Panama City Beach Homes with True Waterfront

Panama City Beach Homes with True Waterfront

Welcome to Panama City Beach, Florida, where the sun-kissed shores and vibrant community create an idyllic coastal lifestyle! Nestled in Bay County, this enchanting city is renowned for its stunning emerald waters and pristine sandy beaches, making it a top destination for both vacationers and those seeking a permanent seaside sanctuary.

Panama City Beach boasts a unique charm, blending the excitement of beach life with the tranquility of nature. With miles of coastline, residents and visitors can indulge in various water activities, from paddleboarding and kayaking to fishing and snorkeling. The area is also home to beautiful parks and nature reserves, providing opportunities for hiking and wildlife observation.

When it comes to real estate, Panama City Beach offers a remarkable selection of homes with true waterfront access. Imagine waking up to the gentle sound of waves lapping against the shore and enjoying breathtaking sunsets from your private deck. Whether you’re looking for a charming beach cottage, a luxurious oceanfront condo, or a spacious family home with panoramic views, you'll find an array of options that cater to every lifestyle and budget.

Living in Panama City Beach means immersing yourself in a vibrant community filled with local boutiques, delicious dining options, and exciting entertainment. With year-round warm weather and a friendly atmosphere, it’s no wonder that so many are drawn to call this coastal paradise home. Discover your dream waterfront property in Panama City Beach today, and embrace the ultimate beachside living experience!

Newest Panama City Beach Homes with True Waterfront

no property photo
$489,000
2 Beds ⋅ 2 Baths ⋅ 797912 MLS
**GULF-FRONT CONDO WITH BREATHTAKING VIEWS, RESORT-STYLE AMENITIES & VACATION RENTAL OPPORTUNITY!** Welcome to Emerald Beach Resort Unit 1430, a stunning 2-bedroom, 2-bathroom beachfront condominium located on the 14th floor in the heart of Panama City Beach, Florida! Whether you're searching for a beachfront vacation home, second home, or investment property, this Gulf-front condo offers an incredible opportunity to enjoy the Florida Panhandle lifestyle while benefiting from an established vacation rental program. Imagine waking up to gorgeous, unobstructed views of the emerald-green waters of the Gulf and sugar-white sandy beaches right outside your door! Relax on your private balcony, enjoy spectacular sunsets, and experience coastal living at its finest. This spacious condo offers approximately 1,300 square feet of living space, a fully equipped kitchen with granite countertops and stainless-steel appliances, and comfortable accommodations for owners and vacation guests alike. Currently enrolled in a vacation rental program, this property offers an appealing opportunity for buyers looking for a beach getaway with rental income potential. **Emerald Beach Resort is packed with amenities!** Enjoy multiple swimming pools, including a Gulf-front pool and a family-friendly pool area with a children's splash pad, hot tubs, a beachfront Tiki Bar, the popular Sky Bar overlooking Front Beach Road, an on-site Starbucks, Sunsations gift shop, casual dining and snack options, a fitness center, game rooms, shuffleboard, grilling areas, and direct access to the beautiful beaches of the Gulf of Mexico. Additional conveniences include a gated covered parking garage, 24-hour security, high-speed elevators, and a covered skybridge walkway connecting the parking area to the resort. **LOCATION, LOCATION, LOCATION!** Situated along Front Beach Road, Emerald Beach Resort is just minutes from Pier Park, one of Panama City Beach's premier destinations for shopping, restaurants, entertainment, and attractions. Enjoy convenient access to Topgolf Panama City Beach, Dolly Parton's Pirates Voyage Dinner & Show, the SkyWheel, Frank Brown Park, local seafood restaurants, beach bars, and countless activities that make Panama City Beach one of Florida's most popular vacation destinations. With its desirable Gulf-front location, breathtaking views, extensive resort amenities, and existing vacation rental program, Unit 1430 offers the perfect combination of coastal lifestyle and investment potential. Whether you're looking to enjoy the beach yourself or welcome vacation guests, this is an opportunity you don't want to miss! **All measurements, dimensions, square footage, and distances are approximate and should be independently verified by the buyer. Rental income, rental program participation, amenities, fees, and availability are subject to verification. Call your REALTOR® to schedule a private showing today!**

