Panama City Beach Homes with Covered Patio Exterior Features

Panama City Beach Homes with Covered Patio Exterior Features

Welcome to Panama City Beach, Florida, a stunning coastal paradise nestled in Bay County. Renowned for its pristine white-sand beaches and crystal-clear turquoise waters, this vibrant city is the ultimate destination for sun-seekers and outdoor enthusiasts alike. With a lively atmosphere, Panama City Beach offers a delightful mix of family-friendly attractions, delicious dining options, and a plethora of recreational activities, from water sports to golfing.

One of the standout features of homes in this idyllic area is the charm of covered patio exteriors. Imagine sipping your morning coffee or hosting evening gatherings with friends and family in a beautifully designed outdoor space that provides the perfect balance of comfort and style. These covered patios not only enhance your living experience but also allow you to enjoy the stunning views and warm breezes of the Gulf Coast, all while being sheltered from the sun’s rays.

Whether you’re looking for a cozy beach cottage or a luxurious waterfront estate, homes with covered patio features in Panama City Beach offer the ideal blend of indoor and outdoor living. You can relish the vibrant sunsets and tranquil mornings while enjoying the convenience of your outdoor oasis.

Panama City Beach is not just a place to live; it’s a lifestyle. With its friendly community, endless recreational opportunities, and the allure of coastal living, it’s no wonder that so many choose to call this beautiful city home. Discover the charm of Panama City Beach today, and let your dream home with a covered patio become your reality!

Newest Panama City Beach Homes with Covered Patio Exterior Features

9860 S Thomas Drive Unit 1603, Panama City Beach
$252,000
1 Beds ⋅ 2 Baths ⋅ 797898 MLS
Amazing gulf views from This 16th floor 1 Bedroom | 2 Bathroom Condo at Laketown Wharf Resort! Live the resort lifestyle at the center at Panama City Beach. This spacious 1-bedroom condo with a bonus bunk area offers a thoughtfully designed open floor plan. Very spacious kitchen with kitchen island , lots of cabinets and granite tops. Both bathrooms also feature granite counters and matching cabinetry. Step outside onto the generously sized balcony to soak in sweeping Gulf views and warm coastal breezes. Unit #1603 is fully furnished and rental ready ! Unit recently renovated with vinyl floor planks, freshly painted interior walls, new AC- Oct 2025, new water heater 2024. Laketown Wharf is known for its impressive collection of resort-style amenities, including multiple pools (5)featuring a rooftop pool, lagoon-style pool, and zero-entry pool, plus two hot tubs and a poolside tiki bar. Enjoy deeded beach access, a state-of-the-art fitness center, and the resort's scenic boardwalk surrounding the lake, where guests and owners can also enjoy the resort's nightly light show. Dining, shopping, and entertainment are all just steps away. The resort features several restaurants, shops, and a convenient market, along with 810 Billiards & Bowling, an on-site entertainment venue offering bowling, billiards, arcade games, a full-service bar, and food--a great amenity for owners and vacation guests alike. Additional conveniences include covered parking and 24/7 security, adding to the ease and appeal of resort living. This condo is perfect as a vacation home, investment property, or full-time residence

9860 S Thomas Drive Unit 1603, Panama City Beach
16819 Front Beach Road Unit 1709, Panama City Beach
$409,900
1 Beds ⋅ 2 Baths ⋅ 797769 MLS
GULF-FRONT INVESTMENT OPPORTUNITY AT THE HIGHLY SOUGHT-AFTER TIDEWATER BEACH RESORT! Welcome to Tidewater Beach Resort Unit 1709, located in one of Panama City Beach's most popular vacation rental destinations! This beautiful 17th-floor, Gulf-front condominium offers breathtaking views of the emerald-green waters and sugar-white beaches, along with an impressive rental income history of approximately $37,000-$40,000 annually in gross rental revenue! Tidewater Beach Resort is a favorite among vacationers thanks to its outstanding resort amenities, direct beach access, and convenient location near Pier Park. With two Gulf-front outdoor pools, an indoor heated pool, fitness center, movie theater, hot tubs, and more, guests return to enjoy the ultimate Panama City Beach vacation experience. This spacious 1-bedroom, 2-bath condominium sleeps six and features a desirable Gulf-front primary bedroom, hallway bunks, a sleeper sofa, and a private balcony overlooking the Gulf. Whether you're looking for a beachfront getaway, second home, or income-producing vacation rental, Tidewater 1709 offers the best of both worlds! Don't miss your opportunity to own at one of Panama City Beach's most desirable vacation rental resorts! Historical rental revenue is not a guarantee of future performance.

