Panama City Beach Homes with True Waterfront

2 Beds ⋅ 2 Baths ⋅ 1009955 MLS ⋅ 1,396 SqFt.

Capture a breathtaking beachfront lifestyle where sugar-white sand and emerald Gulf waters are just steps from your door. This exceptional beachfront townhome pairs uninterrupted water views with an expansive Gulf-front deck--an incredible setting for entertaining, dining alfresco, or simply taking in the sunset. A private walkway leads directly to the boardwalk and one of the area's most peaceful stretches of beach. Inside, serene blues, crisp whites, and natural textures create a sophisticated coastal atmosphere while allowing the Gulf to remain the undeniable focal point. Light-filled, open-concept living flows effortlessly from the fully equipped kitchen to the inviting dining and living areas, creating an ideal setting for slow mornings, relaxed gatherings, and sunset evenings overlooking the water. The Gulf-facing primary suite is a private retreat of its own, featuring a king bed, queen sleeper sofa, and private beachfront balcony. A custom bunk room connected to the primary suite adds versatility for families and guests. The additional guest bedroom offers both a king and twin bed, providing flexible accommodations for approximately seven to nine guests. Step outside and follow the private boardwalk through the dunes to pristine sugar-white sand, where beach chairs and a cabana set the stage for carefree days along the Emerald Coast. From sunrise coffee on the balcony to sunset cocktails on the expansive beachfront deck, this home is designed around the view and an effortless connection to the Gulf. Beyond the beach, the townhome offers a garage, covered parking, additional storage, thoughtful updates, and access to the community pool. Its location delivers an ideal balance of privacy and convenience--just five minutes from 30A and within easy reach of Camp Helen State Park, Pier Park, and the best of the west end of Panama City Beach. Sophisticated yet relaxed, this remarkable coastal escape offers a rare combination of privacy, flexibility, and front-row access to one of Florida's most beautiful shorelines.

22519 Front Beach Rd Unit Unit 103, Panama City Beach

$1,100,000

3 Beds ⋅ 3 Baths ⋅ 794106 MLS

Welcome to Aqua 2109, a showstopping Gulf-front residence where exceptional craftsmanship, luxury design and panoramic coastal views come together 21 stories above the Emerald Coast. Completely remodeled and professionally designed, this exquisite 3-bedroom, 3-bath residence offers 1,569 square feet of beautifully curated living space and is truly one of the most striking condominiums at Aqua. Every detail has been thoughtfully selected to create a sophisticated coastal retreat that feels as luxurious as it is inviting. The transformation of Aqua 2109 showcases exceptional craftsmanship throughout, with beautiful finishes, custom design elements and an elevated coastal aesthetic. The spacious living area has been enhanced with a gorgeous custom bar and electric fireplace, creating a dramatic focal point and an incredible space for entertaining while enjoying the Gulf as your backdrop. One of the most desirable features of this floor plan is the Gulf-front primary suite. Wake each morning to sparkling emerald waters from your king bedroom and step directly onto the balcony through your own Gulf-facing balcony door. The beautifully appointed primary bath features a custom glass-enclosed shower and double vanity, continuing the upscale design found throughout the residence. The additional bedrooms provide excellent accommodations for family and guests, including a second king bedroom and a third bedroom designed to maximize sleeping capacity. With three full bathrooms, this floor plan offers the space and privacy sought after in a premier vacation residence or investment property. Step onto the west-facing balcony and experience one of Aqua 2109's greatest luxuries: breathtaking sunsets over the Gulf of Mexico. From the 21st floor, the views stretch across the sugar-white shoreline and brilliant blue-green waters of Panama City Beach, creating an unforgettable backdrop from morning through sunset. Aqua 2109 is also exceptionally positioned in the vacation rental market, with potential annual rental income averaging approximately $60,000 to $75,000, offering an outstanding opportunity to combine luxury ownership with investment potential. Location is everything, and Aqua places you in the heart of Panama City Beach. Leave the car behind and stroll to Pier Park for shopping, dining and entertainment, enjoy nearby Topgolf, Tootsie's and countless restaurants and attractions, then return home to your luxury retreat directly on the Gulf. Aqua offers the complete beachfront resort experience with direct beach access, multiple pools, whirlpool spa, beautiful Gulf-front terraces and additional resort amenities, all within one of Panama City Beach's most recognizable luxury condominium destinations. Aqua 2109 is more than a beach condo. It is a completely reimagined Gulf-front residence, a proven vacation destination and a rare opportunity to own one of Aqua's most beautifully finished properties. Come experience the craftsmanship, the sunsets, the location and the incomparable Gulf views of Aqua 2109. Your Drop of Heaven on the Gulf Coast awaits!

