Panama City Beach Homes under $250,000

Panama City Beach Homes under $250,000

Welcome to the sun-kissed shores of Panama City Beach, Florida, where the warm Gulf breezes and stunning emerald waters create a picturesque backdrop for your next home. Nestled in Bay County, this vibrant coastal city is renowned for its breathtaking beaches, family-friendly attractions, and a laid-back lifestyle that invites you to unwind and enjoy life to the fullest.

Panama City Beach is not just a vacation destination; it’s a community that offers a unique blend of natural beauty and a welcoming atmosphere. With a plethora of activities ranging from water sports and fishing to exploring the nearby state parks, there’s something for everyone. The area is also home to a variety of dining options, local shops, and entertainment venues, making it a perfect place for families, retirees, and young professionals alike.

What’s more, if you’re looking to invest in a piece of this paradise without breaking the bank, you’ll be pleased to discover that homes under $250,000 are available! Whether you’re searching for a cozy beach cottage, a charming townhome, or a comfortable condo, Panama City Beach offers a range of affordable options that cater to diverse tastes and lifestyles.

Imagine waking up to the sound of waves crashing and the scent of salt in the air, all while knowing you’ve made a smart investment in a thriving community. With its stunning scenery, friendly atmosphere, and budget-friendly housing options, Panama City Beach is the ideal place to call home. Don’t miss your chance to be part of this coastal gem!

Newest Panama City Beach Homes under $250,000

101 Cain Rd Unit UNIT H, Panama City Beach
$209,900
1 Baths ⋅ 1013165 MLS ⋅ 410 SqFt.
Owner Financing Available With Acceptable Terms! This first floor condo (NO Stairs to Climb) located at Pirate's Cove offers affordable living just steps to the water. This quaint community offers beautiful views of Lake Powell where you can enjoy a day of jet skiing, kayaking and paddleboarding all the way to the gulf. There is also a pier for a day of fishing, a boat launch and two community pools, one of which is directly off of the patio and the other overlooks the lake. This cozy, first floor studio unit comes fully furnished and will be perfect for a rental or to call home. At Pirate's Cove, you are just a short commute to the beach, Camp Helen State Park and great shopping, dining and attractions that 30A and Panama City Beach offer. Don't miss out on this opportunity to own an affordable piece of paradise. Buyer to verify all information deemed important.

101 Cain Rd Unit UNIT H, Panama City Beach
17614 Front Beach Road Unit E3, Panama City Beach
$215,000
1 Beds ⋅ 1 Baths ⋅ 796037 MLS
This condo is perfectly located on the west end of Panama City Beach and works great as a short-term rental, second home, or primary residence. It's just steps from the beach access and sits right by the pool in the backyard, making it super convenient for beach and pool days. Whether you're looking for a place to enjoy yourself or an investment with solid rental potential, this condo offers an easy, laid-back beach lifestyle in a great location.

17614 Front Beach Road Unit E3, Panama City Beach
9902 S Thomas Drive Unit 1835, Panama City Beach
$250,000
1 Beds ⋅ 2 Baths ⋅ 796028 MLS
What makes a vacation condo stand out to guests? Start with a view they'll want to photograph. Unit 1835, located across from the Gulf becomes part of the experience--morning coffee with a coastal backdrop, an afternoon break between outings, and a place to unwind when the day winds down. Come tour this 18th-floor condo and see how that view shapes the space. Inside, the open living and dining area offers a comfortable place to gather after a day at the beach. A full kitchen gives owners and guests the flexibility to make breakfast before heading out, bring lunch back between swims, or enjoy an easy dinner in. The additional sleeping space adds versatility for visitors traveling together. Unit 1835 has the everyday comforts people appreciate on a longer stay, while its balcony and resort setting deliver the sense of escape they came to Panama City Beach to find. For an investor, the appeal extends beyond the condo door. Laketown Wharf offers five pools, a fitness center, a lakefront boardwalk, covered parking, and on-site dining. Guests can spend a full day enjoying the resort, head to the beach nearby, or explore the restaurants and entertainment around Panama City Beach. Those choices give visitors plenty to look forward to when planning a trip--and give an owner a distinctive setting to showcase when marketing a stay. Unit 1835 also offers the flexibility to enjoy the property yourself. Picture a spontaneous beach weekend with your own place to return to, time by the pool, and a balcony where you can pause and take in the Gulf view. When you're considering a coastal investment, it helps to find a property you can imagine using as well as sharing with guests. Photos can introduce the view, but a tour lets you experience it from the balcony and walk through the condo's layout for yourself. See the living space, consider how guests would use it, and explore the amenities that make Laketown Wharf a recognizable Panama City Beach destination. Schedule your showing of Unit 1835 and discover its potential firsthand.