16819 Front Beach Road Unit 1709, Panama City Beach
6625 Button Buck Trail, Panama City Beach
$869,900
4 Beds ⋅ 3 Baths ⋅ 797707 MLS
Masterfully constructed by Arthur Rutenberg, this 2023 custom-built home in the gated RiverCamps on Crooked Creek community sits on 1.31 acres at the end of a peaceful cul-de-sac. Most of the home is situated on the main level, with a picturesque front porch, an open-concept living area, a dedicated dining space, separate den, and 3 bedrooms. Upstairs, a bonus oversized room can be used as the 4th bedroom, a guest suite, hobby room, or flex space. The kitchen is the heart of the home, elegant and practical, with white cabinetry, stunning quartz countertops, stainless appliances, and a large island perfect for gathering. Soaring ceilings, 8-foot doors, crown moulding in the living areas, recessed lighting, modern fixtures, and wide-plank wood flooring give the whole main level a polished yet comfortable feel. The primary suite is a relaxing retreat of its own, with sliders that open straight to the screened-in porch overlooking the backyard, perfect for slow mornings and evenings. The primary bath has a dual vanity and a walk-in tile shower. Storage is thoughtfully done throughout, with storage shelves built into the closets, so everything has a place. Outside, the home sits on a dream lot for avid nature-lovers. The backyard is already enclosed with a permitted fence, which is a rarer find and a huge value-add in this community. It is very common to see deer and other wildlife strolling the woods around the property. This home has been occupied by a single owner since their new purchase in April of 2024. They have maintained it with great care. The metal roof, HVAC, and appliances are therefore only 3 years old, which provides peace of mind that big expenses shouldn't be on the horizon. Spray foam attic insulation helps keep electric bills down. Built-in pest control system adds options. Plus, the sellers said the home stood strong during the recent storms and has never flooded. RiverCamps on Crooked Creek is a 1,500-acre gated preserve, with about 1,000 acres set aside for conservation. The homesites are limited and sit on large lots. Residents enjoy the RiverHouse pool and community space, 7 miles of trails and boardwalks, a waterside campground with tents and a fire pit, pickleball, and a playground. For boaters, there is a boat launch and day docks on Crooked Creek with access to West Bay, the Intracoastal Waterway, and the Gulf, plus boat and trailer storage. Additionally, the brand new fitness center is now open. RiverCamps is a 10-minute drive to Northwest Florida Beaches International Airport and only 15 minutes to the white sand beaches of Panama City Beach, along with a myriad of shopping and dining options at Pier Park. The new Watersound West Bay Shopping Center with Publix Grocery is under construction about 2 miles away along Highway 79. This will provide additional grocery and dining choices without having to navigate tourist traffic. For qualified VA buyers, this home also offers the potential of a VA assumable loan at 5.25% with about $572,000 remaining, subject to lender and VA approval. Professional photography coming early December. Schedule your showing today.

6625 Button Buck Trail, Panama City Beach
219 Palm Beach Drive, Panama City Beach
$1,299,000
4 Beds ⋅ 4 Baths ⋅ 797617 MLS
Turnkey 4-Bed Income Home -- Cost Segregation Ready Steps to a public beach and just 3.5 miles from Scenic Highway 30A, this fully furnished, turnkey 4-bed, 3.5-bath investment property in Santa Rosa Beach is primed for a cost segregation study and year-end accelerated depreciation. With two master suites (main and upstairs), a private pool, separate garage with golf-cart space, and NO HOA, the home contains distinct tangible assets--pool, HVAC, finishes, and landscaping--ideal for reclassifying to shorter recovery lives and maximizing bonus depreciation for 2026 tax filings. Proven rental history with established snowbird and vacation bookings delivers immediate cash flow while enabling buyers who complete a cost segregation study before year-end to capture meaningful tax deferral. Located minutes from dining, Timpoochee Trail, Grayton Beach and Seaside, this property combines 30A lifestyle appeal with actionable tax-planning upside.

