Panama City Beach Homes under $350,000

9900 S Thomas Drive Unit 2126, Panama City Beach

SUNSET VIEWS FROM THE BALCONY. SUNRISE VIEWS FROM THE PRIMARY BEDROOM. DEEDED PARKING. Shores of Panama 2126 is a beautifully maintained, professionally managed N floor plan featuring one bedroom, a bunk room, two full bathrooms, and a deeded parking space on the 11th floor. Positioned high above Panama City Beach, the condo offers Gulf views in two directions. From the living room and balcony, enjoy views across the resort's lagoon-style pool toward the Gulf, including southwest-facing sunset views. From the primary bedroom, the perspective shifts southeast along Panama City Beach's coastline, offering Gulf and sunrise views from the opposite side of the residence. Inside, coastal decor and LVP flooring throughout create a bright, cohesive interior. The primary bedroom includes a king-size bed and large flat-screen TV. The living room features a new U-shaped, deep-seated pullout sofa and large flat-screen TV. The kitchen is finished with granite countertops and stainless steel appliances, while a front-loading stackable washer and dryer provides in-unit laundry. The HVAC system was replaced in 2020, and the water heater was replaced in 2021. Documented rental income paid to the owner after management totaled $35,284.13 in 2024 and $30,135.85 in 2025. Completed stays through September 29, 2026, generated $27,818.74 after management and before other ownership expenses. Dolce Vita Getaways has also provided a projected annual rental revenue of $44,100, with an estimated range of $35,500 to $54,400 before management fees and ownership expenses. Past performance and projections are provided for informational purposes only and are not guarantees of future rental income. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, a spacious hot tub, and direct access to the resort's beachfront area. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, attractions, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers a variety of dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Additional Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,147.62 per quarter. All information, rental income, projections, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Drive Unit 2126, Panama City Beach

9900 S Thomas Dr Unit 2126, Panama City Beach

$329,900

1 Beds ⋅ 2 Baths ⋅ 1013174 MLS ⋅ 936 SqFt.

SUNSET VIEWS FROM THE BALCONY. SUNRISE VIEWS FROM THE PRIMARY BEDROOM. DEEDED PARKING. Shores of Panama 2126 is a beautifully maintained, professionally managed N floor plan featuring one bedroom, a bunk room, two full bathrooms, and a deeded parking space on the 11th floor. Positioned high above Panama City Beach, the condo offers Gulf views in two directions. From the living room and balcony, enjoy views across the resort's lagoon-style pool toward the Gulf, including southwest-facing sunset views. From the primary bedroom, the perspective shifts southeast along Panama City Beach's coastline, offering Gulf and sunrise views from the opposite side of the residence. Inside, coastal decor and LVP flooring throughout create a bright, cohesive interior. The primary bedroom includes a king-size bed and large flat-screen TV. The living room features a new U-shaped, deep-seated pullout sofa and large flat-screen TV. The kitchen is finished with granite countertops and stainless steel appliances, while a front-loading stackable washer and dryer provides in-unit laundry. The HVAC system was replaced in 2020, and the water heater was replaced in 2021. Documented rental income paid to the owner after management totaled $35,284.13 in 2024 and $30,135.85 in 2025. Completed stays through September 29, 2026, generated $27,818.74 after management and before other ownership expenses. Dolce Vita Getaways has also provided a projected annual rental revenue of $44,100, with an estimated range of $35,500 to $54,400 before management fees and ownership expenses. Past performance and projections are provided for informational purposes only and are not guarantees of future rental income. Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, a spacious hot tub, and direct access to the resort's beachfront area. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, attractions, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers a variety of dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Additional Panama City Beach attractions and entertainment venues include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge. HOA dues are $3,147.62 per quarter. All information, rental income, projections, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

9900 S Thomas Dr Unit 2126, Panama City Beach

101 Cain Rd Unit UNIT H, Panama City Beach

$209,900

1 Baths ⋅ 1013165 MLS ⋅ 410 SqFt.

Owner Financing Available With Acceptable Terms! This first floor condo (NO Stairs to Climb) located at Pirate's Cove offers affordable living just steps to the water. This quaint community offers beautiful views of Lake Powell where you can enjoy a day of jet skiing, kayaking and paddleboarding all the way to the gulf. There is also a pier for a day of fishing, a boat launch and two community pools, one of which is directly off of the patio and the other overlooks the lake. This cozy, first floor studio unit comes fully furnished and will be perfect for a rental or to call home. At Pirate's Cove, you are just a short commute to the beach, Camp Helen State Park and great shopping, dining and attractions that 30A and Panama City Beach offer. Don't miss out on this opportunity to own an affordable piece of paradise. Buyer to verify all information deemed important.

