Panama City Beach Townhomes for Sale

Panama City Beach Townhomes for Sale

Welcome to Panama City Beach, Florida—a stunning coastal paradise that perfectly blends natural beauty with vibrant community life. Nestled in Bay County, this picturesque city is renowned for its breathtaking white-sand beaches and crystal-clear emerald waters, making it a favorite destination for both vacationers and residents alike. With an array of outdoor activities, from fishing and boating to biking along scenic trails, Panama City Beach offers an active and engaging lifestyle for all ages.

Beyond its natural allure, the city boasts a lively atmosphere filled with charming shops, delectable dining options, and exciting entertainment venues. Whether you're looking to enjoy fresh seafood at a beachfront restaurant or explore local boutiques, there's always something to discover. The welcoming community is complemented by year-round events and festivals that celebrate the area's rich culture and history, making it a wonderful place to call home.

For those considering a move to this idyllic locale, the townhomes for sale in Panama City Beach present an exceptional opportunity. These beautifully designed residences offer the perfect blend of comfort and style, often featuring modern amenities, spacious layouts, and proximity to the beach. Imagine waking up to the sound of waves and enjoying your morning coffee on a sun-drenched balcony. With options ranging from cozy retreats to luxurious multi-story units, there’s a townhome that perfectly suits your lifestyle.

Discover the charm of Panama City Beach and the vibrant community waiting for you. Embrace the coastal lifestyle and find your dream townhome today!

Newest Panama City Beach Townhomes for Sale

8007 Surf Dr Unit # A, Panama City Beach
$1,800,000
5 Beds ⋅ 5 Baths ⋅ 1015214 MLS ⋅ 3,076 SqFt.
A true gem and exceptional Gulf-front investment opportunity in one of Panama City Beach's most desirable locations, with a proven rental history generating up to $198,000 annually! This stunning Mediterranean-style villa offers over 3,000 square feet of coastal luxury, featuring 5 spacious bedrooms, 5 full bathrooms, and breathtaking Gulf views from every level. Designed for both relaxation and entertaining, the property boasts three private balconies where you can enjoy spectacular sunsets, refreshing coastal breezes, and panoramic views of the emerald waters and sugar-white sands. Whether you're seeking a luxurious beachfront retreat or an income-producing investment property, this remarkable residence offers the perfect combination of location, elegance, and rental potential. Don't miss this rare opportunity to own a true piece of Gulf Coast paradise!

8007 Surf Dr Unit # A, Panama City Beach
19106 Front Beach Rd Unit A, Panama City Beach
$1,750,000
5 Beds ⋅ 5 Baths ⋅ 1014894 MLS ⋅ 2,500 SqFt.
Forever Gulf views, beach access just across the street, and a private pool and spa make this five-bedroom Laguna Beach home a memorable retreat. With easy, flat access to the sand just steps away, four covered terraces, and a strong rental history, 19106 Front Beach Road, Unit A, brings together the features buyers and vacation guests appreciate most. The surrounding low-density neighborhood offers a relaxed setting for enjoying the beach. An elevator connects all three levels, including the expansive third-floor kitchen, living, and dining areas, where large windows frame the Gulf. White inset cabinetry, quartz countertops, and a contrasting blue island with a gas cooktop and bar seating provide generous space for cooking and entertaining. Enjoy meals around the dining table or step through the French doors onto the covered balcony for Gulf views and fresh breezes. A bedroom with an en suite bathroom and private balcony completes this level. The second floor includes three bedrooms, each with an en suite bathroom, along with additional bunk sleeping space and a laundry room. Four covered terraces throughout the home--including two with uninterrupted Gulf views--provide inviting places for morning coffee, afternoon reading, and unwinding after a day on the sand. A separate ground-floor lockout guest apartment adds privacy and flexibility for hosting family and friends. This cabana-style studio includes queen-over-queen bunk beds, a sleeper sofa, a full kitchen, and an en suite bathroom with an exterior door providing convenient access from the pool area. The enclosed courtyard offers a private place to swim, soak in the spa, and lounge in the sun. Garage parking and a paver driveway add convenience. Thomas Donut & Snack Shop and Carousel Supermarket are nearby, while the dining, shopping, and entertainment of Pier Park and 30A are a short drive away. With its Gulf views, spacious gathering areas, private outdoor amenities, and established rental history, this home offers an appealing opportunity for a beach getaway, vacation rental, or both.