14701 Front Beach Road Unit 1430, Panama City Beach
9900 S Thomas Drive Unit 2226, Panama City Beach
$295,000
1 Beds ⋅ 2 Baths ⋅ 797885 MLS
Enjoy breathtaking Gulf views in two directions from this 22nd-floor condo at Shores of Panama, one of Panama City Beach's most popular Gulf-front resorts! Featuring one bedroom, a separate bunk room, and two full bathrooms, this condo offers the perfect combination of coastal living, comfort, and investment potential. From the living room and private balcony, take in spectacular views overlooking the resort's tropical lagoon-style pool and the Gulf of Mexico, complete with beautiful southwest-facing sunsets. From the primary bedroom, enjoy a completely different perspective, with southeast-facing views along Panama City Beach's coastline and stunning morning sunrises. Inside, the condo has been thoughtfully refreshed with a complete interior repaint in November 2026, new flooring installed in 2021, refrigerator and washer and dryer replaced in 2022, and a new living room sofa in 2026. Bonus -this condo also comes with a deeded parking space. Shores of Panama Resort is renowned for its impressive Gulf-front amenities, including one of the largest lagoon-style pools in Panama City Beach. The tropical zero-entry pool features palm-lined islands, fountains, a spacious hot tub, and direct access to the beautiful white-sand beaches. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, the resort places shopping, dining, and entertainment within easy reach, and bonus- Pineapple Willy's is located next door. Whether you're looking for a personal beach retreat, second home, or vacation rental investment, this 22nd-floor condo offers an incredible opportunity to enjoy the best of Panama City Beach!

9900 S Thomas Drive Unit 2226, Panama City Beach
17757 Front Beach Road Unit 209, Panama City Beach
$914,900
3 Beds ⋅ 3 Baths ⋅ 797881 MLS
RARE WEST-END CORNER RESIDENCE | SECOND FLOOR | UNOBSTRUCTED WESTERN GULF VIEWS | EXTENSIVELY CUSTOMIZED | FULLY FURNISHED Some beachfront properties are simply different. Welcome to Celadon 209, a distinctive Gulf-front corner residence offering an exceptional combination of unobstructed western Gulf views, custom details, and one of Celadon's most desirable locations. Positioned on the second floor at the coveted west end of the building, this beautifully appointed condominium captures an expansive perspective of the emerald waters, sugar-white beaches, and spectacular sunsets that make Panama City Beach so special. The residence has been thoughtfully customized with features and finishes that distinguish it from the typical resort condominium. Porcelain plank tile flooring extends throughout, complemented by granite countertops, quality cabinetry with soft-close drawers, stainless steel appliances, and two additional custom pantry closets. The kitchen makes a statement with its substantial breakfast bar and distinctive wood-accented coffered ceiling. In the living area, a custom shiplap entertainment wall and electric fireplace create a warm, inviting gathering space framed by expansive Gulf views. Crown molding, brushed nickel hardware and plumbing fixtures, and carefully selected coastal finishes carry the custom character throughout. The Gulf-front living experience is the true centerpiece. Enjoy morning coffee overlooking the shoreline, afternoons watching the waves roll onto the beach, and unforgettable sunsets from the spacious beachfront balcony. The primary suite also enjoys direct Gulf views and balcony access, bringing the beauty of the coastline into everyday living. Additional guest accommodations include a well-appointed second bedroom and a separate bunk room, providing flexibility for family and guests. The second-floor location offers another meaningful advantage: convenient access to the resort's elevated parking garage skywalk without the need to use an elevator. Combined with the west-end corner positioning, additional natural light, and expansive coastal views, Celadon 209 offers a combination of features that is difficult to replicate. Offered fully furnished, including the furnishings, artwork, décor, and accessories, this residence presents an opportunity to enjoy a beautifully appointed beachfront retreat from day one. The property is currently participating in a short-term rental program, offering flexibility for an owner who wishes to enjoy the residence personally while retaining the opportunity for vacation rental use. Celadon Beach Resort offers an impressive collection of amenities, including approximately 283 feet of Gulf frontage, a heated Gulf-front swimming pool and spa, an additional indoor/outdoor heated pool, two hot tubs, tennis court, fitness center, media room, meeting facilities, high-speed elevators, and a four-level parking garage. Whether envisioned as a treasured Gulf-front second home, a family beach retreat, or a combination of personal enjoyment and vacation rental use, Celadon 209 presents an exceptional opportunity. Its distinctive positioning, unobstructed western views, custom interior appointments, and desirable beachfront setting combine to create a property that stands apart from the ordinary. Rare west-end corner residences with this combination of views, location, and customization are not often available.

