Shores Of Panama Homes with True Waterfront

3 Beds ⋅ 3 Baths ⋅ 1010650 MLS ⋅ 1,400 SqFt.

Stop Waiting on the Bank. Start Owning the Beach. Your Name on the Deed. Your Terms!!! Unit 2131 is now available with OWNER FINANCING. Here's the opportunity: 25% Down 6.75% Interest 5-Year Balloon No Debt on your credit No credit check No hassle to verified income As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists. Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably. This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart. Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!! The unit also comes with 2 deeded parking spaces sold separately.

9900 S Thomas Dr Unit UNIT 2131, Panama City Beach

$349,000

1 Beds ⋅ 2 Baths ⋅ 794013 MLS

THE ONLY GROUND FLOOR ''C'' Floor Plan on Market. Own a ground floor level condo at The Shores of Panama and walk right from your balcony out to the pool with this highly sought-after ''C'' stack condo--1BD 2BA + Bunk. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo, ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 115, Panama City

$319,000

2 Beds ⋅ 2 Baths ⋅ 1005412 MLS ⋅ 907 SqFt.

CENTERED VIEWS. DEEDED PARKING. GULF-FRONT PRIMARY SUITE. Shores of Panama Unit 1412 features the highly sought-after Type C floor plan with two bedrooms, two bathrooms, and a layout that includes a Gulf-front primary suite plus a private bunk room serving as the second bedroom. Centrally located both vertically and within the resort's signature horseshoe design, Unit 1412 brings the pool, beach, and Gulf together in one impressive view corridor. The spacious living room opens to a large balcony where you can enjoy wide views of the Gulf of Mexico, sugar-white sand, and the resort's lagoon-style pool. The Gulf-front primary suite offers direct water views and a private ensuite bathroom. The private bunk room is located near the adjacent full bathroom, creating a practical layout for owners and rental use. With a pull-out sofa in the living room, the condo comfortably accommodates up to six guests. The kitchen has been updated with white shaker cabinetry, Ubatuba granite countertops, and stainless steel appliances. Additional interior details include crown molding in the living room, an open main living area, and a layout designed to keep the view front and center. A deeded parking space on the 10th floor adds valuable convenience, especially in a resort where parking access can make a meaningful difference. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Dr Unit 1412, Panama City Beach

$349,900

2 Beds ⋅ 2 Baths ⋅ 793385 MLS

CENTERED GULF VIEWS • DEEDED PARKING • GULF-FRONT PRIMARY SUITE • $35k IN RENTAL REVENUE (PREVIOUS 12 MONTHS) Experience the best of Gulf-front living in Shores of Panama Unit 1612. Located on the 16th floor and perfectly centered within the resort, this highly sought-after Type C floor plan offers an oversized balcony with stunning, unobstructed views of the emerald Gulf of Mexico, sugar-white sand beaches, and the resort's signature tropical lagoon-style pool. This beautifully appointed 2-bedroom, 2-bath condominium combines an exceptional layout with one of the most desirable vantage points in the resort. The previous 12 months produced $35,000 in rental revenue, making this an excellent opportunity for buyers seeking both personal enjoyment and income potential. The spacious Gulf-front primary suite features balcony access, stunning water views, and a private ensuite bath. The second bedroom is a private bunk room conveniently located beside the second full bathroom, while the sleeper sofa allows the condo to comfortably accommodate up to six guests. The open living, dining, and kitchen area was designed to maximize the incredible views, creating a bright, inviting space for relaxing or entertaining. Step onto your private balcony to enjoy spectacular sunrises, unforgettable sunsets, and panoramic views of the Gulf and resort below. A deeded parking space provides a valuable convenience that owners and guests appreciate, without the hassle of searching for an available open parking spot. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, offering an expansive lagoon-style pool with zero-entry entry, tropical landscaping, waterfalls, fountains, hot tubs, private beach access, an indoor heated pool, fitness center, sauna, seasonal Tiki bar, and resort-style amenities that continue to make it one of the area's most sought-after vacation destinations. Conveniently located in the heart of Panama City Beach, the resort sits adjacent to Pineapple Willy's and is just minutes from shopping, restaurants, entertainment, and family attractions including Laketown Wharf, Ripley's Believe It or Not!, WonderWorks, Shipwreck Island Waterpark, Topgolf, Dolly Parton's Pirates Voyage Dinner & Show, McGuire's Irish Pub, and more. Whether you're searching for a beachfront getaway, a primary or second home, or a proven vacation rental investment, Unit 1612 offers an outstanding opportunity to own one of Shores of Panama's most popular floor plans. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1612, Panama City