9902 S Thomas Drive Unit 1835, Panama City Beach
9902 S Thomas Drive Unit 1037, Panama City Beach
$219,000
1 Beds ⋅ 2 Baths ⋅ 795907 MLS
Looking For a Condo at the Beach? Same floor as Parking deck Pool, easy walk over the catwalk to the pool and Parking. This Spacious Residence Offers 1BR 2BA + Bunk Room & Can Easily Accommodate 6 People. Being Sold Rental Ready. Laketown Wharf Resort Is in the Heart of All the Fun & Excitement in Panama City Beach Just Steps Away from The World's Most Beautiful White-Sand Beaches, Shopping, Dining & Entertainment. This Beachside Resort Offers all the Amenities with Convenient Beach Access, 5 Pools, A Kids FunScape Playground, Splash Bar & Grill, Gulf View Fitness Center & Covered Garage Parking. Laketown Wharf Offers a Variety of Views Including the Gulf of Mexico, Lake & Golf Course. Enjoy The Nightly Fountain & Light Show & Market Shops Along the Lakefront Boardwalk.

9902 S Thomas Drive Unit 1037, Panama City Beach
14401 Front Beach Road Unit 311, Panama City Beach
$215,000
1 Baths ⋅ 795888 MLS
Turnkey beach investment opportunity at Fontainebleau Terrace! This unit is currentlybeing used as a successful vacation rental and offers an excellent opportunity for an investor, second-home buyer, or anyone looking for their own beach getaway. Located directly across from the beautiful Gulf of Mexico, Fontainebleau Terrace provides convenient beach access and a prime location in the heart of Panama City Beach. Guests and owners can enjoy the coastal lifestyle with dining, shopping, entertainment, and local attractions nearby. Whether you're looking to continue operating the property as a short-term rental or create your own personal beach retreat, this unit offers flexibility in a highly desirable PCB location. Don't miss your opportunity to own a piece of Panama City Beach!

14401 Front Beach Road Unit 311, Panama City Beach
116 Damon Circle Unit S, Panama City Beach
$170,000
1 Baths ⋅ 795830 MLS
Welcome to your perfect Beach Rental or Getaway. This cute and bright Efficiency has a Full-size Kitchen and a Full Bath. Unlike standard studios that only offer a kitchenette, this unit features a fully equipped kitchen with a stove, oven, and refrigerator. This corner unit comes Fully Furnished and is 434 sq ft and on the second floor with a nice open layout either a patio or balcony. The Condo Association installed new Sliding door and Window (rated 200mph) in 2022, and the Roof was replaced in 2019. Exterior of the building was painted in 2021. The only thing to keep up, is your Interior, HVAC, and HOT Water Heater. Low maintenance and highly rentable and is located right in the hub of PCB. Open Parking at both sides of the building with a few golf cart parking spots available to use as well. Short Term Rentals are allowed as well as owners having pets (please check with association for information and rules). Association Dues pay for Insurance on the Building, Internet, Water, Sewer, Painting the Exterior of the Building, Roof, Household Garbage Receptacles, Pest Control, Property Patrol, Parking Spot, Lawn Mowing, Sprinklers, Maintenance of all Amenities and Common Areas. This Condo Unit is located inside this sought after Gulf Highlands Beach Resort in Panama City Beach, Florida. This resort is a gated community with 11 pools (5 heated), Pickle Ball and Tennis Courts, Shuffleboard, 18 Hole Putt Putt mini Golf course, Work out room, Conference Room, Play Areas, Golf Cart Parking areas throughout property, Private Beach house across the street Gulf side with a Cafe and Swimming Pool and bathrooms/ outdoor shower with a private beach access into the white beach sand of the Emerald Coast. Outside of GHBR are many of attractions including, restaurants, shopping, Post office, Emergency Department, Banks, Storage units, Water park, and more, all in walking distance. Schedule your showing today.

116 Damon Circle Unit S, Panama City Beach
112 Fairway Blvd Unit UNIT 404, Panama City Beach
$199,900
2 Beds ⋅ 1 Baths ⋅ 1012606 MLS ⋅ 1,200 SqFt.
Welcome to 112 Fairway Blvd, Unit 404, a charming 2-bedroom, 1-bath condo located in the desirable Colony Club community of Panama City Beach. Perfectly positioned along the golf course, this spacious unit features an enclosed patio overlooking the community pool and greens, creating a relaxing spot to enjoy the peaceful surroundings and beautiful views. Inside, you'll find an open living area filled with natural light, a functional kitchen, and generously sized bedrooms. Whether you're looking for a full-time residence or a Florida vacation retreat, this condo offers an easy, low-maintenance lifestyle in a convenient location. Colony Club features beautifully maintained grounds, a sparkling inground community pool, and a community room located beside the pool--an ideal space for private gatherings. Enjoy walking trails and a quiet residential setting while still being close to everything Panama City Beach has to offer. Located next to Holiday Golf Club, approximately four minutes from the beach and just two miles from Pier Park, you'll have shopping, dining, entertainment, golf, and the beautiful beaches of the Emerald Coast all within easy reach. HOA dues are approximately $450 per month and include Wi-Fi, basic cable, water, sewer, trash, building insurance, community management, pool, and community room. Come experience the convenience, views, and relaxed coastal lifestyle offered at Colony Club!