17757 Front Beach Road Unit 209, Panama City Beach
8727 Thomas Dr Unit UNIT A7, Panama City Beach
$640,000
4 Beds ⋅ 3 Baths ⋅ 1015493 MLS ⋅ 1,750 SqFt.
Over $90k annually in ACTUAL rentals... Incredible ROI and CAP rates... Completely Remodeled... LOWEST PRICED 4-bedroom Condo you will find that offers everything an investor could dream of - and so much more! Sugar Beach is perfectly located right in the heart of the most desirable location on Thomas Drive. Everything a renter could ever want is right outside their door, and that is exactly why this absolutely gorgeous unit blows away the competition when it comes to rental income. The beach's best restaurants, the area's most iconic bars, the town's most recognizable attractions, and the world's most beautiful beaches... a better location simply doesn't exist! Being pet friendly for renters offers a distinct advantage over almost every other complex on the beach, and the truly unique greenspace offers a tranquil Coy and Turtle pond that simply can't be found this close to the sand anywhere else in town. And with the entire complex being newly updated, the milestone inspection being passed with flying colors, and the association actually LOWERING the HOA dues this year, it is easy to see why Sugar Beach is one of the most sought-after communities in the Panhandle. And the condo itself... Absolutely gorgeous. Every inch has been remodeled inside and out with high end coastal flare, and the beach views are beyond breathtaking. With parking directly outside your door, 2 private patios overlooking the peaceful courtyard and beach, and enough room to sleep up to 12 people comfortably, this rental beast is truly unlike the others. And with the next closest comp being priced over $150k more, blink and you will likely miss this truly one-of-a-kind investment opportunity!

8727 Thomas Dr Unit UNIT A7, Panama City Beach
154 Grand Heron Drive, Panama City Beach
$695,000
5 Beds ⋅ 4 Baths ⋅ 797862 MLS
How does a 5-bedroom, 2 full baths PLUS 2 half baths, over 900 square foot oversized 3 car garage sound to you? Pretty good right! Now add a private pool, a relaxing pond view and a cul-de-sac location to that list. Pretty irresistible! Stylish, functional and open layout with high ceilings in the dining and family room & lots of large windows to let in an abundance of natural light. The downstairs has 2 bedrooms that offer flexibility and can fill a multitude of purposes. Two half baths are downstairs, one right inside from your private pool. The master bedroom has a private balcony that offers the most incredible views of the Panama City Beach sunsets. Two large walk-in closets, double vanities with lots of extra storage, soaker tub and separate shower make this ensuite your go to place to relax. 2 additional bedrooms and a full bath is upstairs as well. As if that isn't enough, take a walk out to the expansive 30x10 covered porch off of your living room that looks out onto the pond & nature behind the home. Continuing with the calmness that water brings enjoy your own private pond and lush landscaping in this separate corner oasis in the backyard. Is it pool time yet? Moving into the screened in Lania you can spend your days and nights enjoying your own private pool surrounded by nature. Use the outdoor shower to rinse off or take a plunge in the portable hot tub that will convey with the property. When in Florida you must have toys to fill the garage. It's a good thing this home offers an oversized over 900 square foot 3 car garage. You can park your boat, jet ski and convertible car with room to spare. There is even a utility sink, second refrigerator and deep freeze in the garage that will stay with the property. Custom garage flooring for durability and design. There are 2 hot water heaters and two AC units (one of which was replaced ion 2026). Situated in a cul-de-sac on a quiet street the glades community offers upscale unique homes that definitely do not feel cookie cutter. Talk about convenience, the grocery store is less than 1 mile away with additional shopping and restaurants surrounding it. Starbucks is located right outside the neighborhood, and the beautiful beach is but a short 1. 3 mile walk away. Make sure you put this home on your must see list today :)