$325,000

2 Beds ⋅ 2 Baths ⋅ 793145 MLS

Excellent price for same floor parking unit! Most popular floorplan at Shores and these floorplans make very good revenue. Shores of Panama is a premier luxurious resort and one of the best ROI's on the beach! Highly coveted plan at Shores of Panama, with a double balcony and master bedroom facing the gulf! Mid floor and one of the best views in this building. This unit has a same floor deeded parking spot literally right in front of the door. Stainless appliances, beautiful furniture and decor and completely turnkey. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of PCB, and right next door to world famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive gulf side pool and hot -tub, 2 tiki bars, indoor pool, garage parking, and a fitness center. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront superior unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals have continued to be strong during construction.

9900 S Thomas Drive Unit 1214, Panama City Beach

$339,000

1 Beds ⋅ 2 Baths ⋅ 792995 MLS

The best view in Shores of Panama! Welcome to the Emerald Coast and Shores of Panama, one of Panama City Beach's most popular resorts, known for its abundance of amenities and ideal location within walking distance to the area's top attractions. From this 17th floor unit, you will enjoy one of the building's few direct views of the world's most beautiful beach. This rarely listed ''I'' plan is being sold fully furnished with a solid rental history including future income already on the books. A private, deeded parking space also conveys with the sale of the property. Don't miss your opportunity to own this rare floor plan in one of Panama City Beach's most popular resorts- with a direct Gulf view, private balcony, and deeded parking spot that sets it apart from the rest.

9900 S Thomas Drive Unit 1702, Panama City Beach

$290,000

2 Beds ⋅ 2 Baths ⋅ 792217 MLS

RARE TYPE F FLOOR PLAN. DEEDED PARKING. FRONT DOOR RIGHT BY THE ELEVATOR. Shores of Panama 1410 is a rare Type F floor plan in Panama City Beach, offering deeded parking, a front-door location right by the elevator, and a furnished setup ready for continued rental use. This one-bedroom plus bunk layout includes a cozy living area with a flat-screen TV, dining area, luxury vinyl plank flooring through the main living spaces, and tile flooring in the kitchen and bathrooms. The kitchen features granite countertops, two refrigerators, and a front-load stackable washer and dryer. Near the entry, a spacious bunk area is positioned along the hallway with a convenient half bathroom nearby. The primary suite includes a king-size bed and a private full bathroom. The balcony is furnished with Polywood high-top table and chairs, creating a comfortable outdoor setup overlooking the resort setting. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2018. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also selling unit 1408 (MLS 792192), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,507.11 per quarter. One special assessment payment remains in the amount of $1,218.04 (4th quarter of 2026) Approximate Gross rental income was $25,000 in 2024, $20,000 in 2025 when the balcony was closed for repairs, and $22,400 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 1410, Panama City Beach

