Panama City Beach Homes for Sale

3 Beds ⋅ 2 Baths ⋅ 1015339 MLS ⋅ 1,260 SqFt.

Just 0.4 miles from public beach access, this updated 3-bedroom, 2-bath coastal cottage offers the ideal combination of comfort, convenience, and laid-back beach living. Tucked away in a peaceful, golf cart-friendly neighborhood, this property is perfectly suited as a primary residence, second home, or income-producing vacation rental. Extensively renovated in 2016, the home received major improvements throughout, including updated windows, doors, plumbing, electrical, walls, flooring, and appliances. Recent upgrades add even more value, highlighted by a brand-new metal roof installed in 2026, new Trex decking in the backyard, new outdoor patio furniture package, and a hot tub, all creating the perfect setting for relaxing or entertaining after a day at the beach. Whether you're looking for a personal coastal getaway or an investment opportunity, this West End gem offers an inviting beach lifestyle just minutes from the sugar-white sands and emerald waters of the Gulf!

21508 Sunset Ave, Panama City Beach

$525,000

3 Beds ⋅ 2 Baths ⋅ 797752 MLS

Just 0.4 miles from public beach access, this updated 3-bedroom, 2-bath coastal cottage offers the ideal combination of comfort, convenience, and laid-back beach living. Tucked away in a peaceful, golf cart-friendly neighborhood, this property is perfectly suited as a primary residence, second home, or income-producing vacation rental. Extensively renovated in 2016, the home received major improvements throughout, including updated windows, doors, plumbing, electrical, walls, flooring, and appliances. Recent upgrades add even more value, highlighted by a brand-new metal roof installed in 2026, new Trex decking in the backyard, new outdoor patio furniture package, and a hot tub, all creating the perfect setting for relaxing or entertaining after a day at the beach. Whether you're looking for a personal coastal getaway or an investment opportunity, this West End gem offers an inviting beach lifestyle just minutes from the sugar-white sands and emerald waters of the Gulf!

21508 Sunset Avenue, Panama City Beach

106 Gulf Highlands Boulevard, Panama City Beach

$375,000

3 Beds ⋅ 3 Baths ⋅ 797734 MLS

Just across Front Beach Road from the sand, 106 Gulf Highlands Blvd. sits near the beach entrance of gated Gulf Highlands Beach Resort, making it easy to walk to the beach, the Gulf-front pool, and the Beach House restaurant. This immaculate 3-bedroom townhome with a bonus room has been lovingly maintained and has no short-term rental history. Enjoy 11 pools, including five heated seasonally and one overlooking the Gulf, plus tennis and pickleball courts, an 18-hole miniature golf course, shuffleboard, two playgrounds, a fitness center, a clubhouse, and a conference center. Use it as your own beach getaway and rent it when you're away. Comparable units in the resort have grossed more than $40,000 annually in short-term rental revenue. With 20% down, buyers can use comparable rental figures to evaluate how much of their ownership costs rental income could offset. Actual results depend on financing, operating expenses, management, occupancy, and personal use.