154 Grand Heron Drive, Panama City Beach
8727 Thomas Dr Unit UNIT A3, Panama City Beach
$560,000
4 Beds ⋅ 3 Baths ⋅ 1015465 MLS ⋅ 1,750 SqFt.
LOWEST PRICED 4 bed / 4 bath condo on the ENTIRE BEACH!!! Experienced investors are trained to ''love'' the number and simply ''like'' the property, but why not have both? This is by far the LOWEST PRICED comp in the entire town that is this close to the sand, and if pricing wasn't an instant attention grabber... it also has some of the lowest HOA fee's! Simply put, you will not find a 4 bedroom condo on the beach that has this much to offer. Only a few feet from the sand, you can go from your incredible condo to the emerald green waters before folks in other communities can even catch the elevator to escape their floor. That's right... park directly at your door, and within seconds, find your toes in the sand and your soul soaking in the sun. A key requirement for generating strong rentals is location, and the prime location is where this condo TRULY outshines all other competition. For the kiddos, there are go cart tracks, video arcades, mini golf courses, thrill rides, ice cream shops, souvenir shops, and the list goes on! For the adults, there are numerous bars/restaurants right outside your door - including the Famous Ms. Newby's! To make it even better, Tootsies just opened their highly anticipated Beach Bar and Restaurant just 2 doors down - where big name bands have already put on incredible performances. No need to drive after those adult beverages, your condo is perfectly located just a few seconds away!!! Although the legendary action of Thomas Dr is right outside your front door, if it's peace and quiet you seek, you will lose yourself in the serenity of the lush and peaceful oasis of Sugar Beach. Offering one of the largest and most unique greenspaces in all of PCB, this incredible community offers ample room to stretch your legs while walking the well-manicured path around the pristine sprawling koi/turtle pond. You will not find another property in town that is directly on the beach - yet also offers such an incredible courtyard with a pool, tennis/pickleball courts, shuffleboard, a grilling area, a community clubhouse, a private gated beach access, and over 375 feet of incredible beach access! Sugar Beach is one of the only pet friendly Gulf front rental destinations in the entire area. Years of market data shows that pet friendly options bring a higher nightly rate, have a better vacancy rate, and are more likely to attract ''snowbirds'' during the off season, so when it comes to rentals, you find yourself with a true competitive advantage. In addition to being pet friendly, Sugar Beach is a private/family friendly gated community with no elevators. The list of Gulf Front complexes where you can park directly at your door are few and far between, but Sugar Beach offers exactly that! This amazing unit has not been rented (meaning it is in exceptional shape), and has already been updated with over $50k in upgrades: All new hurricane doors and windows in 2024, new LVP flooring in the living area, and nearly all the furniture is new. It is turnkey and absolutely ready to go!!! With many 4 bedroom units in Sugar Beach generating $90k+ annually in rentals... One look at the numbers, one look at the condo, and one look at the location - and you will become a firm believer. This condo genuinely has it all and will turn an incredible profit - while creating unforgettable lifetime memories for years to come. Welcome to Paradise!!!

8727 Thomas Dr Unit UNIT A3, Panama City Beach
11619 Front Beach Road Unit 904, Panama City Beach
$465,000
1 Beds ⋅ 2 Baths ⋅ 797850 MLS
This beachfront 1 bedroom, 2 bathroom deluxe vacation rental condo sleeps up to 4. Two in the king sized beachfront main suite and 2 on the queen sleeper sofa. Featuring a open floor plan great room and an updated kitchen. Kitchen includes a stacked laundry unit and eat in granite counter tops. Main bedroom is beachfront with full en suite. Main living area includes a second full bathroom with stand up shower. Edgewater Beach & Golf Resort offers many desirable amenities, including large lagoon pool, golf, tennis, and on-site restaurant. Convenient to many local attractions including the Shoppes at Edgewater and Pier Park. All information is estimated, including age, square footage, and school zones. Buyers should verify if important.

11619 Front Beach Road Unit 904, Panama City Beach
11807 Front Beach Road Unit 1706, Panama City Beach
$550,000
3 Beds ⋅ 2 Baths ⋅ 797851 MLS
This 2 bedroom with separate bunk room and 2 bathroom property sleeps 8 comfortably in 2 king beds, 1 set of bunk beds for the kids and a queen sleeper sofa. This unit has beautiful tile and woodwork details in every room. Includes a large private balcony. The Main suite features direct access to the balcony and the en suite private main bath has an oversized soaking tub, a walk in shower with shower massage and built in seat, double sinks and a separate toilet area. Features granite counter tops and fancy tile work and beautiful woodwork in this bathroom. The ocean view gourmet kitchen has stainless steel appliances, granite counter tops and gourmet cookware. The property has a washer/dryer and an iron and ironing board for your convenience. It's so nice to have in-unit laundry! The Grand Panama Resort offers 2 huge pools, 2 hot tubs and kiddie pools. One is beach side and the other is a beach overlook pool in The Grand Vista Tower. The property has tropical landscaping and swaying palms throughout the. The fitness center, located on the first floor of the Grand Vista tower, is open daily with state of the art equipment. Enjoy dining and shopping in the adjacent Village of Grand Panama or take a short drive to Pier Park. All information is estimated, including age, square footage, and school zones. Buyers should verify if important.