$325,000

1 Beds ⋅ 2 Baths ⋅ 792192 MLS

TROPICAL STYLE INSIDE. LAGOON POOL AND GULF VIEWS OUTSIDE. RIGHT BY THE ELEVATORS. Shores of Panama 1408 is an A floor plan in Panama City Beach, offering a one-bedroom plus bunk layout, two full bathrooms, deeded parking, and a convenient 8-stack location just off the bank of elevators. This turnkey, fully furnished condo features coastal décor and furnishings, updated light fixtures, and luxury vinyl plank flooring throughout. The living area is designed for easy use as a short-term rental or personal beach retreat, with open flow into the dining area and kitchen. The kitchen features granite countertops, white appliances, and a white subway tile backsplash. The primary bedroom includes a king-size bed and private bathroom with a tub/shower combo. Near the entry, the bunk area has access to its own full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The balcony offers a strong resort-view setting with lagoon pool views and Gulf views from the 8th floor. Additional details include a deeded parking space on the 7th floor, water heater from 2016, and HVAC from 2006. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. The same owner is also listing Shores of Panama 1410 (MLS 792217), positioned nearby on the same floor. For guests traveling together, the close front-door proximity creates a convenient two-unit setup with the same elevator access, separate private spaces, and more time together without being spread across the resort. HOA dues are $3,326.18 per quarter. One special assessment payment remains in the amount of $1,155.20 (4th quarter of 2026) Approximate Gross rental income was $23,000 in 2024, $28,000 in 2025, and $28,750 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 1408, Panama City Beach

$345,000

2 Beds ⋅ 2 Baths ⋅ 792190 MLS

SUNSET VIEWS. GULF-SIDE PRIMARY BEDROOM. DEDICATED PARKING. Shores of Panama 1917 is a C floor plan in Panama City Beach, offering a high-floor position, a large balcony, dedicated parking, and a Gulf-side primary bedroom with a large window framing Gulf views. This one-bedroom plus bunk layout includes two full bathrooms, modern furniture, coastal décor, updated light fixtures, and LVP tile flooring throughout the entire unit. The kitchen features granite countertops, white appliances, a white subway tile backsplash, and a kitchen island wrapped in shiplap. The living area opens to the large balcony, creating an easy indoor-outdoor connection with sunset views and a strong resort-view setting. The hall bunk room includes access to its own private full bathroom, giving the floor plan added functionality beyond a standard one-bedroom layout. The primary bedroom is positioned on the Gulf side and includes a large window with Gulf views. The primary bathroom features a tiled tub/shower combination. Additional interior details include a full-size front-load stackable washer and dryer, whole-unit dehumidifier, water heater from 2017, and original HVAC. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. One special assessment payment remains in the amount of $1,212.69. (4th quarter of 2026). Approximate Gross rental income was $24,000 in 2024, $28,000 in 2025, and $26,500 year-to-date through the end of June 2026. All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 1917, Panama City Beach

$699,950

2 Beds ⋅ 3 Baths ⋅ 791406 MLS

RARE GULF-FRONT CORNER UNIT WITH AN OVERSIZED WRAPAROUND BALCONY, RESERVED PARKING SPOT + OWNER FINANCING AVAILABLE AT 2.9% INTEREST RATE! Opportunities like this rarely come available at Shores of Panama. This spectacular Gulf-front corner residence features one of the most sought-after floor plans in the entire resort, highlighted by an enormous wraparound balcony that delivers breathtaking panoramic views of the emerald-green Gulf waters, sugar-white beaches, and the resort's world-famous lagoon-style pool. Unlike standard balconies, this expansive outdoor living space provides multiple seating areas, incredible sunset views, and a front-row seat to everything that makes Panama City Beach one of the Gulf Coast's most desirable destinations. Inside, floor-to-ceiling glass fills the residence with natural light while showcasing stunning water views from nearly every angle. The spacious 2-bedroom plus bunk room, 2.5-bath layout sleeps just like a 3 bedroom and comfortably accommodates family and guests while offering exceptional flexibility and rental appeal. The beautifully appointed kitchen is designed for entertaining, featuring granite countertops, white shaker cabinetry, stainless steel appliances, and abundant workspace for hosting unforgettable beach gatherings. The open-concept living area is enhanced by upscale designer furnishings, custom tile flooring throughout, and absolutely no carpet, creating a sophisticated coastal atmosphere that is both elegant and easy to maintain. Wake up each morning to Gulf views from the luxurious beachfront primary suite, complete with private balcony access and a spacious ensuite bath. Additional guest accommodations include a generously sized guest bedroom and dedicated bunk room, making this residence ideal for large families and vacationing guests. Adding even more value, this residence includes a dedicated parking space located directly outside the unit on the same floor--a rare convenience that allows you to walk straight from your vehicle to your front door without ever waiting on an elevator. Shores of Panama continues to be one of Panama City Beach's premier resort destinations, featuring Florida's largest lagoon-style pool, an expansive tropical pool deck, beachside hot tubs, indoor heated pool, sauna, steam room, fitness center, spa services, on-site dining, and direct beach access. You're also just minutes from Pier Park, waterfront dining, entertainment venues, and the brand-new Topgolf attraction. For buyers looking to maximize affordability, the seller is offering a special financing opportunity, creating an incredible chance to own one of the most desirable Gulf-front corner units in Panama City Beach. Whether you're searching for a luxury beachfront getaway, an income-producing vacation property, or both, this extraordinary residence delivers the views, amenities, location, and lifestyle that buyers dream about. Rare wraparound balcony. Gulf-front corner location. Same-floor parking. Owner financing available. This is the one buyers wait for.