15625 Front Beach Road Unit 2109, Panama City Beach

$1,300,000

1009949 MLS

A rare opportunity to own one of the last remaining homesites directly on Lake Powell--Florida's largest coastal dune lake. Situated on a quiet dead-end street with no HOA, this expansive 0.70+ acre lot features approximately 90 feet of waterfront, exceptional privacy, and ample space to build anything from an intimate coastal retreat to a magnificent custom estate. Coastal dune lakes are globally rare natural treasures found in only a handful of locations worldwide. These remarkable ecosystems periodically connect with the Gulf of Mexico, creating a unique mixture of fresh and saltwater and offering extraordinary opportunities for boating, kayaking, paddleboarding, fishing, and wildlife watching. With its generous size, impressive waterfront setting, no HOA restrictions, and limited remaining inventory on Lake Powell, this property presents an outstanding opportunity for a custom-home buyer, builder, or investor. A thoughtfully designed luxury residence or vacation property could offer tremendous market appeal in one of Northwest Florida's most desirable and difficult-to-replicate waterfront settings. Opportunities like this simply do not come around often. The permit for a two-story dock is already in place and ready to build, perfectly positioned for you to sit back and enjoy breathtaking sunsets over the lake every evening. Buyer to verify all measurements, building requirements, dock permitting, and intended uses.

Lakeview Dr, Panama City Beach

$485,000

1 Beds ⋅ 2 Baths ⋅ 794080 MLS

Completely renovated, stunning 4th-floor condo featuring Gulf views and a spacious layout. Turn-key on Excellent Rental Program already 2026 YTD $62,303, 2025 Rent $63,720, 2024 Rent $59,372 Gorgeous flooring throughout. There are very few units like this at Edgewater. This unit offers two full bathrooms, each upgraded with tiled walk-in showers. The large primary gulf front bedroom w/ balcony access includes a king bed, smart TV, an en-suite bath with walk-in shower, and floor-to-ceiling windows showcasing Gulf views. The living area features sleeper sofa and beautiful decor. A furnished balcony overlooks the Gulf, pool deck, and stunning sunsets. Edgewater Beach & Golf Resort is centrally located in Panama City Beach, offering convenient access to nearby shopping, dining, Pier Park, and St. Andrews State Park. Edgewater Beach & Golf Resort is Panama City Beach's only full-service resort, featuring a par-3 executive golf course, basketball courts, pickleball, shuffleboard, tennis facilities, 11 pools (10 heated seasonally), 4 Gulf-front hot tubs, onsite dining options, and more.

11483 Front Beach Road Unit 404, Panama City Beach

$459,000

2 Beds ⋅ 2 Baths ⋅ 794076 MLS

This spacious 8th-floor, Gulf-front penthouse condo is the one you've been waiting for! Located directly on the beach along Thomas Drive, this top-floor unit offers the relaxed feel of a smaller complex with just 61 units--and stunning Gulf views. Featuring 2 bedrooms, 2 bathrooms, a desirable split floor plan, and 1,048 square feet, this condo offers plenty of room to enjoy as a primary residence, beach getaway, or investment property. The hallway also offers potential for custom bunks, providing an opportunity to add additional sleeping space. Upgrades include LVP flooring, quartz countertops, and a new HVAC system, giving the condo an updated, low-maintenance feel. And then there are the views. Step onto the spacious private balcony and take in beautiful Gulf sunrises, coastal breezes, and incredible views of the emerald water and white-sand beaches of Panama City Beach. With direct beach access, there's no crossing the street or hauling beach gear for blocks--the Gulf is right outside. The condo's spacious layout, beachfront location, and top-floor setting make it appealing for seasonal guests and Snowbirds, with excellent potential as a vacation rental investment. Whether you're searching for a full-time residence, second home, or income-producing beach property, this Gulf-front penthouse offers the location, space, views, and lifestyle buyers come to Panama City Beach for. Don't settle for being across the street from the beach--own your own piece of paradise directly on it!