106 Gulf Highlands Boulevard, Panama City Beach

$869,900

4 Beds ⋅ 3 Baths ⋅ 1015317 MLS ⋅ 2,596 SqFt.

Masterfully constructed by Arthur Rutenberg, this 2023 custom-built home in the gated RiverCamps on Crooked Creek community sits on 1.31 acres at the end of a peaceful cul-de-sac. Most of the home is situated on the main level, with a picturesque front porch, an open-concept living area, a dedicated dining space, separate den, and 3 bedrooms. Upstairs, a bonus oversized room can be used as the 4th bedroom, a guest suite, hobby room, or flex space. The kitchen is the heart of the home, elegant and practical, with white cabinetry, stunning quartz countertops, stainless appliances, and a large island perfect for gathering. Soaring ceilings, 8-foot doors, crown moulding in the living areas, recessed lighting, modern fixtures, and wide-plank wood flooring give the whole main level a polished yet comfortable feel. The primary suite is a relaxing retreat of its own, with sliders that open straight to the screened-in porch overlooking the backyard, perfect for slow mornings and evenings. The primary bath has a dual vanity and a walk-in tile shower. Storage is thoughtfully done throughout, with storage shelves built into the closets, so everything has a place. Outside, the home sits on a dream lot for avid nature-lovers. The backyard is already enclosed with a permitted fence, which is a rarer find and a huge value-add in this community. It is very common to see deer and other wildlife strolling the woods around the property. This home has been occupied by a single owner since their new purchase in April of 2024. They have maintained it with great care. The metal roof, HVAC, and appliances are therefore only 3 years old, which provides peace of mind that big expenses shouldn't be on the horizon. Spray foam attic insulation helps keep electric bills down. Built-in pest control system adds options. Plus, the sellers said the home stood strong during the recent storms and has never flooded. RiverCamps on Crooked Creek is a 1,500-acre gated preserve, with about 1,000 acres set aside for conservation. The homesites are limited and sit on large lots. Residents enjoy the RiverHouse pool and community space, 7 miles of trails and boardwalks, a waterside campground with tents and a fire pit, pickleball, and a playground. For boaters, there is a boat launch and day docks on Crooked Creek with access to West Bay, the Intracoastal Waterway, and the Gulf, plus boat and trailer storage. Additionally, the brand new fitness center is now open. RiverCamps is a 10-minute drive to Northwest Florida Beaches International Airport and only 15 minutes to the white sand beaches of Panama City Beach, along with a myriad of shopping and dining options at Pier Park. The new Watersound West Bay Shopping Center with Publix Grocery is under construction about 2 miles away along Highway 79. This will provide additional grocery and dining choices without having to navigate tourist traffic. For qualified VA buyers, this home also offers the potential of a VA assumable loan at 5.25% with about $572,000 remaining, subject to lender and VA approval. Professional photography coming early December. Schedule your showing today.

6625 Button Buck Trl, Panama City Beach

$649,900

4 Beds ⋅ 2 Baths ⋅ 797719 MLS

Incredible opportunity in the highly sought after Bid-A-Wee/Seaclusion community! Located just a few short blocks to the Gulf and gated private beach access. Craftsman charm meets comfortable living in this beautiful 4-bedroom home, built in 2017 with approximately 2,264 square feet of heated and cooled living space. The open floor plan features 9-foot ceilings, tray ceilings in the living area and primary bedroom, crown molding, and rounded bullnose drywall corners. Wood-look ceramic tile flows throughout the main living areas and hallways, while carpeting adds comfort to the bedrooms. The kitchen showcases white soft-close cabinetry with glass-front accents, granite countertops, a subway tile backsplash, walk-in pantry and distinctive lighting complemented by recessed fixtures. Built-in niches and multiple closets provide added character and tons of storage. The primary suite features plantation shutters, double vanities, and a custom-tile, glass-enclosed walk-in shower. White cabinetry continues into the bathrooms, and the spacious laundry room offers additional storage. Enjoy outdoor living on the screened patio, complete with a gas connection for your grill. A vinyl-fenced yard and additional pavers along the driveway, side yard, and backyard enhance the outdoor spaces. The irrigation system operates on city water, while a separate well provides supplemental water for other outdoor watering needs. Additional features include an HVAC system installed in October 2023, privacy blinds, and a washer, dryer, and refrigerator that convey. Gas connections offer flexibility for the dryer, kitchen range, and water heater; the range and water heater currently operate on electricity. Situated on a 50-by-102-foot lot, this home combines thoughtful finishes, generous storage, and inviting spaces inside and out. Just a few short blocks away, enjoy access to Bid-A-Wee's approximately 2,500 feet of dedicated beachfront through private, coded gates and walkways. Preserved for community enjoyment, this treasured stretch of sugar-white sand and natural dunes adds exceptional appeal to the coastal lifestyle. There is no mandatory HOA, and a voluntary annual contribution of $100 helps support beach preservation and maintenance of the access walkways and fencing. Whether you're searching for a primary residence or a second home by the beach, this Craftsman-style retreat offers the perfect setting to enjoy coastal living. Don't let this Bid-A-Wee opportunity pass you by--schedule your private showing today!