112 Fairway Blvd Unit UNIT 404, Panama City Beach
314 El Reposo Place, Panama City Beach
$250,000
3 Beds ⋅ 2 Baths ⋅ 795776 MLS
GULF VIEWS, COASTAL LIVING & INVESTMENT POTENTIAL! Just THREE BLOCKS from the stunning Gulf waters of Laguna Beach, 314 El Reposo Place puts you right in the heart of the Panama City Beach lifestyle! Better yet, you can see the beautiful Gulf waters as you pull into the driveway. This meticulously maintained, fully furnished 3-bedroom, 2-bath home offers incredible potential as a primary residence, vacation getaway, or short-term rental investment. Inside, you'll find 1,080 square feet of comfortable coastal living with two large bathrooms, including a spacious primary bath with a built-in makeup vanity. The home is being sold fully furnished and is thoughtfully equipped for guests, featuring a sleeper sofa in the living room and an additional rollaway bed beyond the three bedrooms. Major updates mean you can enjoy the beach lifestyle with added peace of mind, including a new HVAC system, new hot water heater, and a roof installed in 2024. The home has been immaculately cared for and is truly ready for its next owners. The location is the star of the show! Just three blocks to the Gulf and Laguna Beach, with Panama City Beach's beautiful beaches, restaurants, shopping, entertainment, and attractions all nearby. With short-term rentals permitted, this property presents an exciting opportunity in one of the area's most desirable coastal destinations. Whether you're looking for your own slice of paradise, a vacation home, or a property with rental potential, this one checks the boxes. Coastal properties this close to the Gulf don't come along every day--schedule your private showing today and make 314 El Reposo Place your next piece of paradise! Sellers open to 1,000 towards concessions for new flooring. New photos coming soon

314 El Reposo Place, Panama City Beach
321 Palm Dr, Panama City Beach
$224,500
2 Beds ⋅ 1 Baths ⋅ 1012593 MLS ⋅ 952 SqFt.

321 Palm Dr, Panama City Beach
17462 Front Beach Road Unit 11C3, Panama City Beach
$225,000
1 Beds ⋅ 1 Baths ⋅ 795765 MLS
INVESTOR'S DREAM - Renovated & furnished condo!! New interior paint, backslash in kitchen, new stove, countertop, sink, popcorn ceiling removed in living room, new TV, and more. This condo is a short stroll to the dedicated beach access, and nestled in a quiet area of the Horizon South Condominiums complex. It is located on the desired westend of Panama City Beach. So many amenities in this community across the street including; 4 pools, hot tub, pickleball & tennis courts, shuffle board, basketball court, 18 hole mini-golf course, and more! *Measurements are approx. and should be verified by Buyer*.

17462 Front Beach Road Unit 11C3, Panama City Beach
321 Palm Drive, Panama City Beach
$224,500
2 Beds ⋅ 1 Baths ⋅ 795739 MLS
Nice opportunity in Laguna Beach. This fixer upper mobile home sits on a nice size lot, 50x110. Fix up the mobile home for a rental investment or a nice beach getaway. This home needs you!. Another option is to remove the mobile home for a great building site. Laguna beach is a golf cart friendly area that welcomes short term rentals. It is a beach area on the west end of Panama City Beach with a laid back 'Beachy' vibe. It has its own 'Local's grocery store,'the Carousel',liquor store,gift shop, ice cream & Donut hangout called ThomasDonuts. This property is calling your name. Priced for land value,yet giving an opportunity to put your sweat equity to work.

321 Palm Drive, Panama City Beach
6421 Big Daddy Drive, Panama City Beach
$163,500
3 Beds ⋅ 2 Baths ⋅ 795732 MLS
This rental opportunity has the location, updates, and convenience buyers and renters are looking for. Enjoy an updated interior, a private backyard, and front porch perfect for relaxing outside after a day on the water.The home is close to the water and just minutes from the marina and public boat dock, making it easy to enjoy your boat, jet skis, and other water toys whenever you want. Whether you are looking for a full-time home, a coastal getaway, or an investment property, this move in ready home offers a practical layout with a comfortable primary bedroom and two additional bedrooms for family, guests, or tenants.The open kitchen includes a refrigerator, oven, cooktop, dishwasher, plenty of cabinet space, and custom built shelving that is great for pantry storage. There is also a spacious laundry area ready for your washer and dryer.Publix and ALDI are conveniently nearby for everyday shopping and last minute essentials. With nearby shopping, and easy access to the marina, this property is a great fit for someone looking to enjoy the coastal lifestyle or add a solid rental property to their portfolio.

6421 Big Daddy Drive, Panama City Beach
Start Your Search

Vendor Member Number : 28166