8815 Thomas Drive Unit 806, Panama City Beach

$899,000

4 Beds ⋅ 4 Baths ⋅ 1009881 MLS ⋅ 1,637 SqFt.

Welcome to Ocean Ritz 1503, a beautifully renovated west-corner beachfront condo offering some of the most spectacular views along Panama City Beach. With four bedrooms, four full bathrooms, two Gulf-front king suites, and one of the largest private balconies on the beach, this spacious residence delivers exceptional luxury, comfort, and unforgettable sunsets. Inside, the open-concept living area flows effortlessly toward the expansive Gulf-front balcony, creating a seamless indoor-outdoor living experience. Located in the boutique-style Ocean Ritz Resort with only three residences per floor, this home provides a quieter, more private beachfront experience while remaining close to the area's finest restaurants, attractions, and entertainment.

10611 Front Beach Rd Unit UNIT 1503, Panama City Beach

$899,000

4 Beds ⋅ 4 Baths ⋅ 794047 MLS

Welcome to Ocean Ritz 1503, a beautifully renovated west-corner beachfront condo offering some of the most spectacular views along Panama City Beach. With four bedrooms, four full bathrooms, two Gulf-front king suites, and one of the largest private balconies on the beach, this spacious residence delivers exceptional luxury, comfort, and unforgettable sunsets. Inside, the open-concept living area flows effortlessly toward the expansive Gulf-front balcony, creating a seamless indoor-outdoor living experience. Located in the boutique-style Ocean Ritz Resort with only three residences per floor, this home provides a quieter, more private beachfront experience while remaining close to the area's finest restaurants, attractions, and entertainment.

10611 Front Beach Road Unit 1503, Panama City Beach

$1,300,000

794045 MLS

A rare opportunity to own one of the last remaining homesites directly on Lake Powell--Florida's largest coastal dune lake. Situated on a quiet dead-end street with no HOA, this expansive 0.70+ acre lot features approximately 90 feet of waterfront, exceptional privacy, and ample space to build anything from an intimate coastal retreat to a magnificent custom estate. Coastal dune lakes are globally rare natural treasures found in only a handful of locations worldwide. These remarkable ecosystems periodically connect with the Gulf of Mexico, creating a unique mixture of fresh and saltwater and offering extraordinary opportunities for boating, kayaking, paddleboarding, fishing, and wildlife watching. With its generous size, impressive waterfront setting, no HOA restrictions, and limited remaining inventory on Lake Powell, this property presents an outstanding opportunity for a custom-home buyer, builder, or investor. A thoughtfully designed luxury residence or vacation property could offer tremendous market appeal in one of Northwest Florida's most desirable and difficult-to-replicate waterfront settings. Opportunities like this simply do not come around often. The permit for a two-story dock is already in place and ready to build, perfectly positioned for you to sit back and enjoy breathtaking sunsets over the lake every evening. Buyer to verify all measurements, building requirements, dock permitting, and intended uses.

21904 Lakeview Drive, Panama City Beach

$375,000

2 Beds ⋅ 2 Baths ⋅ 794041 MLS

Welcome to Marina Landing Unit 1104, a beautifully positioned 2-bedroom, 2-bathroom waterfront condominium offering approximately 1,384 square feet of coastal living in Panama City Beach. Set along the marina side of the building, this residence captures the relaxed elegance of bayfront living with beautiful views of St. Andrews Bay, passing boats, coastal sunsets, and the peaceful waterfront lifestyle Marina Landing is known for. The open-concept floor plan is designed to maximize natural light and showcase the surrounding scenery, with spacious living and dining areas that flow seamlessly to the private balcony. Whether enjoying morning coffee, watching boats move through the marina, or winding down after a day on the water, the outdoor living space adds exceptional value to the home. The kitchen offers generous workspace and opens beautifully to the main living area, creating an ideal layout for entertaining, everyday living, or hosting guests. The primary suite provides a private retreat with spacious accommodations, balcony access, and water-view appeal, while the guest bedroom and second full bathroom offer comfort and flexibility for family, visitors, or long-term rental use. Marina Landing delivers a desirable waterfront experience with community amenities that may include a private fitness center, owners' clubroom, private pier, assigned parking, storage, and convenient access to the marina lifestyle. The nearby marina offers opportunities for boating, boat slip access, boat club options, docking services, and direct access toward the Gulf inlet. Located along West Highway 98, Marina Landing places owners close to St. Andrews Bay, the Gulf beaches, restaurants, shopping, marinas, entertainment, and the best of Panama City Beach. With no short-term rentals and a six-month minimum lease policy, the community offers a quieter residential feel while still providing access to the coastal lifestyle buyers are looking for. Do not miss the opportunity to own a spacious waterfront condo in one of Panama City Beach's most desirable marina-side communities. Schedule your private showing today.