144 Seaclusion Drive, Panama City Beach

8665 Sand Dollar Drive, Panama City Beach

$460,000

3 Beds ⋅ 2 Baths ⋅ 797712 MLS

CONGRATULATIONS! YOU'VE FOUND IT! 8665 Sand Dollar Drive features an Aloha Cottage plan on a preserve homesite in Phase 6BC of Latitude Margaritaville Watersound, and is offered furnished or unfurnished. Phase 6BC is famously home to Flip Flop Square, the neighborhood's own gathering spot for Friday meet-and-mingles, cookouts, and live music. Between these built-in (but optional!) social opportunities and the amazing array of community amenities, you may never want to leave! Purchased in January 2025 and used only lightly since, this home shows like new, so you skip the wait for new construction. The Aloha is the flagship of the Conch Cottage Collection: 1,481 sq ft, a split floor plan with bedrooms at opposite ends of the home, two full baths, and a den for a home office, hobbies, or overnight guests. Vaulted ceilings and big windows fill the living and dining areas with natural light and open them to peaceful preserve views. Crown molding and ceiling fans finish the rooms. The kitchen is built around a large island, with soft-close cabinets and drawers, a gas range, and a pantry. The beautiful appliances all convey: Samsung French-door refrigerator with two freezer drawers and water/ice in the door; Whirlpool dishwasher, gas range, and microwave; and Electrolux washer and dryer on convenient storage pedestals. Want to move in right away? The furniture can stay (kitchenware excluded). Or the seller will deliver the home empty. Relax on the 18' x 9' covered, west-facing porch for afternoon sun and evening color. Prefer a bit more privacy? A screening package estimate is provided for your convenience in the listing documents section. The home's two-car garage has an epoxy floor and a Tesla charger. Hurricane panels for your new home add peace of mind and may even lower your insurance bill! Cottage HOA includes lot landscaping and irrigation maintenance, with reserves for scheduled exterior painting, roof replacement, and driveway replacement. Rest easy knowing these things are handled, leaving you time for all of the good stuff, including a lagoon-style pool, indoor lap pool and spa, state-of-the-art fitness center, tennis and pickleball courts, bocce ball, walking trails, kayak launch, dog park, full-service restaurant, waterfront bar, live music venue, indoor theater, pottery studio, arts and crafts facilities, woodworking workshop, business center, and an active calendar of resident events and activities. And don't forget: Publix and a new shopping are coming next door, a new hospital is under construction nearby, and the Gulf beaches are just 7 miles away! Home is vacant and on Supra and can be shown any time. Don't wait! Come see this TODAY! We look forward to receiving your offer!

8665 Sand Dollar Drive, Panama City Beach

$715,000

3 Beds ⋅ 2 Baths ⋅ 1015294 MLS ⋅ 1,475 SqFt.

Toasted Coconut is a fully turnkey 3 bed, 2 bath Riviera Beach rental with a track record most investment properties can't match. It's an Airbnb Guest Favorite in the top 5% of eligible listings, with a 4.96 rating across 121 reviews and perfect 5.0 scores for cleanliness, accuracy, check-in, communication and value. The host is a Superhost. Gross rental revenue was $67,226 in 2024 and $68,433 in 2025, and the owners project about $70,000 for 2026. It sells fully furnished and fully equipped, sleeps 10, and is ready to keep earning from day one. A buyer can take over the operation without buying furniture, renovating or building a booking history from scratch. The location drives those numbers. Riviera Beach sits on the west end of Panama City Beach, about 10 minutes from both Pier Park and Scenic 30A. Guests are a short walk or a one-minute golf cart ride from the white sand at Gulf beach access #86, with Conservation Park's 24 miles of trails a short drive away. There's no HOA, so no association fees and no HOA rental restrictions. The owners have run this home well and reinvested in it every year. Since 2023 they've added a new Rheem two-stage heat pump HVAC system with corrosion protection and a 10-year parts warranty, a new 50-gallon water heater, a new Maytag washer and dryer, all-new furnishings and a full interior refresh covering lighting, fixtures, paint, trim, faucets and hardware. The HVAC is serviced twice a year and the septic is regularly maintained. The home was built in 2014 to Florida Building Code wind-mitigation standards and has a metal roof, which helps on insurance and on peace of mind. Inside, the kitchen, dining and living areas open into one space under a tray ceiling. The kitchen has granite counters, stainless appliances, a large breakfast bar and a pantry. The primary suite sits at the back of the home for privacy, with its own tray ceiling, a walk-in closet, a tile shower and a double vanity. The second bedroom has plenty of room, and the bunk room sleeps four. Out back, the fenced yard is the space guests mention most in their reviews. It has a covered patio, a hot tub that conveys, a fire pit and a gas grill. A covered front porch, a single-car garage, extra parking and a Nest doorbell and camera system round it out. The hard part is already done: the home is furnished, upgraded, highly rated and has three full years of revenue history. All that's left is to pick up the keys and keep the bookings coming.