219 Palm Beach Drive, Panama City Beach
340 & 324 Le Grand Drive, Panama City Beach
$2,515,000
5 Beds ⋅ 4 Baths ⋅ 797544 MLS
Two lakefront lots, one brand-new coastal home, and room to make it your own. 340 & 324 Le Grand Drive pairs a newly built 5-bedroom, 4-bath, three-story residence with the adjoining lot, for about 0.43 acres and approximately 165 feet along Riviera Lake, about 1,000 feet from the beach. The second lot more than doubles your waterfront and opens up options few beach-area homes can offer. Keep it open for privacy, a sprawling lawn, and lake views with no one building on the lot next door. Use it for extra parking for guests, boats, or golf carts, or for storage and a workshop. Add a carriage house, guest quarters, or a pool cabana, or plan a second home for extended family, guests, or investment. Or create your own outdoor retreat with gardens, a fire pit, a sport court, or a lakeside gathering space. The home blends refined architecture, curated designer selections, and effortless indoor-outdoor living. Riviera Lake sits just beyond the private pool, and the upper levels take in Gulf views. The open kitchen, dining, and living area flows to covered outdoor living, and multiple porches and balconies make it easy to entertain or unwind after a day at the beach. The plans detail 2,815 square feet of living space and about 3,885 square feet under roof, with a 24' x 12' pool, garage, and a flexible third floor with full bath that works as a fifth bedroom, game room, or living space, all with lake and Gulf views. Room to breathe, room to grow, or both: 340 & 324 Le Grand Drive is a luxury coastal retreat with a double waterview and the space to shape it around the way you live. NOTE: Seller currently owns 340 Le Grand and has an existing agreement to purchase the adjacent lot, with closing occurring before sale of the two parcels together. Sale of the combined property is contingent upon Seller acquiring title to the adjacent lot prior to closing. All information and measurements believed to be accurate but should be verified if important. Buyer to verify permitted uses with zoning and permitting authorities.

340 & 324 Le Grand Drive, Panama City Beach
512 Dement Circle Unit B, Panama City Beach
$739,000
5 Beds ⋅ 5 Baths ⋅ 797518 MLS
Turn-key, fully furnished, and rent-ready from day one. This 5-bedroom, 4.5-bath townhome is ready to welcome guests the moment you close, making it an ideal year-end purchase for investors who want to be renting before the year is out. No furnishing, no renovating, no waiting: just close and start earning. Minutes from the sugar-white beaches of Panama City Beach, the top-floor master suite offers a Gulf-view balcony and a spa bath with soaking tub and walk-in shower. The open main level features a gourmet kitchen with stainless appliances, dramatic stone finishes, and island seating, flowing into living and dining spaces built for gathering. Two guest suites with private ensuite baths, a bunk room sleeping four, and an additional bedroom let the home sleep 13 comfortably. An in-unit elevator serves all levels. For guests, Smart TVs and keyless self check-in are already in place. Attached garage is rare for a 5-bedroom this close to the beach, and the driveway adds more parking space. A back patio offers room for BBQ and outdoor gatherings. Community pool access, base-value property insurance included through the HOA, and short-term rentals allowed make it an easy second home beside world-famous beaches, with rental income to help offset ownership costs. Minutes to Pier Park shopping and dining. Buyer to verify details.