19106 Front Beach Rd Unit A, Panama City Beach
216 Robin Ln, Panama City Beach
$265,000
2 Beds ⋅ 2 Baths ⋅ 1015040 MLS ⋅ 972 SqFt.
POOL RIGHT NEXT DOOR, THE BEACH JUST A SHORT WALK AWAY, AND A GOLF CART INCLUDED... ALL UNDER $300K?! Now that's what I call a beach getaway! Welcome to this beautifully furnished 2-bedroom, 1.5-bath townhome that's ready for you to enjoy from day one! Location is everything, and this one has it! Step outside and you're right next to one of the community pools, with the beautiful white sandy beaches of Panama City Beach just a short walk or golf cart ride away. And yes, the GOLF CART IS INCLUDED! Inside, you'll find a comfortable, tastefully furnished living space with everything you need for a relaxing beach vacation or full-time coastal living. Two assigned parking spaces directly in front of the unit make coming and going easy. Inside, you'll find a comfortable, tastefully furnished living space with everything you need for a relaxing beach vacation or full-time coastal living. Two assigned parking spaces directly in front of the unit make coming and going easy. Looking for an investment? Short-term rentals are allowed, with projected gross rental income of $35K+ annually. The property is also VA and FHA friendly, giving buyers more financing options. And let's talk about the amenities! Gulf Highlands Beach Resort offers 11 pools (5 heated), tennis and pickleball courts, mini golf, shuffleboard, a fitness center, playgrounds, and an exclusive Gulf-front Bar and Pool. The HOA fees also cover grounds maintenance, WiFi, pest control, trash and gated security with a guard. A poolside location, a short walk to the beach, a furnished townhome, and a golf cart included, all under $300K! Schedule your private showing today!

216 Robin Ln, Panama City Beach
6215 Thomas Dr Unit 121, Panama City Beach
$379,900
2 Beds ⋅ 2 Baths ⋅ 1015019 MLS ⋅ 1,292 SqFt.
COMPLETELY RENOVATED, FULLY FURNISHED, AND TURNKEY READY JUST STEPS FROM THE GULF! Your own piece of paradise in Panama City Beach awaits! This beautifully transformed 2-bedroom, 2-bathroom townhome offers the opportunity to enjoy the beach lifestyle without the Gulf-front price tag or hassle of renovations. Every detail has been thoughtfully selected to create a beautiful, durable, and low-maintenance coastal retreat that is ready to enjoy from day one! EXTENSIVELY RENOVATED FROM TOP TO BOTTOM! Nearly every aspect of this townhome has been updated, including brand-new flooring, interior and exterior paint, appliances, countertops, bathroom vanities, fixtures, electrical panel, and furnishings throughout! The exterior features Sherwin-Williams Loxon coatings for enhanced durability in the coastal environment, while the interior showcases custom quartz bathroom vanities, designer wallpaper, and carefully selected finishes that give this property a distinctive coastal personality. Every piece of furniture is BRAND NEW, including beds, living room furnishings, and a queen-size sleeper sofa for additional sleeping accommodations. The fully equipped kitchen features all-new appliances, countertops, and essentials, along with a spacious walk-in pantry. Additional conveniences include a dedicated laundry closet with washer and dryer, keyless entry, Ring security camera, and Roku televisions equipped with Guest Mode. DESIGNED FOR DURABILITY, COMFORT, AND RENTAL FLEXIBILITY! Every improvement was carefully considered with long-term enjoyment, minimal maintenance, and the guest experience in mind. Whether you're looking for a personal beach getaway, a second home that can generate rental income when you're away, or a dedicated vacation rental, this property is furnished and equipped for immediate use. Its distinctive finishes, thoughtful furnishings, and extensive renovations create an opportunity to stand out in the competitive vacation rental market. Short-term rental preparations include inspected and tagged fire extinguishers, safety signage, smoke alarms, and exit lighting. Upstairs, step onto your private balcony and enjoy a peek of the Gulf, a rare feature among the townhomes in this building! Summerplace Townhouses offers fantastic community amenities, including a recently refinished, seasonally heated swimming pool with its own dedicated pool house and restrooms. Grounds maintenance is included in the HOA, allowing you to spend less time worrying about upkeep and more time enjoying everything Panama City Beach has to offer. The location is equally impressive! Enjoy convenient beach access, walk to Panama City Coffee Company, or explore nearby favorites including Schooners, Tootsie's, Ms Newby's, Rick Seltzer Park, and St. Andrews State Park. EVERY DETAIL HAS BEEN CONSIDERED. EVERY ROOM HAS BEEN TRANSFORMED. EVERYTHING IS READY FOR YOU! Finding a fully furnished, extensively renovated townhome this close to the Gulf is one thing. Finding one where every improvement has been thoughtfully selected for durability, functionality, and long-term enjoyment is another. Whether you're searching for your own coastal escape or a turnkey property with short-term rental potential, this townhome offers the opportunity to start enjoying the Panama City Beach lifestyle without the expense, uncertainty, or hassle of starting from scratch. Schedule your private showing and experience the difference for yourself!