101 Cain Rd Unit UNIT H, Panama City Beach

8743 Thomas Drive Unit 1222, Panama City Beach

$339,000

1 Beds ⋅ 2 Baths ⋅ 796161 MLS

Gulf-front condo at The Summit Beach Resort in Panama City Beach! This well-located unit offers beautiful Gulf views and direct access to the white-sand beach from one of PCB's established beachfront resorts. The Summit is a 15-story complex on Thomas Drive, close to restaurants, shopping, entertainment, and popular area attractions. Resort amenities include multiple pools, hot tubs, a fitness center, tennis and basketball courts, shuffleboard, saunas, on-site dining, a convenience/gift shop, and direct beach access. The condo offers a functional layout with a private balcony overlooking the Gulf, making it a great option for a primary residence, second home, or vacation-rental investment. Enjoy incredible sunsets, easy beach access, and the convenience of resort-style amenities right outside your door. The Summit's central Thomas Drive location keeps you close to everything Panama City Beach has to offer while still giving you the full beachfront experience.

8743 Thomas Drive Unit 1222, Panama City Beach

$299,000

3 Beds ⋅ 2 Baths ⋅ 796135 MLS

Solid brick home, even better neighborhood, and a great opportunity in Panama City Beach's established Woodlawn community. Located at 306 Carolyn Avenue, this 3-bedroom, 2-bath home offers approximately 2,012 square feet of heated and cooled living space, plus an additional approximately 350 square feet in the enclosed sunroom/Florida room that is not included in the reported heated and cooled square footage. Inside, the functional single-story layout includes an open kitchen with breakfast bar, living and dining areas, a dedicated office or study, and flexible bonus space in the enclosed sunroom. The home provides a generous footprint for a buyer looking to update, renovate, personalize, or add value over time. Situated on an approximately 0.23-acre lot, the property features an established yard with irrigation and room for outdoor entertaining, gardening, pets, or future improvements. The Woodlawn neighborhood adds to the appeal with access to a community public boat launch area, while nearby JDF Marina offers added convenience for boat storage, slips, rentals, and access to area waterways, Shell Island, and the Gulf. Enjoy a central Panama City Beach location near beaches, boating, fishing, shopping, dining, entertainment, and everyday conveniences. Whether you are searching for a primary residence, second home, renovation project, or Panama City Beach investment opportunity, 306 Carolyn Avenue offers flexible space, boating access, and potential in a desirable established neighborhood.

306 Carolyn Avenue, Panama City Beach

$349,000

3 Beds ⋅ 1 Baths ⋅ 1013088 MLS ⋅ 888 SqFt.

Your Florida Beach Cottage Awaits! Just a short stroll to the beautiful Gulf beaches--this charming 3-bedroom, 1-bath block home is ready for its next chapter! It has been recently updated with new cabinets, countertops, stainless steel appliances and new lighting fixtures. With classic terrazzo floors, a nice-sized lot, (50x140) and plenty of room to create your own backyard oasis--including space for a pool--this property is full of possibilities. Use it as your full-time Florida retreat or second home, getaway where you can relax, make memories, and enjoy everything beach life has to offer. Block construction adds peace of mind, while the location puts you close to the sand, sunshine, and all the fun of the coast. Centrally located you are a short drive to pier park and on the opposite direction a short drive to everything the east end of PCB has to offer. Pack your flip-flops and come see why this little beach cottage could be the perfect place for your slice of paradise!

404 Wisteria St, Panama City Beach

$320,000

3 Beds ⋅ 3 Baths ⋅ 796115 MLS

Located on Hwy 79 near main roads and highways, the location is near Panama City Beach and the airport. New hospital just a mile away to be completed in 2027. Unit has 3 bedrooms and 2 full baths on second floor. The half bath is convientent ajacent to the kitchen. As you enter the unit, the foyer leads to the open kitchen with center island, a large living area and adjoining dining area. The kitchen includes a stainless steel appliance package with smooth top stove, dishwasher and microwave, a pantry and beautiful white cabinetry in Ivory. Upstairs you will find the primary bedroom, and two additional bedrooms and launtry area.

496 Melrose Way, Panama City Beach

$349,000

3 Beds ⋅ 1 Baths ⋅ 796097 MLS

Your Florida Beach Cottage Awaits! Just a short stroll to the beautiful Gulf beaches--this charming 3-bedroom, 1-bath block home is ready for its next chapter! It has been recently updated with new cabinets, countertops, stainless steel appliances and new lighting fixtures. With classic terrazzo floors, a nice-sized lot, (50x140) and plenty of room to create your own backyard oasis--including space for a pool--this property is full of possibilities. Use it as your full-time Florida retreat or second home, getaway where you can relax, make memories, and enjoy everything beach life has to offer. Block construction adds peace of mind, while the location puts you close to the sand, sunshine, and all the fun of the coast. Centrally located you are a short drive to pier park and on the opposite direction a short drive to everything the east end of PCB has to offer. Pack your flip-flops and come see why this little beach cottage could be the perfect place for your slice of paradise!