21311 Caribbean Ln, Panama City Beach

6625 Button Buck Trail, Panama City Beach

$869,900

4 Beds ⋅ 3 Baths ⋅ 797707 MLS

Masterfully constructed by Arthur Rutenberg, this 2023 custom-built home in the gated RiverCamps on Crooked Creek community sits on 1.31 acres at the end of a peaceful cul-de-sac. Most of the home is situated on the main level, with a picturesque front porch, an open-concept living area, a dedicated dining space, separate den, and 3 bedrooms. Upstairs, a bonus oversized room can be used as the 4th bedroom, a guest suite, hobby room, or flex space. The kitchen is the heart of the home, elegant and practical, with white cabinetry, stunning quartz countertops, stainless appliances, and a large island perfect for gathering. Soaring ceilings, 8-foot doors, crown moulding in the living areas, recessed lighting, modern fixtures, and wide-plank wood flooring give the whole main level a polished yet comfortable feel. The primary suite is a relaxing retreat of its own, with sliders that open straight to the screened-in porch overlooking the backyard, perfect for slow mornings and evenings. The primary bath has a dual vanity and a walk-in tile shower. Storage is thoughtfully done throughout, with storage shelves built into the closets, so everything has a place. Outside, the home sits on a dream lot for avid nature-lovers. The backyard is already enclosed with a permitted fence, which is a rarer find and a huge value-add in this community. It is very common to see deer and other wildlife strolling the woods around the property. This home has been occupied by a single owner since their new purchase in April of 2024. They have maintained it with great care. The metal roof, HVAC, and appliances are therefore only 3 years old, which provides peace of mind that big expenses shouldn't be on the horizon. Spray foam attic insulation helps keep electric bills down. Built-in pest control system adds options. Plus, the sellers said the home stood strong during the recent storms and has never flooded. RiverCamps on Crooked Creek is a 1,500-acre gated preserve, with about 1,000 acres set aside for conservation. The homesites are limited and sit on large lots. Residents enjoy the RiverHouse pool and community space, 7 miles of trails and boardwalks, a waterside campground with tents and a fire pit, pickleball, and a playground. For boaters, there is a boat launch and day docks on Crooked Creek with access to West Bay, the Intracoastal Waterway, and the Gulf, plus boat and trailer storage. Additionally, the brand new fitness center is now open. RiverCamps is a 10-minute drive to Northwest Florida Beaches International Airport and only 15 minutes to the white sand beaches of Panama City Beach, along with a myriad of shopping and dining options at Pier Park. The new Watersound West Bay Shopping Center with Publix Grocery is under construction about 2 miles away along Highway 79. This will provide additional grocery and dining choices without having to navigate tourist traffic. For qualified VA buyers, this home also offers the potential of a VA assumable loan at 5.25% with about $572,000 remaining, subject to lender and VA approval. Professional photography coming early December. Schedule your showing today.