6215 Thomas Dr Unit 121, Panama City Beach
8709 Sand Dollar Dr, Panama City Beach
$442,900
2 Beds ⋅ 2 Baths ⋅ 1014781 MLS ⋅ 1,447 SqFt.
Discover the laid-back luxury of Latitude Margaritaville Watersound, Panama City Beach's premier 55+ active adult community. This beautifully appointed 1,447-square-foot HULA cottage offers 2 bedrooms, 2 full bathrooms, and a versatile den providing the perfect second living space, home office, hobby room, or additional retreat. The HULA floor plan is a sought-after design that rarely becomes available, making this an exceptional opportunity to own one of these desirable cottages. Thoughtfully designed with an inviting front porch, a spacious two-car garage, and an open, functional layout, this home combines comfortable coastal living with everyday convenience. Upgraded finishes include quartz countertops throughout, a gas range, and a beautifully appointed primary bathroom featuring a tiled walk-in shower with a seamless glass enclosure. The golf cart is also available with an acceptable offer, making it easy to enjoy the community's golf-cart-friendly lifestyle. Life at Latitude Margaritaville Watersound is all about enjoying the good life. Residents have access to an impressive collection of resort-style amenities, including the Paradise Pool, indoor lap pool, fitness center, Latitude Bar & Chill, rooftop Overlook Bar, and outdoor bandshell and amphitheater for live music and entertainment. Stay active with tennis, pickleball, bocce ball, and walking trails, or enjoy the many social, creative, and recreational activities offered through the community's arts and crafts studios, pottery studio, woodworking shop, and Last Mango Theater. With clubs, events, and activities throughout the year, there is always something to enjoy and new neighbors to meet. Beyond the community, residents enjoy convenient access to the growing Watersound West Bay Center, an expanding shopping, dining, and lifestyle destination adjacent to Latitude Margaritaville Watersound. A new Publix Super Market is anticipated to open in early 2027, adding even more everyday convenience just outside the community. The location also offers easy access to Northwest Florida Beaches International Airport (ECP), approximately six miles away, making travel to and from your coastal home convenient for both full-time residents and those enjoying a second home on the Emerald Coast. Ideally situated in Panama City Beach along Florida's beautiful Emerald Coast, Latitude Margaritaville Watersound also offers convenient access to white-sand beaches, shopping, dining, and the renowned Scenic Highway 30A corridor. If you've been waiting for the right HULA cottage to become available, this is an opportunity worth seeing. Come experience the home, the community, and the lifestyle that make Latitude Margaritaville Watersound such a special place to call home.

8709 Sand Dollar Dr, Panama City Beach
17203 Front Beach Rd Unit # 2, Panama City Beach
$1,749,000
5 Beds ⋅ 4 Baths ⋅ 1014880 MLS ⋅ 1,792 SqFt.
MAJOR PRICE REDUCTION!!! ----- GULF-FRONT, NO HOA, RENTAL READY WITH $139,559 ON THE BOOKS! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway--ideal for maximizing guest capacity. Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups,

17203 Front Beach Rd Unit # 2, Panama City Beach
1706 Annabellas Dr, Panama City Beach
$200,000
3 Beds ⋅ 3 Baths ⋅ 1014873 MLS ⋅ 1,532 SqFt.
Welcome to Annabella's Unit 1706 - A Blank Canvas Ready for Your Vision! This spacious 3 bedroom, 2.5 bathroom, 1532 square foot unit townhome in the gated community of Annabella's offers an incredible opportunity to create your dream home. With a desirable floor plan, 2 car garage, and beautiful pond views, this property is ready for a complete transformation. The interior has been taken down to the studs, providing a blank slate for buyers looking to customize every detail and make it their own. The thoughtfully designed floor plan features a welcoming foyer, an open-concept main living area, and 9-foot ceilings throughout the first floor. The kitchen, dining, and family room areas flow together, offering plenty of potential for a modern layout ideal for everyday living and entertaining. The dining area opens through double doors to a private back patio. Upstairs, you'll find a spacious primary suite with a large walk-in closet and an opportunity to design a beautiful retreat. The primary bedroom features French doors leading to a private balcony overlooking the pond and fountain. Two additional bedrooms also offer scenic water views, along with a shared full bathroom. An upstairs laundry area with additional storage adds convenience to the layout. Located in Flood Zone X, flood insurance is not required by most lenders. Annabella's is a beautifully maintained, gated community offering an impressive collection of amenities, including a sparkling swimming pool, clubhouse with kitchen, fully equipped fitness center, dog-walking areas, scenic ponds, and fountains. The HOA covers landscaping, irrigation, trash collection, gated entrance security, exterior building insurance and maintenance, and upkeep of the community amenities, providing a low-maintenance lifestyle. Centrally located in Panama City Beach, Annabella's offers convenient access to shopping, restaurants, schools, and entertainment. Just 4 miles from the Navy base, 5 miles from the beautiful white-sand beaches, approximately 10 minutes to historic St. Andrews and Downtown Panama City, and only 15 minutes to Pier Park. Whether you're an investor, looking for your next renovation project, or a buyer ready to create a home tailored to your style, Unit 1706 offers tremendous potential in a desirable gated community. Bring your vision and make this one your own! Schedule your private showing today!