6422 W Highway 98 Unit 1104, Panama City Beach

$2,550,000

5 Beds ⋅ 4 Baths ⋅ 1007725 MLS ⋅ 3,885 SqFt.

Now nearing completion at 340 Le Grand Drive, this exceptional new coastal residence offers a rare opportunity to secure a beautifully designed home just moments from the beach while still having the ability to personalize select finishes and fixtures. Thoughtfully planned as a 5-bedroom, 4-bath home, the three-story design blends refined architecture, curated designer selections, and effortless indoor-outdoor living in one of the area's most compelling settings. Positioned with Riviera Lake just beyond the private pool and Gulf views from the upper levels, the home is designed to capture the beauty of its surroundings from multiple vantage points. The main living spaces are open and inviting, with a spacious kitchen, dining, and living area that flows seamlessly to covered outdoor living. Multiple porches and balconies create a layered coastal lifestyle, ideal for entertaining, unwinding after a day at the beach, or simply taking in the water views. The plans detail 2,815 square feet of living space and about 3,885 square feet under roof, along with a 24' x 12' pool, garage, and a flexible third floor with full bath that can function as the fifth bedroom, a game room, or a living space, all with gorgeous lake and gulf views. Located approximately 1,000 feet from the beach, this home offers the convenience of beach lifestyle paired with the privacy and visual appeal of a lakefront setting. The anticipated completion date is roughly two months out, and a buyer who acts now has the unique advantage of stepping into a nearly finished new construction home while still participating in the selection of certain finishes and fixtures--an increasingly rare opportunity in today's market. Sophisticated yet relaxed, polished yet personal, 340 Le Grand Drive is ideal for the buyer seeking a luxury coastal retreat with designer character, strong visual presence, and meaningful involvement in the final details.

340 Le Grand Dr, Panama City Beach

$499,000

2 Beds ⋅ 3 Baths ⋅ 794016 MLS

Experience the ultimate blend of beachfront luxury and high-performing investment potential in this 2BD 3BA +bunk Gulf front condo at Shores of Panama. Located within the highly sought-after and seldom available H-floor-plan stack (only 23 in the entire building), this spacious condo offers an exceptional layout designed for both strong rental returns and unforgettable coastal living. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This condo features two primary suites with ensuite baths, plus an additional bedroom and a separate bunk room, comfortably accommodating up to 10 guests. With three full bathrooms, the thoughtful configuration maximizes occupancy and guest comfort, making it one of the most versatile and desirable floor-plans in the resort. The open-concept living and dining area (seating for eight) flows seamlessly to an oversized private balcony showcasing sweeping Gulf views, vibrant sunsets, and the resort's iconic lagoon-style pool. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1122, Panama City Beach

$372,000

2 Beds ⋅ 3 Baths ⋅ 794015 MLS

Welcome to the 12th floor at Shores of Panama, where Gulf-front views and strong rental potential come together in this 2-bedroom + bunk room, 3-bath condo that comfortably sleeps up to 8 guests. This condo is perfectly positioned to capture spectacular western-facing sunsets over the Gulf. From your spacious private balcony, enjoy panoramic views of the emerald waters and the resort's iconic lagoon-style pool. The thoughtfully designed floor plan features two king suites, each with its own ensuite bath, offering privacy and comfort for owners and guests alike. A bunk area with twin beds and a queen sleeper sofa in the living area maximize occupancy and rental appeal. Inside, the open-concept layout creates a welcoming retreat. The fully equipped kitchen includes granite countertops, and a breakfast bar that flows seamlessly into the dining and living areas--ideal for entertaining or relaxing after a day on the beach. This unit conveys with a deeded parking space and is rental-ready, making it an outstanding option for investors or buyers seeking a turnkey Gulf-front getaway. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 1219, Panama City Beach

Panama City Beach Homes with True Waterfront

Newest Panama City Beach Homes with True Waterfront