11807 Front Beach Road Unit 1706, Panama City Beach
8730 Thomas Drive Unit 1302A, Panama City Beach
$185,000
1 Baths ⋅ 797830 MLS
Soak up the beach vibes and low-maintenance lifestyle at Plazas of St. Thomas on Grand Lagoon. This top-floor, fully furnished, turn-key studio offers 623 square feet of vacation-ready coastal living in the heart of east Panama City Beach. Inside, tile floors run throughout, the kitchen features white cabinets with upgraded quartz countertops, and the bathroom includes a double vanity and a shower/tub combo. The unit sits on the third/top floor. At this price point, it's an affordable way into a PCB condo on Grand Lagoon. Plus it's versatile enough to be a primary residence, a second home, or an income-producing short-term rental. The community brings the true resort feel: an in-ground pool, boat/fishing dock, tennis court, shuffleboard, BBQ area, gated entry, plus on-site boat parking for convenience. Beach access is easy; right across the street and less than a block away. The HOA is $1,291 per quarter (or approx $430/month) and covers water, sewer, grounds, pool, dock, gated security, and master association. The building passed its Milestone Inspection. The complex sits in St. Thomas Square, with Gulf beaches, shopping, dining, and local favorites like Tootsie's Orchid Lounge all close by. Schedule your showing today! A video tour is also available.

8730 Thomas Drive Unit 1302A, Panama City Beach
6422 W Highway 98 Unit 106, Panama City Beach
$777,000
3 Beds ⋅ 3 Baths ⋅ 797820 MLS
Welcome to Your Waterfront Paradise. One of the Most Unique Opportunities in Panama City Beach! Opportunities like this rarely come available at Marina Landing, and Unit 106 is truly in a class of its own. Known as the ''First Floor Penthouse,'' this extraordinary corner residence offers nearly 1,916 square feet of luxury waterfront living with breathtaking, unobstructed views of St. Andrews Bay through floor-to-ceiling windows and five sets of sliding glass doors. Perfectly positioned at the base of the Hathaway Bridge, you'll enjoy quick access to Panama City Beach, St. Andrews, Downtown Panama City, and the marina lifestyle that makes this location so desirable. Adjacent to JDF Marina, boat owners and water enthusiasts will appreciate the convenience of nearby boat slips, storage, rentals, and immediate access to the bay. What makes this home so special? There is simply nothing else like it in the building. Enjoy the convenience of walking directly from your front door to your vehicle without stairs or elevators, while still enjoying the luxury features typically reserved for penthouse-level residences, including 12-foot ceilings, 8-foot solid-core doors, and expansive outdoor living spaces. Recent high-end upgrades mean this home is completely move-in ready, featuring: Newer luxury vinyl plank flooring throughout Custom all-wood closet systems Designer kitchen with custom cabinetry Beautiful Quartzite counter tops with marble-like veining (hard, durable natural metamorphic rock) GE Café appliances Champagne gold fixtures Motorized solar shades throughout Newer HVAC system (2024) Stunning custom fireplace feature wall (2024) Smart home technology including Nest thermostat, Schlage Encode lock, and Ring security system The oversized bay-front patio with outdoor kitchen is the perfect place to entertain while enjoying spectacular sunsets and watching boats glide across the water. Adding even more value, this residence includes one of the largest deeded storage units in the building along with assigned parking. Marina Landing residents enjoy premium amenities including a bay-front pool and hot tub, fitness center, private fishing dock, boardwalk, conference room, community gathering spaces, overnight security, and a well-managed association. The demand for updated waterfront properties in Panama City Beach continues to grow, and opportunities to own a completely renovated, first-floor bay-front residence of this caliber are extremely limited. Whether you're searching for a primary residence, luxury second home, or waterfront retreat, this is your chance to secure one of the most desirable units in Marina Landing before someone else does. Schedule your private showing today--because once buyers see the views, the upgrades, and the convenience, this exceptional property won't stay available for long.