9900 S Thomas Drive Unit 1003, Panama City Beach

$319,000

2 Beds ⋅ 2 Baths ⋅ 791302 MLS

CENTERED VIEWS. DEEDED PARKING. GULF-FRONT PRIMARY SUITE. Shores of Panama Unit 1412 features the highly sought-after Type C floor plan with two bedrooms, two bathrooms, and a layout that includes a Gulf-front primary suite plus a private bunk room serving as the second bedroom. Centrally located both vertically and within the resort's signature horseshoe design, Unit 1412 brings the pool, beach, and Gulf together in one impressive view corridor. The spacious living room opens to a large balcony where you can enjoy wide views of the Gulf of Mexico, sugar-white sand, and the resort's lagoon-style pool. The Gulf-front primary suite offers direct water views and a private ensuite bathroom. The private bunk room is located near the adjacent full bathroom, creating a practical layout for owners and rental use. With a pull-out sofa in the living room, the condo comfortably accommodates up to six guests. The kitchen has been updated with white shaker cabinetry, Ubatuba granite countertops, and stainless steel appliances. Additional interior details include crown molding in the living room, an open main living area, and a layout designed to keep the view front and center. A deeded parking space on the 10th floor adds valuable convenience, especially in a resort where parking access can make a meaningful difference. Shores of Panama Resort is known for its expansive Gulf-front lagoon pool, one of the largest in Panama City Beach. The resort-style pool area features zero-entry access, palm-lined islands, fountains, a spacious hot tub, and direct private beachfront access. Additional amenities include an indoor heated pool and hot tub, 24-hour fitness center, and seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, and Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,491.71 per quarter. All information is believed to be accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1412, Panama City Beach

$315,000

1 Beds ⋅ 2 Baths ⋅ 791282 MLS

Now is your chance to own a slice of paradise in the highly sought-after Shores of Panama resort. This immaculate, rental-ready ''C'' floor plan features 1 bedroom, 2 full baths, and a private bunk room--comfortably sleeping up to 6 guests. Designed to impress, the condo boasts a Gulf-facing primary suite and a large balcony overlooking the spectacular lagoon-style pool. Offered fully furnished with tasteful, pristine decor, this turnkey property is ready to generate income or serve as your personal beach getaway from day one. Bonus: This unit includes a highly coveted deeded parking space. Unmatched Resort-Style Amenities Include: Massive 14,000+ sq. ft. lagoon pool & hot tub, Heated indoor pool and hot tub for year-round enjoyment, On-site tiki bars & dining. Prime beachfront access right on the Gulf. Don't miss out on this incredible investment or vacation home--schedule your showing today! Seller offering to Pay remaining special assessment with acceptable offer.

9900 S Thomas Drive Unit 1411, Panama City

Shores Of Panama Homes with True Waterfront

Newest Shores Of Panama Homes with True Waterfront