512 Dement Circle Unit B, Panama City Beach
6215 Thomas Drive Unit 121, Panama City Beach
$379,900
2 Beds ⋅ 2 Baths ⋅ 797489 MLS
COMPLETELY RENOVATED, FULLY FURNISHED, AND TURNKEY READY JUST STEPS FROM THE GULF! Your own piece of paradise in Panama City Beach awaits! This beautifully transformed 2-bedroom, 2-bathroom townhome offers the opportunity to enjoy the beach lifestyle without the Gulf-front price tag or hassle of renovations. Every detail has been thoughtfully selected to create a beautiful, durable, and low-maintenance coastal retreat that is ready to enjoy from day one! EXTENSIVELY RENOVATED FROM TOP TO BOTTOM! Nearly every aspect of this townhome has been updated, including brand-new flooring, interior and exterior paint, appliances, countertops, bathroom vanities, fixtures, electrical panel, and furnishings throughout! The exterior features Sherwin-Williams Loxon coatings for enhanced durability in the coastal environment, while the interior showcases custom quartz bathroom vanities, designer wallpaper, and carefully selected finishes that give this property a distinctive coastal personality. Every piece of furniture is BRAND NEW, including beds, living room furnishings, and a queen-size sleeper sofa for additional sleeping accommodations. The fully equipped kitchen features all-new appliances, countertops, and essentials, along with a spacious walk-in pantry. Additional conveniences include a dedicated laundry closet with washer and dryer, keyless entry, Ring security camera, and Roku televisions equipped with Guest Mode. DESIGNED FOR DURABILITY, COMFORT, AND RENTAL FLEXIBILITY! Every improvement was carefully considered with long-term enjoyment, minimal maintenance, and the guest experience in mind. Whether you're looking for a personal beach getaway, a second home that can generate rental income when you're away, or a dedicated vacation rental, this property is furnished and equipped for immediate use. Its distinctive finishes, thoughtful furnishings, and extensive renovations create an opportunity to stand out in the competitive vacation rental market. Short-term rental preparations include inspected and tagged fire extinguishers, safety signage, smoke alarms, and exit lighting. Upstairs, step onto your private balcony and enjoy a peek of the Gulf, a rare feature among the townhomes in this building! Summerplace Townhouses offers fantastic community amenities, including a recently refinished, seasonally heated swimming pool with its own dedicated pool house and restrooms. Grounds maintenance is included in the HOA, allowing you to spend less time worrying about upkeep and more time enjoying everything Panama City Beach has to offer. The location is equally impressive! Enjoy convenient beach access, walk to Panama City Coffee Company, or explore nearby favorites including Schooners, Tootsie's, Ms Newby's, Rick Seltzer Park, and St. Andrews State Park. EVERY DETAIL HAS BEEN CONSIDERED. EVERY ROOM HAS BEEN TRANSFORMED. EVERYTHING IS READY FOR YOU! Finding a fully furnished, extensively renovated townhome this close to the Gulf is one thing. Finding one where every improvement has been thoughtfully selected for durability, functionality, and long-term enjoyment is another. Whether you're searching for your own coastal escape or a turnkey property with short-term rental potential, this townhome offers the opportunity to start enjoying the Panama City Beach lifestyle without the expense, uncertainty, or hassle of starting from scratch. Schedule your private showing and experience the difference for yourself!

