On-site restaurant & poolside bar (''License to Chill'') Fitness center, arcade, and entertainment complex Paddleboarding, kayaking, and beachfront activities 📍 Prime Location Located just 2 miles from Pier Park and approximately 15.7 miles from Northwest Florida Beaches International Airport. 💰 Investment Meets Lifestyle This luxury waterside retreat presents a rare opportunity to own in one of Panama City Beach's most desirable resort communities -- offering strong short-term rental potential, a world-class amenity package, and the lifestyle buyers are actively seeking. Live the dream. Share the dream. Welcome to Margaritaville Waterside Retreat #4 🌊

13658 Front Beach Road Unit 4, Panama City Beach
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