1706 Annabellas Dr, Panama City Beach
512 Dement Cir Unit B, Panama City Beach
$739,000
5 Beds ⋅ 5 Baths ⋅ 1014752 MLS ⋅ 2,394 SqFt.
Turn-key, fully furnished, and rent-ready from day one. This 5-bedroom, 4.5-bath townhome is ready to welcome guests the moment you close, making it an ideal year-end purchase for investors who want to be renting before the year is out. No furnishing, no renovating, no waiting: just close and start earning. Minutes from the sugar-white beaches of Panama City Beach, the top-floor master suite offers a Gulf-view balcony and a spa bath with soaking tub and walk-in shower. The open main level features a gourmet kitchen with stainless appliances, dramatic stone finishes, and island seating, flowing into living and dining spaces built for gathering. Two guest suites with private ensuite baths, a bunk room sleeping four, and an additional bedroom let the home sleep 13 comfortably. An in-unit elevator serves all levels. For guests, Smart TVs and keyless self check-in are already in place. Attached garage is rare for a 5-bedroom this close to the beach, and the driveway adds more parking space. A back patio offers room for BBQ and outdoor gatherings. Community pool access, base-value property insurance included through the HOA, and short-term rentals allowed make it an easy second home beside world-famous beaches, with rental income to help offset ownership costs. Minutes to Pier Park shopping and dining. Buyer to verify details.

512 Dement Cir Unit B, Panama City Beach
150 Cain Rd, Panama City Beach
$430,000
2 Beds ⋅ 2 Baths ⋅ 1014486 MLS ⋅ 1,152 SqFt.
STUNNING LAKE POWELL VIEWS, GULF ACCESS, FULLY REMODELED & FURNISHED! Discover effortless coastal living in the lakefront community of Pirates Cove community of West Panama City Beach, overlooking Lake Powell, Florida's largest coastal dune lake. Enjoy exclusive community access to the Gulf via a private dock and boat launch, perfect for boating, fishing, kayaking, and paddle-boarding. This beautifully updated coastal retreat features a bright, open-concept layout, abundant natural light, and spacious porches on both levels offering breathtaking lake views and spectacular sunsets. The stylish kitchen boasts granite countertops, stainless steel appliances, gray shaker cabinetry, and generous bar seating. Ideally located just steps from one of two community pools, less than a mile from beach access, and minutes from Scenic Highway 30A, dining, shopping, and Camp Helen State Park. Offered fully furnished with a strong rental history, this move-in-ready property presents an exceptional opportunity for a vacation getaway, primary residence, or income-producing investment. Experience the best of coastal living with lake views, Gulf access, and an unbeatable location!

150 Cain Rd, Panama City Beach
6215 Thomas Dr Unit UNIT 123, Panama City Beach
$359,900
2 Beds ⋅ 2 Baths ⋅ 1013929 MLS ⋅ 1,292 SqFt.
Walk to the beach from this renovated 2-bedroom, 2-bathroom townhome in Summerplace, a low-density community of just 18 units on the desirable beach side of Thomas Drive! Enjoy convenient access to the white sandy beaches of Panama City Beach without crossing any busy streets. Renovations include luxury vinyl plank flooring throughout both levels, an updated kitchen, a renovated downstairs bathroom, and brand-new appliances. The spacious layout features an open living and dining area, a full bathroom downstairs, a dedicated laundry area, and multiple owner's storage closets. Enjoy a private covered patio on the first floor with an additional exterior storage closet for beach chairs, umbrellas, and other essentials. Upstairs, both bedrooms are generously sized and connected by a Jack-and-Jill bathroom. The spacious primary bedroom features a private balcony overlooking the refinished tennis courts, with a partial Gulf view and a refreshing coastal breeze. Summerplace offers a recently refinished, seasonally heated community pool with a pool house. Two assigned parking spaces are located directly outside your front door, providing convenient access without elevators or stairs to enter the home. Located just a short walk from Beach Access 12, with a sidewalk leading to the beach and free public parking available at the access. Enjoy nearby favorites including Panama City Coffee Company, Schooners, Ms Newby's, Hammerhead Fred's, Tootsie's, and St. Andrews State Park, with convenient access to Highway 98. Short-term rentals are allowed, offering flexibility for buyers seeking a primary residence, second home, vacation getaway, or investment property. Affordable beachside opportunities with this combination of renovations, proximity to the beach, and community amenities are hard to find. Don't miss your chance to own a renovated townhome just a short walk from the beach, complete with a community pool, private outdoor spaces, and investment potential!