6215 Thomas Drive Unit 121, Panama City Beach
303 Hibiscus Avenue, Panama City Beach
$374,900
2 Beds ⋅ 2 Baths ⋅ 797460 MLS
PANAMA CITY BEACH LIVING | NO HOA | 6-PASSENGER GOLF CART INCLUDED | FULLY FURNISHED | WALK TO THE BEACH | MINUTES FROM PIER PARK! Discover your own slice of paradise in the highly desirable Open Sands neighborhood of Panama City Beach, Florida! Located just a short walk or golf cart ride from the beautiful white-sand beaches and emerald-green waters of the Gulf, this beautifully updated, move-in-ready coastal home offers the perfect combination of location, lifestyle, and flexibility--with NO HOA restrictions or fees! BONUS: A 6-PASSENGER GOLF CART IS INCLUDED WITH THE PURCHASE! Cruise to nearby beach access points, local restaurants, shopping, entertainment, and the popular Pier Park area while enjoying everything Panama City Beach has to offer. BEAUTIFULLY RENOVATED & SOLD FURNISHED! Step inside this charming coastal retreat and experience a bright, contemporary interior featuring a spacious raised living room, fresh paint, and attractive wood and tile flooring throughout--NO CARPET! The completely renovated kitchen features stylish countertops, soft-close cabinetry, and stainless steel appliances, creating an inviting space for everyday living and entertaining. Additional upgrades include: • Newer HVAC system for year-round comfort • Updated windows and exterior doors • Refreshed bathrooms • Fresh interior and exterior paint • Durable wood and tile flooring throughout • Unique concrete bunker beneath the raised living room, providing exceptional additional storage • Furnishings included for a convenient, move-in-ready experience (see documents for exclusion list) OUTDOOR LIVING & ENTERTAINING PARADISE! Enjoy the Florida sunshine on the impressive 10.3' x 36' Trex deck extending along the home, with convenient access from both the kitchen and second bedroom. The fully fenced backyard features an extended deck, block patio, fire pit, and additional storage--perfect for grilling, entertaining guests, relaxing after a day at the beach, or creating your own private tropical oasis. With generous front and backyard possibilities, there's plenty of opportunity to personalize the outdoor spaces with lush landscaping, tropical gardens, or additional seating and entertainment areas. The property currently utilizes a septic system, with the option to connect to city sewer. PRIME PANAMA CITY BEACH LOCATION! Enjoy convenient access to the area's most popular destinations, including: • Beautiful Gulf beaches and nearby public beach access • Pier Park shopping, dining, and entertainment • Local seafood restaurants and beachside attractions • Outdoor recreation, boating, fishing, and coastal activities • Everything that makes Panama City Beach one of Florida's most sought-after coastal destinations PERFECT FOR A PRIMARY RESIDENCE, SECOND HOME, OR BEACH INVESTMENT PROPERTY! Whether you're searching for a full-time coastal residence, a furnished vacation getaway, or a property with investment potential, this updated Open Sands home delivers an exceptional combination of NO HOA, proximity to the beach, desirable upgrades, outdoor living space, and an INCLUDED 6-passenger golf cart! MOVE-IN READY. FURNISHED. NO HOA. GOLF CART INCLUDED. MINUTES FROM THE BEACH! Bring your toothbrush, flip-flops, beach towels, and sunscreen--your Panama City Beach lifestyle awaits! Schedule your private showing today and discover everything this coastal retreat has to offer!

303 Hibiscus Avenue, Panama City Beach
17462 Front Beach Road Unit 7B-2, Panama City Beach
$275,000
3 Beds ⋅ 3 Baths ⋅ 797412 MLS
Here is perhaps the best beach bargain on the quiet and family friendly West End. This 3 bedroom, 2 and a half bath condo at Horizon South is price well below market value and would make for a good investment, whether a homestead, private family getaway or a rental for extra income. Most of the flooring is new, the kitchen and all bathrooms have been updated, and is move-in ready. The upstairs master bedroom has new sliding glass doors open to a new covered deck overlooking a wooded are full of palm trees, palmetto palms and other trees, and new wood privacy fencing. The 2nd bedroom has new sliding glass doors that open to a sun patio overlooking the complex. It is across the street from the condo office and amenities area that includes 4 pools, 18-hole carpeted mini-golf course, modern fitness center, hot tub and more. Pier Park is about 2 miles away with lots of restaurants, shopping and entertainment options.

17462 Front Beach Road Unit 7B-2, Panama City Beach
8701/8711 Surf Drive, Panama City Beach
$8,100,000
14 Beds ⋅ 18 Baths ⋅ 797385 MLS
Two homes, endless possibilities! Offered together as a package, 8701 A and 8711 Surf Drive in Panama City Beach feature a combined 14 bedrooms, 17 bathrooms, and approximately 9,150 square feet of heated and cooled living space. 8701 is scheduled for completion in January 2027, just in time for spring break and summer rental season! Imagine bachelor and bachelorette getaways, corporate retreats, group celebrations, or beach vacations. The location puts you near the newly opened Tootsie's Orchid Lounge, bringing Nashville-style live music and entertainment to Panama City Beach. Schooners, St. Andrews State Park, Shell Island excursions, and Pier Park add even more to explore. An appealing package for personal use or potential vacation rental investment.