404 Wisteria Street, Panama City Beach

7679 Grotto Lane Unit 18, Panama City Beach

$289,900

4 Beds ⋅ 3 Baths ⋅ 796074 MLS

NO RENTAL RESTRICTIONS!!! Waypoint by Traton Homes, a vibrant new community of townhomes located on Front Beach Road in Panama City Beach, Florida. Waypoint offers 72 homes just under 3 miles from the beach, 1.5 miles from Dolphin Bay, and approximately 20 miles from the Northwest Florida Beaches International Airport. Residents will enjoy easy access to local attractions, with Pier Park only 7 miles away and Hathaway Bridge nearby, serving as the gateway to Panama City proper. The community is also conveniently situated near the Naval and Coast Guard bases. Each townhome features 3 or 4 bedrooms, including a bedroom with a full bath on the main level. The open concept living space includes a modern kitchen with an island, a dining area, and a family room that opens to a private back patio. Upstairs, the spacious owner's suite offers a walk-in closet, and an ensuite bath with a double vanity, a shower, and a separate water closet. Two additional bedrooms, an additional full bath, and a conveniently located laundry room complete the upper level.

7679 Grotto Lane Unit 18, Panama City Beach

17614 Front Beach Road Unit E3, Panama City Beach

$215,000

1 Beds ⋅ 1 Baths ⋅ 796037 MLS

This condo is perfectly located on the west end of Panama City Beach and works great as a short-term rental, second home, or primary residence. It's just steps from the beach access and sits right by the pool in the backyard, making it super convenient for beach and pool days. Whether you're looking for a place to enjoy yourself or an investment with solid rental potential, this condo offers an easy, laid-back beach lifestyle in a great location.

17614 Front Beach Road Unit E3, Panama City Beach

9850 S Thomas Dr Unit UNIT 1006E, Panama City Beach

$269,000

1 Beds ⋅ 1 Baths ⋅ 1012987 MLS ⋅ 751 SqFt.

'A'' units are the largest in the building. . Sunbird is a gated beachfront community that has recently received a refresh with new exterior paint, updates, and new beautiful landscaping, new exterior windows and doors and rails on balconies. Spend your day enjoying three swimming pools, including a pool heated during the cooler months. There is a wrap around composite sun decks and grills around the pool sunbathing areas. The upgraded fitness center, pickleball courts, and tennis court provide plenty of ways to stay active. Given the rarity of ''A'' units, this opportunity won't last long. Act quickly to secure this exceptional property! Imagine waking up to the laid-back beach lifestyle at Sunbird! This spacious condo offers a roomy living area plus a separate dining space that could potentially be transformed into an additional bedroom, giving you flexibility for family, guests, or rental use. The bedroom comfortably accommodates a king-size bed and features a walk-in closet. Some owners have added French doors to the bedroom, creating an even more open feel and enhancing the Gulf views. This floor plan also features the largest bathroom in the building. Best of all, you're just a short stroll from restaurants, shopping, and the fun of Panama City Beach. And with a new A/C system, this condo is ready to enjoy as your beach getaway, second home, or investment property.

9850 S Thomas Dr Unit UNIT 1006E, Panama City Beach

509 Pinetree Drive Unit A & B, Panama City Beach

$279,997

3 Beds ⋅ 3 Baths ⋅ 796030 MLS

INVESTOR'S DREAM on the highly desirable west end of Panama City Beach! This unique property offers TWO separate units on a double lot, creating multiple opportunities for the savvy investor. Utilize the existing units as short-term vacation rentals, generate steady income with long-term rentals, or explore the potential to finish the downstairs garage area to create additional usable space and increase the property's income potential. Looking for a larger redevelopment opportunity? Take advantage of the double lot and explore the possibility of removing the existing structures and building brand-new construction. With its west-end location near 30A and the beaches, this property offers flexibility that's increasingly hard to find in Panama City Beach. Whether you're looking for STR potential, long-term rental income, a value-add project, or a future new-build opportunity, 509 Pinetree Drive gives you multiple ways to make the property work for your investment strategy. Bring your vision and take advantage of this rare west-end opportunity!

509 Pinetree Drive Unit A & B, Panama City Beach

Panama City Beach Homes under $350,000

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