6215 Thomas Dr Unit UNIT 123, Panama City Beach
9003 Banyan Beach Dr, Panama City Beach
$310,000
3 Beds ⋅ 3 Baths ⋅ 1013626 MLS ⋅ 1,476 SqFt.
Beautifully Updated Townhome Near the Beaches of Panama City Beach! Welcome to this beautifully updated 3-bedroom, 2.5-bathroom townhome offering a comfortable layout, modern finishes, and a convenient location close to the beach, shopping, dining, and the Naval Base. Whether you're searching for a primary residence, a second home, or an investment opportunity, this home offers a great combination of style, functionality, and location. The kitchen features crisp white cabinetry, granite countertops, and stainless steel appliances, creating a clean, timeless look with plenty of appeal. Gray plank laminate flooring extends throughout the downstairs living area, providing a modern feel and an easy-to-maintain space for everyday living and entertaining. Upstairs, you'll find three bedrooms with carpeted flooring, offering a comfortable retreat at the end of the day. The spacious primary suite features a walk-in closet and a private bathroom with dual sinks, providing added convenience and functionality. Two additional bedrooms offer flexibility for guests, a home office, or other needs. With 2.5 bathrooms and an upstairs laundry area, this home is designed to make everyday living a little easier. Additional features include a one-car garage and a practical floor plan that makes the most of its living space. Conveniently located near beautiful beaches, local restaurants, shopping, and the Naval Base, you'll have easy access to many of the area's most popular destinations!

9003 Banyan Beach Dr, Panama City Beach
22522 Front Beach Rd Unit UNIT O, Panama City Beach
$429,000
2 Beds ⋅ 3 Baths ⋅ 1013340 MLS ⋅ 1,140 SqFt.
RENOVATED & STUNNING 2BR/2.5BA Townhome on desirable West End of Panama City Beach, with a Modern Flare! Across the street from the Pristine White Sandy Beaches (Two Public Beach Access Points). (beach access 94 is right across the street)! This lovely townhome is tucked away in a peaceful & quiet community, mere minutes from the fun of 30A, the action of Pier Park & the Airport. A Perfect year-round home or great vacation rental (short term rentals allowed with very low HOA dues). Sold Fully Furnished (Turn Key) with updated Furniture & Decor. Start earning money NOW! Imagine stepping onto the Covered Front Porch or Balcony adorned with your very own Palm Tree, creating an inviting atmosphere from the moment you arrive. Inside, revel in the spacious layout featuring New LVP Wood Floor throughout (No Carpet), ensuring easy maintenance without compromising on style. The heart of this home is its chef's kitchen, a masterpiece boasting Quartz countertops, Custom Backsplash, Gold Sink, and matching Gold Hardware on the cabinets. Upgrades: Refrigerator, Electric smooth cooktop/oven, Microwave & Dishwasher, add to the allure of this culinary space. The oversized family room is designed for comfort and entertainment, and the split bedroom layout ensures privacy for the master suite. Speaking of the master, it opens up to a private balcony with peek-a-boo Gulf Views, creating a serene retreat. The master bathroom mirrors the kitchen's elegance with quartz countertops, modern gold sinks, faucets, lighting, mirrors, and hardware. This home is not just about beauty; it's also practical & convenient. Upgrades: A/C unit, light fixtures, ceiling fans, faucets, new toilets, & new paint. Additional storage space can be found in the back patio, and the property offers a good-sized backyard, a rarity among townhomes, condos, and duplexes. Plus, being a townhome (not a condo) means an easier qualification process for buyers, and with no neighbors above, you can enjoy peaceful living. For those interested in rental potential, this property has an impressive rental history, capacity to sleep 8, it's an excellent investment opportunity. New Roof 2016.

22522 Front Beach Rd Unit UNIT O, Panama City Beach
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