8701/8711 Surf Drive, Panama City Beach
305 Coconut Grove Court, Panama City Beach
$539,000
3 Beds ⋅ 2 Baths ⋅ 797241 MLS
Built in 2017 as the personal home of the developer of Tapestry Park's first phase, this Craftsman-style home has details you won't find in a typical build. It has 3 bedrooms, 2 baths and 1,945 sq ft on one level, with high ceilings, crown molding, custom trim and high gloss tile floors throughout. The living room centers on an electric fireplace and opens to a kitchen with granite counters, an island, a walk-in pantry and a butler's kitchen. The primary suite has a double vanity and a large walk-in closet. Recent updates include a new A/C system and a new dishwasher. Outside you'll find a covered front porch, a covered deck, a sprinkler system and an attached 2-car garage. Tapestry Park is one of Panama City Beach's most established year-round neighborhoods, walking distance to the beach, centrally located between the East and West Ends, minutes from the beach and Pier Park, and across the street from Hutchison Beach Elementary. HOA includes cable, internet, trash, community pool, clubhouse, tennis and pickleball courts, playground and greenspaces.

305 Coconut Grove Court, Panama City Beach
8515 Surf Drive Unit 3, Panama City Beach
$1,525,000
4 Beds ⋅ 3 Baths ⋅ 797180 MLS
Experience Gulf-front, first floor living at 8515 Surf Drive, Unit 3, a beautifully renovated four-bedroom, three-bath condominium in an intimate, six-unit, low-rise community in Panama City Beach. Located on the first residential level, this spacious retreat features a private, key-coded elevator opening into your own foyer. High ceilings, custom crown molding, luxury vinyl plank flooring and an open layout create an inviting setting framed by spectacular Gulf views. The living area features a gas fireplace, Lutron lighting and remote-controlled blinds, while the generous dining space offers room for gathering and entertaining. The updated kitchen includes upgraded cabinetry, granite countertops, stainless steel appliances, a smooth-top stove and a breakfast bar. Expansive sliding glass doors connect the living area to an impressive covered deck that wraps around the entire Gulf-facing exterior of the condominium. Spanning 56 feet in length, this outdoor living space offers ample room for dining, lounging and entertaining against a stunning coastal backdrop. Thoughtfully designed with Balconista furniture, special ambient lighting, an outdoor television, ceiling fans and privacy screens, the deck is equally inviting during the day and after sunset. A retractable garden hose adds convenience. Enjoy morning coffee overlooking the water and evenings with the sound of the waves and brilliant coastal sunsets. The primary suite offers direct deck access, Gulf views and east-facing windows that welcome the morning light. Its bath features dual vanities, a jetted tub with Gulf views and a custom-organized closet. A second Gulf-front bedroom shares a bathroom with the third bedroom, while the fourth bedroom includes a private bath. All three bathrooms have been renovated with updated tile, shower surrounds, toilets and heated towel rods. Additional conveniences include custom closets, a built-in safe in the laundry room and a covered front balcony. Improvements include hurricane-rated windows and doors, Hardie plank siding, a metal roof, an updated carport ceiling and HVAC. Two Gulf-front pools provide separate areas for owners and rental guests, and a gated beach walkover offers direct access to the sand. Three covered parking spaces beneath the building and an additional driveway space provide parking for up to four vehicles. Owner-occupied for the past five years, this thoughtfully upgraded condominium offers an exceptional setting for a primary residence, beach retreat or vacation rental. Offered unfurnished, with the outdoor furnishings, outdoor television, ceiling fans and privacy screens are included.

8515 Surf Drive Unit 3, Panama City Beach
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