6625 Button Buck Trail, Panama City Beach

330 Cyan Lane Unit 73, Panama City Beach

$369,000

3 Beds ⋅ 3 Baths ⋅ 797674 MLS

NO RENTAL RESTRICTIONS!!! Our stunning pool is NOW OPEN! The prefect place to SOAK UP THAT Florida SUN! Seagate at Clara is a new townhome community nestled in the vibrant city of Panama City Beach, FL. This two-story unit features board and batten exterior and covered entries. One car garage provides a great space for storing beach essentials. This open concept townhome boasts a stylish kitchen with white cabinets, tile backsplash, a large island with quartz counter tops - perfect for entertaining. The elegant Owners Suite is designed with comfort in mind showcasing a large walk in closet and double- bowl vanities. Main Bath has tiled shower. All bathrooms have quartz countertops. LVP is located throughout the home. The community pool features a cabana, lounging, seating and grilling stations. This community has a dedicated dog park. Seagate at Clara is in a prime location, approximately 1.4 miles to the sandy beaches and just minutes from Pier Park.

330 Cyan Lane Unit 73, Panama City Beach

7684 Solana Lane Unit 56, Panama City Beach

$316,500

4 Beds ⋅ 3 Baths ⋅ 797673 MLS

NO RENTAL RESTRICTIONS!!! Waypoint by Traton Homes, a vibrant new community of townhomes located on Front Beach Road in Panama City Beach, Florida. Waypoint offers 72 homes just under 3 miles from the beach, 1.5 miles from Dolphin Bay, and approximately 20 miles from the Northwest Florida Beaches International Airport. Residents will enjoy easy access to local attractions, with Pier Park only 7 miles away and Hathaway Bridge nearby, serving as the gateway to Panama City proper. The community is also conveniently situated near the Naval and Coast Guard bases. Each townhome features 3 or 4 bedrooms, including a bedroom with a full bath on the main level. The open concept living space includes a modern kitchen with an island, a dining area, and a family room that opens to a private back patio. Upstairs, the spacious owner's suite offers a walk-in closet, and an ensuite bath with a double vanity, a shower, and a separate water closet. Two additional bedrooms, an additional full bath, and a conveniently located laundry room complete the upper level.

7684 Solana Lane Unit 56, Panama City Beach

7675 Grotto Lane Unit 20, Panama City Beach

$302,500

4 Beds ⋅ 3 Baths ⋅ 797672 MLS

NO RENTAL RESTRICTIONS!!! Waypoint by Traton Homes, a vibrant new community of townhomes located on Front Beach Road in Panama City Beach, Florida. Waypoint offers 72 homes just under 3 miles from the beach, 1.5 miles from Dolphin Bay, and approximately 20 miles from the Northwest Florida Beaches International Airport. Residents will enjoy easy access to local attractions, with Pier Park only 7 miles away and Hathaway Bridge nearby, serving as the gateway to Panama City proper. The community is also conveniently situated near the Naval and Coast Guard bases. Each townhome features 3 or 4 bedrooms, including a bedroom with a full bath on the main level. The open concept living space includes a modern kitchen with an island, a dining area, and a family room that opens to a private back patio. Upstairs, the spacious owner's suite offers a walk-in closet, and an ensuite bath with a double vanity, a shower, and a separate water closet. Two additional bedrooms, an additional full bath, and a conveniently located laundry room complete the upper level.

7675 Grotto Lane Unit 20, Panama City Beach

7681 Grotto Lane Unit 17, Panama City Beach

$295,500

4 Beds ⋅ 3 Baths ⋅ 797667 MLS

NO RENTAL RESTRICTIONS!!! Waypoint by Traton Homes, a vibrant new community of townhomes located on Front Beach Road in Panama City Beach, Florida. Waypoint offers 72 homes just under 3 miles from the beach, 1.5 miles from Dolphin Bay, and approximately 20 miles from the Northwest Florida Beaches International Airport. Residents will enjoy easy access to local attractions, with Pier Park only 7 miles away and Hathaway Bridge nearby, serving as the gateway to Panama City proper. The community is also conveniently situated near the Naval and Coast Guard bases. Each townhome features 3 or 4 bedrooms, including a bedroom with a full bath on the main level. The open concept living space includes a modern kitchen with an island, a dining area, and a family room that opens to a private back patio. Upstairs, the spacious owner's suite offers a walk-in closet, and an ensuite bath with a double vanity, a shower, and a separate water closet. Two additional bedrooms, an additional full bath, and a conveniently located laundry room complete the upper level.

7681 Grotto Lane Unit 17, Panama City Beach

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