6422 W Highway 98 Unit 106, Panama City Beach
12011 Front Beach Rd Unit UNIT 1104B, Panama City Beach
$429,900
2 Beds ⋅ 2 Baths ⋅ 1015405 MLS ⋅ 1,076 SqFt.
This beautifully furnished and decorated two-bedroom, two-bath Gulf-front condo offers stunning views of the emerald waters and sugar-white sands of Panama City Beach. Enjoy the beauty of the Gulf from the spacious private balcony, where you can take in breathtaking sunsets, watch dolphins play, and experience the best of beachfront living. The Gulf-front living area features comfortable furnishings, abundant natural light, and direct access to the balcony, creating an inviting space to relax and entertain. The well-appointed kitchen offers granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar overlooking the living and dining areas. The Gulf-front primary bedroom provides beautiful water views and direct balcony access, creating the perfect place to wake up to the sights and sounds of the beach. The primary bathroom features a spacious vanity and tub/shower combination. With attractive coastal décor, comfortable furnishings, and a desirable Gulf-front layout, this condo is ready to enjoy as a personal beach retreat or vacation rental investment.

12011 Front Beach Rd Unit UNIT 1104B, Panama City Beach
12713 Otter Creek Road, Panama City Beach
$277,000
797802 MLS
''LOCATED IN BAY COUNTY, FLORIDA. NOT VERNON, FLORIDA RARE 21.33 +/- ACRE RURAL PROPERTY WITH OTTER CREEK RIVER FRONTAGE, ISLAND-LIKE LAND FORMATIONS, MULTIPLE BARNS & NATURAL SPRING-FED WATER FEATURES A Truly Unique Country Property -- A Real Treasure! $277,000 Location: 12713 Otter Creek Road, Vernon, Florida 32462 (Vernon-mailing, delivery address only) Discover the possibilities with this unusual approximately 21.33 +/- acre rural property featuring separate river front acreage, multiple buildings, natural spring-fed water features, and beautiful natural surroundings. Located in Bay County, Florida, approximately 30 minutes from Panama City Beach, this distinctive property offers an opportunity for buyers seeking acreage with some of the best game hunting and fishing, also with existing improvements, agricultural-style buildings, recreational possibilities, and a peaceful, secluded country setting. PROPERTY HIGHLIGHTS: • Approximately 21.33 +/- acres • Otter Creek (Deep) River frontage, with approximately 1,500+/- feet of waterfront is an approximate estimate. By boat, the Otter Creek River connects to the following: → East River → Choctawhatchee River → Choctawhatchee Bay → Destin → in which can lead to the Gulf of Mexico/America... on a boat. • Three newer enclosed barns/buildings constructed in 2022-2023, with electricity and has a new well. On the other side of that section of the property, separated by a spring fed creek is another large pole barn (not enclosed) which also has a new well nearby • Natural spring-fed fish-holding basins and two earthen land bridges. • A young citrus fruit orchard with approx. 30 trees. • Access from Otter Creek Road and Hatten Road. NATURAL SPRING-FED FISH-HOLDING BASINS & TWO EARTHEN LAND BRIDGES The property features two excavated, earthen fish-holding basins supplied by a natural spring-fed stream. The basins retain water year-round and were historically used to hold fish from the nearby river and where children used to fish in the fish-holding basins. The water features include two man-made earthen land bridges too. SEPARATE RIVER FRONT ACREAGE WITH ISLAND-LIKE LAND FORMATIONS & WATERWAYS One of the property's most distinctive features is its separate waterfront section, located across the road from the main home site and barn area. This separate section features small island-like land formations surrounded by or bordering natural waterways, with canal-like channels extending inward from Otter Creek River. Great fishing with largemouth bass, bluegill, catfish, crappie to name a few. The combination of riverfront scenery, natural water channels, and separate land formations creates a unique waterfront setting with potential for recreational enjoyment and other rural uses Having the main improved acreage and a separate waterfront section gives this property a particularly distinctive character. IMPORTANT: The old 1920's farmhouse is NOT habitable. All utilities have been removed, the windows are broken or missing, and the entire structure requires extensive renovation. The property is also subject to an existing Bay County code-enforcement matter involving just the farmhouse. The farmhouse is scheduled for demolition in the nearest future.

12713 Otter Creek Road, Panama City Beach
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